384 Cardinal Lane, Toccoa, GA 30577 - Photo 1

1/1

$598,000

Sold
Closed
Single Family
4 Beds
3 Full Baths

1/1

Property Description

This Lake Hartwell home offers 3 bedrooms and 3 full baths across two finished levels and has been recently updated with a new HVAC system and a concrete path leading to the covered slip boat dock with lift. The main floor features a vaulted great room with hardwood floors, seamlessly connected to the open kitchen and dining area. Step out onto a spacious, covered porch that spans the width of the home and flows into a large open deck, perfect for grilling and enjoying lake views. The main level includes two bedrooms and two full bathrooms. Downstairs, the terrace level offers a third bedroom, an additional full bath, bunk room with built in bunk beds. A generously sized bonus room that makes a comfortable space for watching TV or playing games. There's also a quiet nook ideal for a home office, allowing you to work while soaking in the lakeside atmosphere. A second covered deck on the lower level leads to the improved concrete path down to the lake, where you'll find a covered slip dock complete with a boat lift and PWC lift. Located in a protected deep water cove, the dock offers stunning views of one of Lake Hartwell's main channels. This home is move-in ready, with furnishings negotiable.

Full Property Details

Full Property Details for 384 Cardinal Ln

General

Sold For: $598,000
Taxes: $2,971 (24)
Status: Closed
Type: Single Family
Source: GAMLS_Atlanta
MLS ID: 10565598
Added to Site: 190 day(s) ago

Interior

Rooms/Areas: Bonus Room, Family Room, Laundry
Interior Features: Double Vanity, Master On Main Level, Vaulted Ceiling(s)
Fireplace: Yes
Number of Fireplaces: 1
Fireplace(s): Basement, Factory Built, Basement, Factory-Built
Appliances: Dishwasher, Oven/Range (Combo), Refrigerator

Rooms

Bathrooms

Total Bathrooms: 3
Full Bathrooms: 3
Main - Full Baths: 2
Lower - Full Baths: 1

Bedrooms

Total Bedrooms: 4
Bedrooms Lower: 2
Bedrooms Main: 2
Bedrooms-Dn1: 2

Other Rooms

Kitchen: Breakfast Bar
Laundry: In Basement

Exterior

Exterior Features: Dock

Parking

Parking Features: Parking Pad

Location

County: Stephens
Driving Directions: I-85 Exit 173 head west R on 328/Gumlog. L on Tower. L on Brookhaven Circle. R on Silver Shoals. L on Holly Springs. R on Lakeland. R on Shorewood. Country Club DR. to L on Beechwood. L on Sparrow. L on Cardinal.

School Information

Elementary School: Out of Area
Middle School: Stephens County
High School: Stephens County

Community

Assoc. Fees Include: None

Heating & Cooling

Cooling Type: Ceiling Fan(s), Central Air
Heating Type: Central

Utilities

Water/Sewer: Septic Tank

Structural Information

Architectural Style: Other, Traditional
Construction Status: Resale
Basement: Yes
Basement Desc.: Finished Bath, Concrete, Daylight, Exterior Entry, Finished, Full, Interior Entry
Roof: Metal
Stories/Levels: Two
Living Area: 2,400 Sq. Ft.
Finished Total: 2,400 Sq. Ft.
Finished Above Grnd: 1,200 Sq. Ft.
Finished Below Grnd: 1,200 Sq. Ft.
Year Built: 2001

Lot Features

Property View: Lake
Lot Size (Acres): 0.28
Lot Size Range: .28
Lot Size Source: Public Records
Lot Description: Sloped

Water Features

Water Front: Yes
Water Front Name: Hartwell
Lake Front: Yes

Financial Considerations

Tax Amount: $2,971.84
Tax Year: 24

Listing Courtesy of: Hammock Realty North Georgia
Sold by Keller Williams Lake Hartwell

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— 384 Cardinal Ln —

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Schools

Schools serving 384 Cardinal Ln

School District:Stephens County School District

Name	Grades	Distance
Stephens County High School 323 Indian Trl, Toccoa, GA 30577	9-12	6.8 mi

Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 384 Cardinal Ln

Date

Details

Price

Change

Source

8/27/2025

Sold

$598,000

-0.33%

MLS

7/10/2025

Listed

$600,000

—

MLS

Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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384 Cardinal Lane, Toccoa, GA 30577 (MLS# 10565598) is a Single Family property that was sold at $598,000 on August 27, 2025. Want to learn more about 384 Cardinal Lane? Do you have questions about finding other Single Family real estate for sale in Toccoa? You can browse all Toccoa real estate or contact a Coldwell Banker agent to request more information.

384 Cardinal Ln Toccoa, GA 30577