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$239,000 Just Listed

  • For Sale
  • Active
  • Commercial
  • 2,580 Sq. Ft.
  • Updated 2 days ago

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Prime mixed-use property in a highly visible location along Route 31 in the heart of downtown Elgin! This versatile building offers endless possibilities-operate your business on the main level while enjoying the convenience of living above, or maximize its income potential as a rental investment. With excellent exposure to heavy daily traffic, this property is ideal for entrepreneurs and investors alike. The building is ready for updates and customization, allowing you to add your own style and value. Newer roof provides added peace of mind. Don't miss this opportunity to own a well-positioned property in a thriving commercial corridor.

Full Property Details for 13 N State St

General

  • Price: $239,000
  • Taxes: $2,693 (2022)
  • Status: Active
  • Type: Commercial
  • Source: MRED
  • MLS ID: 12677162
  • Updated: 6/13/2026
  • Added to Site: 3 day(s) ago

Interior

  • Interior Features: Basement

Location

  • Area: Elgin
  • County: Kane
  • Township: Elgin
  • Driving Directions: Route 31/ State St. in between Chicago St. and Highland Ave.
  • Location Details: Northwest Suburban, Central Business District, Mixed-Use Area, Water View, Public Transport Avail, In City Limits, High Traffic Area

Heating & Cooling

  • Cooling Type: None
  • Heating Type: Forced Air

Structural Information

  • Construction: Brick
  • Exterior Const.: Brick
  • Foundation: Concrete Perimeter
  • Stories/Levels: 2
  • Square Feet: 2,580
  • Current Bldg. Use: Commercial
  • # of Stores: 1
  • Year Built: 1900
  • Built Before 1978: Yes

Lot Features

  • Lot Size (Sq. Ft.): 1,334
  • Lot Dimensions: 22 x 60
  • Frontage: City Street
  • Potential Use: Commercial, Retail
  • Zoning: COMMR

Financial Considerations

  • Assessment Year: 1900
  • Tax Amount: $2,693.26
  • Tax Year: 2022
  • Tenant Pays: Varies by Tenant

Disclosures and Reports

  • Property ID: 614426006

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— 13 N State St —

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(773) 732-8688

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NMLS#: 1598647

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NMLS#: 1598647

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Save up to an additional 20% by bundling your home and auto together!

Schools serving 13 N State St

School District:School District U-46
NameGradesDistance
Washington Elementary School, Elgin, IL
819 West Chicago Street, Elgin, IL 60123
K-60.6 mi
Abbott Middle School, Elgin, IL
949 Van Street, Elgin, IL 60123
7-80.8 mi
Larkin High School
1475 Larkin Avenue, Elgin, IL 60123
9-121.4 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 13 N State St Get Price Alerts and Save Property

Date
Details
Price
Change
Source
6/13/2026
Listed
$239,000
136.63%
MLS
5/16/2024
Sold
$101,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 13 N State St

Year
Property Taxes
Change
Tax Assessment
Change
2024
$3,018
4%
$37,706
11%
2023
$2,904
8%
$34,064
10%
2022
$2,693
1%
$31,060
4%
2021
$2,676
—
$29,997
-20%
2021
$2,676
-20%
$37,513
5%
2019
$3,337
—
$35,733
6%
2018
$3,328
-5%
$33,662
-2%
2017
$3,519
-4%
$34,218
-1%
2016
$3,680
—
$34,506
9%
2015
$3,668
-7%
$31,628
1%
2014
$3,923
20%
$31,238
-3%
2013
$3,266
—
$32,062
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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13 N State Street, Elgin, IL 60123 (MLS# 12677162) is a Commercial property. 13 N State Street is currently listed for $239,000 and was received on June 13, 2026. Want to learn more about 13 N State Street? Do you have questions about finding other Commercial real estate for sale in Elgin? You can browse all Elgin real estate or contact a Coldwell Banker agent to request more information.

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