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$325,000 Just Listed
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Property Description
Rare opportunity featuring access to the Chain O' Lakes via the Fox River! Nestled along Cary Creek Channel, this beautifully renovated home offers a rare blend of modern updates and natural beauty, with direct access to the Fox River. Offering 1530 square feet above grade plus additional finished basement space, the home features 2 above-grade bedrooms, 1 below-grade bedroom, and 2 full bathrooms, providing exceptional flexibility for a variety of living arrangements. From the moment you step inside, you will appreciate the extensive renovations throughout. The home showcases updated electrical, insulation, and windows, along with soaring vaulted cathedral ceilings that create a bright, open, and airy atmosphere. The kitchen has been thoughtfully updated with new cabinetry and appliances, while ceiling fans throughout enhance year-round comfort. The upstairs was fully renovated in 2017, with the exception of the bathroom. The finished basement offers incredible versatility, including a private in-law arrangement with a bedroom, full bathroom, and direct access to the backyard and creek. An oven hookup allows for a potential kitchenette, creating an ideal setup for extended living or guest accommodations. The opposite side of the basement is separately walled off with its own access, offering excellent space for storage, laundry, or a dedicated work or craft area. This home has been meticulously maintained with major system updates already completed, including a brand new washer and dryer and high efficiency water heater in 2022, well pump, pressure tank, and softener in 2023, and a new roof, gutters, and portions of the HVAC system updated in 2024. The well was inspected within the past two years in conjunction with the hot tub permit, providing added peace of mind. Step outside to your own private retreat. A spacious deck overlooks the expansive backyard and tranquil creek, with partial deck replacements completed between 2020 and 2024. Enjoy year-round outdoor living with a wonderful hot tub and gazebo, perfect for relaxing or entertaining in every season. Stairs leading down to the river access have been newly replaced in 2025, offering easy access to the water. A large shed provides ample storage for tools and outdoor equipment. This water adjacent property is ideal for kayaking, fishing, or simply enjoying the peaceful surroundings. Conveniently located near downtown Cary, the Metra, shopping, parks, and more, this home offers the perfect balance of everyday convenience and serene, nature-filled living. With extensive updates, a flexible living space, potential for an in-law arrangement, and a truly exceptional setting, this move-in-ready home presents a rare opportunity. Schedule your private showing today.
Full Property Details
Full Property Details for MLS# 12596665
General
- Price: $325,000
- HOA FEE: $20/month
- HOA FEE FREQ.: Annually
- Taxes: $5,120 (2024)
- Status: Active
- Type: Single Family
- Source: MRED
- MLS ID: 12596665
- Updated: 3/21/2026
- Added to Site: 1 day(s) ago
Rental Information
- Complex Features: Park
Interior
- Basement: Partially
- Interior Features: Vaulted Ceiling(s), 1st-Floor Bedroom, 1st-Floor Bath, Pantry
- Appliances: Range, Dishwasher, Refrigerator, Freezer, Washer, Dryer, Water Softener
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
- Basement Baths: Yes
Bedrooms
- Total Bedrooms: 3
Additional Information
- Equipment: Water Softener (Owned), Cable TV, Ceiling Fan(s)
- Other Features: School Bus Service, Commuter Train
Exterior
- Exterior Features: Hot Tub
Parking
- Total Spaces: 4
- Parking Features: Asphalt, Side Apron, Yes, Owned
Location
- Area: Cary / Oakwood Hills / Trout Valley
- County: McHenry
- Township: Algonquin
- Subdivision: Root Springs
- Driving Directions: West Main From Rt. 14 to Spring st left to Grove Lane left to home on left (Near Cary Country Club)
School Information
- School District: 26
- Elem School District: 26
- Midd School District: 26
- High School District: 155
Community
- Assoc. Fees Include: Other
- Mgmt. Company: Root Springs Improvement Association
Heating & Cooling
- Cooling Type: Central Air Conditioning
- Heating Type: Natural Gas
Utilities
- Sewer: Septic Tank
- Water: Well
Structural Information
- Architectural Info: Ranch
- Architectural Style: Ranch
- Model: RANCH
- Construction: Vinyl Siding
- Exterior Const.: Vinyl Siding
- Basement: Yes
- Basement Desc.: Partially Finished, Full, Walk-Out Access
- Foundation: Concrete Perimeter
- Roof: Asphalt
- Windows: Screens, Skylight(s)
- Square Feet: 1,530
- Sq. Ft. Source: Assessor
- Year Built: 1957
- Built Before 1978: Yes
Manufactured Home
- Model: RANCH
Additional Structures
- Other Structures: Shed(s)
Lot Features
- Lot Size (Acres): 0.25
- Lot Size Range: Less than .25 Acre
- Lot Dimensions: 35 x 211 x 68 x 222
- Lot Features: Channel Front
Water Features
- Water Front: Yes
- Water Front View: Back of Property
Financial Considerations
- Association Fee: $240
- Assoc Fee Freq.: Annually
- Parking Included: Yes
- Assessment Year: 1957
- Tax Amount: $5,120
- Tax Year: 2024
- Pays Sewer: Septic Tank
Disclosures and Reports
- Ownership: Fee Simple with Homeowners Association
- Property ID: 2019103003
Listed by Keller Williams North Shore West
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Schools
Schools serving MLS# 12596665
| Name | Grades | Distance |
|---|---|---|
Briargate Elementary School 100 South Wulff Street, Cary, IL 60013 | PK-5 | 1 mi |
Cary Jr High School 2109 Crystal Lake Road, Cary, IL 60013 | 6-8 | 2.3 mi |
Cary-Grove Community High School 2208 Three Oaks Road, Cary, IL 60013 | 9-12 | 1.8 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for MLS# 12596665
Date
Details
Price
Change
Source
3/20/2026
Listed
$325,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for MLS# 12596665
MLS# 12596665, Cary, IL 60013 (MLS# 12596665) is a Single Family property with 3 bedrooms and 2 full bathrooms. MLS# 12596665 is currently listed for $325,000 and was received on March 20, 2026. Want to learn more about MLS# 12596665? Do you have questions about finding other Single Family real estate for sale in Cary? You can browse all Cary real estate or contact a Coldwell Banker agent to request more information.

