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$233,000 Contingent

  • For Sale
  • Contingent
  • Single Family
  • 3 Beds
  • 2 Full Baths
  • 1,458 Sq. Ft.
  • 1 Car Garage
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This charming two bedroom, two bathroom home in Aurora is ready to show! The fully finished basement provides extra living space that could serve as a family room, home office, or even a guest suite perfect for those who need flexibility in their living arrangements. This home gives you the chance to really make this home your very own. The layout provides cozy living space all throughout the home. The neighborhood location is fantastic! When you need to unwind, Lebanon Park offers green space for weekend activities and evening walks. The nearby train station provides convenient access to downtown Chicago for work or entertainment. Daily errands are a breeze with grocery shopping and gas stations within easy reach. The area strikes that sweet spot between suburban convenience and small town charm. This home combines practical features with a functional and versatile layout.

Full Property Details for 640 S Spencer St

General

  • Price: $233,000
  • Taxes: $4,388 (2024)
  • Status: Contingent
  • Type: Single Family
  • Source: MRED
  • MLS ID: 12530409
  • Updated: 12/24/2025
  • Added to Site: 36 day(s) ago

Interior

  • Basement: Finished, F

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Basement Baths: Yes

Bedrooms

  • Total Bedrooms: 3
  • Bedrooms(Blw Grade): 1

Parking

  • Garage: Yes
  • Garage Spaces: 1
  • Total Spaces: 1
  • Parking Features: Yes, Detached, Garage

Location

  • Area: Aurora / Eola
  • County: Kane
  • Township: Aurora
  • Driving Directions: Drive east on Ashland Ave then take a left onto S Spencer St.

School Information

  • School District: 131
  • Elem School District: 131
  • Midd School District: 131
  • High School District: 131

Community

  • Assoc. Fees Include: None

Heating & Cooling

  • Cooling Type: None
  • Heating Type: Natural Gas

Utilities

  • Sewer: Public Sewer
  • Water: Public

Structural Information

  • Construction: Vinyl Siding
  • Exterior Const.: Vinyl Siding
  • Basement: Yes
  • Basement Desc.: Finished, Full
  • Square Feet: 1,458
  • Sq. Ft. Source: Other
  • Year Built: 1924
  • Built Before 1978: Yes

Lot Features

  • Lot Size (Acres): 0.15
  • Lot Size Range: Less than .25 Acre
  • Lot Dimensions: 58 x 160

Financial Considerations

  • Assessment Year: 1924
  • Tax Amount: $4,388
  • Tax Year: 2024
  • Pays Sewer: Public Sewer

Disclosures and Reports

  • Ownership: Fee Simple
  • Property ID: 1527430011

Listed by eXp Realty

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Listing agents

— 640 S Spencer St —

  • eXp Realty

  • eXp Realty

(773) 630-9205

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NMLS#: 1598647

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Save up to an additional 20% by bundling your home and auto together!

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Find the right home insurance for your new home!

with our affiliated in-house agency

Request a Quote

Save up to an additional 20% by bundling your home and auto together!

Schools serving 640 S Spencer St

School District:Aurora East Unit School District 131
NameGradesDistance
G N Dieterich Elementary School
1141 Jackson Street, Aurora, IL 60505
PK-50.7 mi
K D Waldo Middle School
56 Jackson Street, Aurora, IL 60505
6-80.7 mi
East High School, Aurora, IL
500 Tomcat Lane, Aurora, IL 60505
9-120.4 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 640 S Spencer St Get Price Alerts and Save Property

Date
Details
Price
Change
Source
12/11/2025
Listed
$233,000
-98.3%
MLS
7/28/2015
Sold
$13,744,500
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 640 S Spencer St

Year
Property Taxes
Change
Tax Assessment
Change
2024
$4,388
3%
$64,016
12%
2023
$4,274
11%
$57,198
13%
2022
$3,850
1%
$50,673
7%
2021
$3,809
—
$47,177
8%
2021
$3,809
6%
$43,821
8%
2019
$3,578
—
$40,601
3%
2018
$3,592
3%
$39,446
11%
2017
$3,493
4%
$35,614
12%
2016
$3,357
5%
$31,897
15%
2015
$3,184
-1%
$27,685
8%
2014
$3,205
21%
$25,585
-11%
2013
$2,652
—
$28,730
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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640 S Spencer Street, Aurora, IL 60505 (MLS# 12530409) is a Single Family property with 3 bedrooms and 2 full bathrooms. 640 S Spencer Street is currently listed for $233,000 and was received on December 11, 2025. Want to learn more about 640 S Spencer Street? Do you have questions about finding other Single Family real estate for sale in Aurora? You can browse all Aurora real estate or contact a Coldwell Banker agent to request more information.

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