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$994,000 Contingent

  • For Sale
  • Contingent
  • Condo
  • 4 Beds
  • 2 Full Baths
  • 2,300 Sq. Ft.
  • 1 Car Garage
  • Updated 4 days ago
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Location. Luxury. Privacy. Convenience: don't miss this rare opportunity to own an expansive, modern, turn-key residence offering a private in-unit elevator ~ a level of exclusivity and scale almost impossible to find in the Loop. Perfectly positioned on iconic State Street, this home delivers the best of city living with unmatched accessibility. Occupying the entire 4th floor, this 2,300 sq. ft. lofted residence features 4 bedrooms, 2 full baths, and soaring 14-foot ceilings throughout a dramatic open-concept layout. Every inch has been meticulously reimagined with premium finishes and a sophisticated modern design that beautifully complements the building's historic architecture. The sun-drenched main living space makes a bold impression anchored by a full wall of custom shelving and a stunning line of oversized windows that flood the interior with natural light. Dramatic corner exposures frame iconic views of the Palmer House and the vibrant Loop streetscape below. The chef's kitchen is draped in quartz with a striking waterfall island that offers abundant storage and seating. GE Profile appliances, including a beverage fridge, complete the space ideal for both culinary creations and entertaining. The primary suite is a private, spa-like retreat featuring a custom walk-in closet with a center island, plus an additional closet for even more storage. The ensuite bath exudes luxury with a double vanity, walk-in shower, and a freestanding soaking tub for ultimate relaxation. Three additional bedrooms, each with generous closets, offer flexible use for guests, office, or creative studio. Additional highlights include new wide-plank luxury flooring throughout, a premium full-size Whirlpool washer and dryer, and an oversized private storage space on the lower level. Enjoy effortless city living with deeded valet garage parking at 8 W. Monroe and unbeatable access to CTA buses, the Red Line, and all Loop "L" stops just outside your door.

Full Property Details for 120 S State St #4

General

  • Price: $994,000
  • HOA FEE: $1,029/month
  • Taxes: $12,804 (2023)
  • Status: Contingent
  • Type: Condo
  • Source: MRED
  • MLS ID: 12512277
  • Updated: 1/12/2026
  • Added to Site: 71 day(s) ago

Interior

  • Basement: None
  • Interior Features: Cathedral Ceiling(s), Elevator, Storage, Built-in Features, Walk-In Closet(s), Bookcases, Open Floorplan, Separate Dining Room, Quartz Counters
  • Appliances: Range, Microwave, Dishwasher, Refrigerator, Bar Fridge, Freezer, Washer, Dryer, Stainless Steel Appliance(s), Wine Refrigerator, Range Hood

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Bathroom Features: Separate Shower, Double Sink, European Shower, Soaking Tub

Bedrooms

  • Total Bedrooms: 4

Additional Information

  • Shared Amenities: Elevator(s), Storage

Parking

  • Garage: Yes
  • Garage Spaces: 1
  • Total Spaces: 1
  • Parking Features: Garage Door Opener, Yes, Garage Owned, Detached, Garage

Location

  • Area: CHI - Loop
  • County: Cook
  • Township: South Chicago
  • Driving Directions: State Street between Monroe and Adams

School Information

  • School District: 299
  • Elem School District: 299
  • Midd School District: 299
  • High School District: 299
  • Elementary School: South Loop Elementary School

Community

  • Assoc. Fees Include: Water, Insurance, Exterior Maintenance, Scavenger
  • Pets Allowed: Yes
  • Pets: Cats OK, Dogs OK
  • Pet Restrictions: Cats OK, Dogs OK, / 999lbs.
  • Mgmt. Company: Self Managed

Heating & Cooling

  • Cooling Type: Central Air Conditioning
  • Heating Type: Natural Gas, Forced Air

Utilities

  • Sewer: Public Sewer
  • Water: Public

Structural Information

  • Structure Type: Condo, Condo/Loft, High-Rise (7 or More Stories)
  • Construction: Brick, Stone
  • Exterior Const.: Brick, Stone
  • Basement Desc.: None
  • Entry Floor Number: 4
  • Stories/Levels: 10
  • Square Feet: 2,300
  • Sq. Ft. Source: Estimated
  • Year Built: 1926
  • Built Before 1978: Yes
  • Remodeled/Updated: 2025

Unit Information

  • Units in Building: 10

Lot Features

  • Lot Dimensions: PER SURVEY

Animals

  • Animals Allowed: Cats OK, Dogs OK

Financial Considerations

  • Association Fee: $1,029
  • Assoc Fee Freq.: Monthly
  • Parking Included: Yes
  • Assessment Year: 1926
  • Tax Amount: $12,804
  • Tax Year: 2023
  • Pays Sewer: Public Sewer

Disclosures and Reports

  • Ownership: Condo
  • Property ID: 17162130221004

Listed by Baird & Warner

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— 120 S State St #4 —

  • Baird & Warner

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NMLS#: 1598647

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Save up to an additional 20% by bundling your home and auto together!

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Find the right home insurance for your new home!

with our affiliated in-house agency

Request a Quote

Save up to an additional 20% by bundling your home and auto together!

Schools serving 120 S State St #4

School District:Chicago Public School District 299
NameGradesDistance
South Loop Elementary School
1212 South Plymouth Court, Chicago, IL 60605
PK-80.9 mi
Phillips Academy High School
244 East Pershing Road, Chicago, IL 60653
12-113.9 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 120 S State St #4 Get Price Alerts and Save Property

Date
Details
Price
Change
Source
11/06/2025
Listed
$994,000
107.08%
MLS
12/01/2023
Sold
$480,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 120 S State St #4

Year
Property Taxes
Change
Tax Assessment
Change
2023
$12,804
3%
$57,999
—
2022
$12,431
2%
$57,999
—
2021
$12,139
-27%
$57,999
-19%
2020
$16,601
1%
$71,819
-8%
2019
$16,365
2%
$78,218
—
2018
$16,084
-6%
$78,218
3%
2017
$17,028
7%
$75,873
—
2016
$15,924
9%
$75,873
—
2015
$14,604
14%
$75,873
17%
2014
$12,777
2%
$65,035
—
2013
$12,529
1%
$65,035
—
2012
$12,409
—
$65,035
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 120 S State St #4

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Listed by Baird & Warner

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120 S State Street #4, Chicago, IL 60603 (MLS# 12512277) is a Condo property with 4 bedrooms and 2 full bathrooms. 120 S State Street #4 is currently listed for $994,000 and was received on November 06, 2025. Want to learn more about 120 S State Street #4? Do you have questions about finding other Condo real estate for sale in The Loop? You can browse all The Loop real estate or contact a Coldwell Banker agent to request more information.

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