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$859,900
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Property Description
PRICED TO SELL----OVER 100K BELOW APPRAISED VALUE!! DON'T WALK, RUN INTO THIS EQUITY!! Welcome to a rare opportunity in one of Cumming's desirable golf course communities-offering exceptional space, flexibility, and value for today's modern lifestyle. IF YOU'RE LOOKING FOR A SPACIOUS HOME WITH MULTIPLE RECREATIONAL AREAS AND A LOW-MAINTENANCE BACKYARD, THIS IS IT!! With over 5,500 square feet, this home is thoughtfully designed for those who need room to live, work, and entertain without compromise. Each generously sized bedroom features its own private bathroom, creating comfort and privacy for family and guests alike-ideal for multi-generational living, bedroom on the main, AND hosting with ease. The fully updated kitchen opens seamlessly into the main living area, creating a bright and inviting space filled with A TON OF natural light throughout the day. Whether you're gathering for everyday living or entertaining, the flow of this home is both functional and welcoming. The finished basement offers a true extension of the home, complete with a full bar, 2nd kitchen, and private theater room-perfect for movie nights, game days, or creating your own retreat. Step outside and enjoy a more low-maintenance outdoor lifestyle, giving you the freedom to spend less time on upkeep and more time enjoying the amenities of this sought-after golf course community. The outdoor space is designed for relaxation and connection without the demands of a large yard. If you've been searching for a home that offers substantial square footage, versatile living spaces, and strong value in Cumming, this is an opportunity you won't want to miss. Schedule your private tour today and experience this extraordinary property for yourself.
Full Property Details
Full Property Details for 3320 Spencer St
General
- Price: $859,900
- HOA FEE: $1,400
- Taxes: $7,244 (2024)
- Status: Active
- Type: Single Family
- Source: GAMLS_Atlanta
- MLS ID: 10682632
- Updated: 5/17/2026
- Added to Site: 111 day(s) ago
Interior
- Rooms/Areas: Bonus Room, Family Room, Foyer, Great Room, Office, Laundry, Game Room, Media Room
- Interior Features: High Ceilings, Soaking Tub, Two Story Foyer, Separate Shower, Tile Bath
- Fireplace: Yes
- Number of Fireplaces: 1
- Fireplace(s): Gas Log, Masonry, Gas Log, Masonry
- Appliances: Double Oven, Dishwasher, Cooktop, Stainless Steel Appliance(s), Refrigerator, Oven (Wall), Microwave
Rooms
Bathrooms
- Total Bathrooms: 7
- Full Bathrooms: 7
- Upper Floor Baths: 5
- Upper - Full Baths: 5
- Main - Full Baths: 1
- Lower - Full Baths: 1
Bedrooms
- Total Bedrooms: 6
- Bedrooms Upper: 5
- Bedrooms-Up1: 5
- Bedrooms Main: 1
Other Rooms
- Kitchen: Kitchen Island, Breakfast Bar, Solid-Surface Counters, Pantry
- Laundry: Other, Upper Level
Additional Information
- Shared Pool: Yes
- Tennis: Yes
Parking
- Parking Features: Garage Door Opener, Attached, Parking Pad
Location
- County: Forsyth
- Driving Directions: From ATL Head N on GA-400 (Buford HWY), a major freeway that extends from Buckhead through Fulton, Gwinnett, and into Forsyth County Proceed N on GA-400 Stay on GA-400 N, Take exit onto GA-141 (Peachtree PKWY). From GA-141 into the Neighborhood After exiting onto GA-141, continue through the city for a short distance, then turn into the Windermere area via local roads. Use your GPS or a map app to find Spencer Street, and follow it to house number 3320.
School Information
- Elementary School: Haw Creek
- Middle School: Lakeside
- High School: South Forsyth
Community
- Assoc. Fees Include: Maintenance Grounds, Reserve Fund, Swimming, Tennis
Heating & Cooling
- Cooling Type: Central Air, Ceiling Fan(s)
- Heating Type: Central, Electric, Forced Air, Natural Gas
Utilities
- Water/Sewer: Public Sewer
Structural Information
- Architectural Style: Craftsman
- Construction Status: Updated/Remodeled
- Basement: Yes
- Basement Desc.: Finished Bath, Daylight, Interior Entry, Exterior Entry, Finished, Full
- Roof: Composition
- Stories/Levels: Three Or More
- Living Area: 5,599 Sq. Ft.
- Finished Total: 5,599 Sq. Ft.
- Finished Above Grnd: 3,879 Sq. Ft.
- Finished Below Grnd: 1,720 Sq. Ft.
- Unfin. Below Grnd: 540 Sq. Ft.
- Year Built: 2006
Lot Features
- Lot Size (Acres): 0.22
- Lot Size Range: .22
- Lot Size Source: Public Records
- Lot Description: Sloped, Level
Financial Considerations
- Association Fee: Yes
- Association Fee: $1,400
- Tax Amount: $7,244
- Tax Year: 2024
Listing Courtesy of: eXp Realty
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Schools
Schools serving 3320 Spencer St
School District:Forsyth County School District
| Name | Grades | Distance |
|---|---|---|
Haw Creek Elementary School 2555 Echols Road, Cumming, GA 30041 | K-5 | 2.3 mi |
Lakeside Middle School, Cumming, GA 2565 Echols Road, Cumming, GA 30041 | 6-8 | 2.4 mi |
South Forsyth High School 585 Peachtree Parkway, Cumming, GA 30041 | 9-12 | 3.9 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 3320 Spencer St
Date
Details
Price
Change
Source
4/29/2026
Price Increased
$859,900
8.16%
MLS
4/16/2026
Price Reduced
$795,000
-7.67%
MLS
4/14/2026
Price Increased
$861,000
0.12%
MLS
4/09/2026
Price Reduced
$860,000
-0.12%
MLS
3/30/2026
Price Increased
$861,000
0.12%
MLS
2/25/2026
Price Reduced
$860,000
-4.34%
MLS
1/31/2026
Listed
$899,000
95.65%
MLS
4/06/2007
Sold
$459,500
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 3320 Spencer St
Year
Property Taxes
Change
Tax Assessment
Change
2024
$7,244
—
$351,064
1%
2024
$7,244
10%
$347,112
6%
2023
$6,568
20%
$326,548
59%
2021
$5,451
-12%
$205,808
—
2022
$6,228
14%
$205,808
4%
2021
$5,451
4%
$197,784
1%
2019
$5,264
1%
$196,356
1%
2018
$5,229
-1%
$194,372
-1%
2017
$5,287
—
$196,188
—
2016
$5,287
11%
$196,188
13%
2015
$4,757
9%
$174,228
3%
2014
$4,373
-1%
$168,484
-1%
2013
$4,435
—
$170,484
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 3320 Spencer St
3320 Spencer Street, Cumming, GA 30041 (MLS# 10682632) is a Single Family property with 6 bedrooms and 7 full bathrooms. 3320 Spencer Street is currently listed for $859,900 and was received on January 31, 2026. Want to learn more about 3320 Spencer Street? Do you have questions about finding other Single Family real estate for sale in Cumming? You can browse all Cumming real estate or contact a Coldwell Banker agent to request more information.

