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$198,500 Just Listed
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Property Description
All realtors and clients need entry pass for Lake Summerset .. Please email all names to drmorgan57@gmail.com earnest money to be held by Security First Title Co 3963 W. Riverside Blvd. Rockford, IL 61101 (815) 226-2278 Fax: (815) 226-9029 Completely updated and freshened cabin in Lake Summerset. Main floor bedroom and family sleeping loft above. Vaulted ceiling with wood burning stove in the living area. Full bath on the first level. Attractive open concept spaces. Hardwood floors. Kitchen has built in laundry and island for food prep. The recently updated crawl space houses a brand new forced air electric furnace and is fully foam insulated for maximum efficiency and low utility costs. The home is being offered fully furnished and turn key so if this is a second home for you, you'll need very few things other than your personal items. Outside features include new gutter guards, a work shed, with attached sun room and wooden walking paths around the home. The adjoining lot (2218) is included and has it's own set of association dues ($1175) and quarterly water bill ( $70). The privacy and extra space provided with the extra lot make it very desirable but to be clear.. you do not have to accept it with the home purchase. Snowblower and riding mower negotiable. Ready for quick sale so you can enjoy Lake Summerset for the entire summer season.
Full Property Details
Full Property Details for 2217 Gainsboro Rd
General
- Price: $198,500
- HOA FEE: $98/month
- HOA FEE FREQ.: Yearly
- Taxes: $3,100 (2024)
- Status: Active
- Type: Single Family
- Source: 2606
- MLS ID: 202600951
- Updated: Today (2/23/2026)
- Added to Site: Today
Interior
- Interior Features: Ceiling Fan(s), Ceiling-Vaults/Cathedral, Ceiling-Wood Decorative, Window Treatments
- Fireplace: Yes
- Number of Fireplaces: 1
- Fireplace(s): Wood
- Appliances: Dishwasher, Dryer, Microwave, Refrigerator, Stove/Cooktop, Washer
Rooms
Bathrooms
- Total Bathrooms: 1
- Full Bathrooms: 1
Bedrooms
- Total Bedrooms: 2
Parking
- Garage Description: None
Location
- Area: Winnebago County
- County: Winnebago
- Subdivision: IL
School Information
- School District: Durand 322
- Elementary School: Durand Elementary
- Middle School: Durand Jr High
- High School: Durand High
Community
- Gated community: Yes
- Assoc. Fees Include: Pool Access, Water Access, Clubhouse
Heating & Cooling
- Cooling Type: Wall Unit
- Water Heater: Electric
Utilities
- Sewer: City/Community
- Water: City/Community
Structural Information
- Architectural Style: 1.5 Story
- Exterior Const.: Wood
- Roof: Shingle
- Square Feet: 850
- Year Built: 1974
Lot Features
- Frontage: City/Town
Water Features
- Water Front Desc.: City/Community
Financial Considerations
- Price Per Sq. Ft.: $233.53
- For Sale/Rent/Lease: For Sale
- Association Fee: $1,175
- Assoc Fee Freq.: Yearly
- Tax Amount: $3,100
- Tax Year: 2024
Disclosures and Reports
- Ownership: Fee Simple
- Legal Description: Corrected final plat 2 of lake summerset - bainbridge lot 2217 & 2218
- Flood plain: Yes
Listed by Morgan Realty, Inc.
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Schools
Schools serving 2217 Gainsboro Rd
School District:Durand Community Unit School District 322
| Name | Grades | Distance |
|---|---|---|
Durand Elementary School 200 West South Street, Durand, IL 61024 | PK-6 | 3.1 mi |
Durand Jr High School 200 West South Street, Durand, IL 61024 | 7-8 | 3.1 mi |
Durand High School 200 West South Street, Durand, IL 61024 | 9-12 | 3.1 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 2217 Gainsboro Rd
Date
Details
Price
Change
Source
2/23/2026
Listed
$198,500
53.88%
MLS
5/31/2023
Sold
$129,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 2217 Gainsboro Rd
Year
Property Taxes
Change
Tax Assessment
Change
2024
$3,100
15%
$46,680
40%
2023
$2,705
100%
$33,384
13%
2022
-100%
$29,490
9%
2021
$2,535
—
$27,155
4%
2021
$2,535
2%
$26,128
3%
2019
$2,492
-2%
$25,466
6%
2017
$2,543
-6%
$23,968
—
2016
$2,701
—
$23,968
—
2015
$2,703
6%
$23,968
-2%
2018
$2,559
-4%
$24,447
2%
2014
$2,660
—
$23,968
-5%
2013
$2,671
-4%
$25,355
-10%
2012
$2,769
—
$28,271
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 2217 Gainsboro Rd
2217 Gainsboro Road, Davis, IL 61019 (MLS# 202600951) is a Single Family property with 2 bedrooms and 1 full bathroom. 2217 Gainsboro Road is currently listed for $198,500 and was received on February 23, 2026. Want to learn more about 2217 Gainsboro Road? Do you have questions about finding other Single Family real estate for sale in Davis? You can browse all Davis real estate or contact a Coldwell Banker agent to request more information.

