Date
Details
Price
Change
Source
2/19/2026
Listed
$471,849
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
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Property Description
Is there a 4-bedroom home in Homer GA on a golf course under $500K? 108 Ginger Trail delivers 4 bedrooms, 3.5 baths, 2,344 square feet, and a 2-car garage in the Chimney Oaks Golf Course community, finished in 2026 with an unfinished basement and covered back deck overlooking the course. Welcome to this beautifully designed 4-bedroom home in Homer GA located in the sought-after Chimney Oaks Golf Course community. The Fairfield plan offers 2,344 square feet of thoughtfully designed living space plus an unfinished basement ready for future expansion, storage, or customization. The open concept kitchen and family room create a seamless flow ideal for entertaining and daily living. The kitchen features cashew-colored cabinetry, granite countertops, stainless steel appliances, and a large center island that anchors the space. A linear electric fireplace adds a modern focal point to the main living area while maintaining a warm, inviting atmosphere. Upstairs and throughout, the layout offers 4 spacious bedrooms and 3.5 bathrooms, providing flexibility for guests, work-from-home needs, or multi-generational living. Natural light enhances the open design, and the golf course lot delivers scenic views and added privacy. Step outside to the covered back deck complete with a ceiling fan, perfect for relaxing evenings or weekend gatherings overlooking the fairway. The 2-car garage provides convenience and functionality, while the unfinished basement offers room to grow and personalize. Located in Chimney Oaks in Homer, GA, this home places you within a premier golf course community setting while maintaining easy access to local conveniences. To schedule a private tour of 108 Ginger Trail, call or text for details and availability. ***Interior Stock Photos being used***
Full Property Details
Full Property Details for 108 Ginger Trl
General
- Price: $471,849
- HOA FEE: $114/month
- HOA FEE FREQ.: Annually
- Taxes: $260 (2025)
- Status: Active
- Type: Single Family
- Source: FMLS_Atlanta
- MLS ID: 7721982
- Updated: Today (2/19/2026)
- Added to Site: Today
Interior
- Interior Features: High Ceilings 9 ft Main
- Fireplace: Yes
- Number of Fireplaces: 1
- Fireplace(s): Electric
- Appliances: Dishwasher, Disposal, Electric Range, Microwave
- Flooring: Carpet, Luxury Vinyl, Tile
Rooms
Bathrooms
- Total Bathrooms: 4
- Full Bathrooms: 3
- Half Bathrooms: 1
- Main Floor Baths: 1
- Primary Bathroom: Double Shower, Double Vanity
Bedrooms
- Total Bedrooms: 4
- Bedrooms Main: 1
- Bedroom Features: None
Other Rooms
- Kitchen: Other Cabinets, Kitchen Island, Pantry Walk-In, View to Family Room
- Dining Room: Open Concept
- Laundry: Common Area
Additional Information
- Amenities: Clubhouse, Fitness Center, Golf, Homeowners Assoc, Near Schools, Near Shopping, Pickleball, Restaurant, Street Lights, Tennis Court(s)
- Security/Safety: Carbon Monoxide Detector(s), Smoke Detector(s)
- Equipment: None
Exterior
- Exterior Features: Private Yard
- Porch/Patio/Deck: Deck
Parking
- Garage Spaces: 2
- Parking Features: Garage
Location
- County: Banks
- Subdivision: Chimney Oaks
- Driving Directions: Use GPS
School Information
- Elementary School: Banks County
- Middle School: Banks County
- High School: Banks County
Community
- Association: Yes
- Assoc. Fees Include: Maintenance Grounds, Swim, Tennis
Heating & Cooling
- Cooling Type: Ceiling Fan(s), Electric
- Heating Type: Electric
Utilities
- Sewer: Septic Tank
- Water: Public
- Utility Description: Cable Available, Electricity Available, Phone Available, Water Available
Structural Information
- Architectural Style: Traditional
- Detached/Attached: Detached
- Exterior Const.: Cement Siding
- Basement: Yes
- Basement Desc.: Unfinished
- Roof: Composition, Shingle
- Common Walls: No Common Walls
- Windows: Double Pane Windows
- Stories/Levels: Two
- Square Feet: 2,344
- Sq. Ft. Source: Builder
- Year Built: 2026
- Property Condition: New Construction
Additional Structures
- Other Structures: None
Lot Features
- Property View: Golf Course
- Lot Size (Acres): 0.22
- Lot Size Source: Public Records
- Lot Dimensions: x
- Frontage: Private Road
- Street/Road Desc.: Paved
- Lot Features: Back Yard, Front Yard
- Fencing (Description): None
Financial Considerations
- Association Fee: $1,365
- Assoc Fee Freq.: Annually
- Tax Amount: $260
- Tax Year: 2025
- Terms: Cash, Conventional, FHA, USDA Loan, VA Loan
Listed by PBG Built Realty, LLC
Listings identified with the FMLS IDX logo come from FMLS, are held by brokerage firms other than the owner of this website and the listing brokerage is identified in any listing details. Information is deemed reliable but is not guaranteed. If you believe any FMLS listing contains material that infringes your copyrighted work, please click here to review our DMCA policy and learn how to submit a takedown request. © 2026 First Multiple Listing Service, Inc. Last Updated Feb 19 2026 5:16PM
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Listing agents
— 108 Ginger Trl —
PBG Built Realty, LLC
PBG Built Realty, LLC
NMLS#: 1598647Get Pre-Approved Today
Schools
Schools serving 108 Ginger Trl
School District:Banks County School District
| Name | Grades | Distance |
|---|---|---|
Banks County Primary School 266 Georgia 51, Homer, GA 30547 | K-2 | 2.5 mi |
Banks County Elementary School 180 Georgia 51, Homer, GA 30547 | 3-5 | 2.5 mi |
Banks County Middle School 712 Thompson Street, Homer, GA 30547 | 6-8 | 3.5 mi |
Banks County High School 1486A Historic Homer Hwy, Homer, GA 30547 | 9-12 | 3.8 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 108 Ginger Trl
Tax History
Tax History for 108 Ginger Trl
Year
Property Taxes
Change
Tax Assessment
Change
2025
$260
-3%
$13,600
—
2024
$268
-3%
$13,600
—
2023
$277
92%
$13,600
111%
2021
$144
7%
$6,440
—
2022
$135
—
$6,440
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 108 Ginger Trl
This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.
This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.
This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.
Listings identified with the FMLS IDX logo come from FMLS, are held by brokerage firms other than the owner of this website and the listing brokerage is identified in any listing details. Information is deemed reliable but is not guaranteed. If you believe any FMLS listing contains material that infringes your copyrighted work, please click here to review our DMCA policy and learn how to submit a takedown request. © 2026 First Multiple Listing Service, Inc. Last Updated Feb 19 2026 5:16PM
108 Ginger Trail, Homer, GA 30547 (MLS# 7721982) is a Single Family property with 4 bedrooms, 3 full bathrooms and 1 partial bathroom. 108 Ginger Trail is currently listed for $471,849 and was received on February 19, 2026. Want to learn more about 108 Ginger Trail? Do you have questions about finding other Single Family real estate for sale in Homer? You can browse all Homer real estate or contact a Coldwell Banker agent to request more information.