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$419,000 Just Listed
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Property Description
Welcome Home to 176 S. Channing, a beautifully maintained 4-bedroom home offering generous living space, valuable updates, and low-maintenance living in a convenient Elgin location. Built in 2006 the home feels bright, welcoming, and truly move-in ready. The thoughtfully designed main level provides comfortable spaces for everyday living and entertaining. The spacious kitchen features abundant cabinetry, modern appliances, and a cozy dining area perfect for casual meals. All four bedrooms are generously sized, offering flexibility for sleeping, a home office, or additional hobby space. The fully finished basement expands the possibilities even further. Create the ultimate recreation room, home theater, fitness area, playroom, or comfortable guest retreat-the choice is yours. Outside, the minimal-maintenance yard means less time spent on upkeep and more time enjoying your home. The HOA also provides access to approximately three acres of shared green space, offering the benefits of additional outdoor space without the added maintenance. Important improvements include a new roof in 2023, radon mitigation system installed in 2024, and new air conditioning in June 2026. Solar panels provide an additional energy-efficient feature, and the seller will consider satisfying the solar lien in full at closing with an acceptable offer. Conveniently located near shopping, dining, and everyday amenities, this inviting home combines space, comfort, and convenience. Don't miss the opportunity to make it yours!
Full Property Details
Full Property Details for 176 S Channing St
General
- Price: $419,000
- HOA FEE: $50/month
- Taxes: $8,593 (2025)
- Status: Active
- Type: Single Family
- Source: MRED
- MLS ID: 12712673
Interior
- Basement: Finished, F
- Interior Features: Cathedral Ceiling(s), High Ceilings
- Flooring: Hardwood
Rooms
Bathrooms
- Total Bathrooms: 4
- Full Bathrooms: 3
- Half Bathrooms: 1
- Basement Baths: Yes
Bedrooms
- Total Bedrooms: 4
Additional Information
- Equipment: Ceiling Fan(s), Radon Mitigation System, Security Cameras
- Other Features: School Bus Service
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 2
- Total Spaces: 2
- Parking Features: Asphalt, Yes, Garage Owned, Attached, Garage
Location
- Area: Elgin
- County: Kane
- Township: Elgin
- Driving Directions: Villa St to S Channing St to Property
School Information
- School District: 46
- Elem School District: 46
- Midd School District: 46
- High School District: 46
- Elementary School: Channing Memorial Elementary Sch
- Middle School: Ellis Middle School
- High School: Elgin High School
- Private School: Elgin High School
Community
- Assoc. Fees Include: Insurance, Lawn Care, Snow Removal
Heating & Cooling
- Cooling Type: Central Air Conditioning
- Heating Type: Natural Gas
Utilities
- Sewer: Public Sewer
- Water: River
Structural Information
- Construction: Other
- Exterior Const.: Other
- Basement: Yes
- Basement Desc.: Finished, Full
- Foundation: Concrete Perimeter
- Roof: Asphalt
- Windows: Double Pane Windows, Some Tilt-In Windows
- Sub-Flooring: Hardwood
- Square Feet: 2,714
- Sq. Ft. Source: Assessor
- Year Built: 2006
Lot Features
- Lot Size Range: Less than .25 Acre
- Lot Dimensions: 38 x 116 x 43 x 97
Green Features
- Energy Efficient: Photovoltaic/Solar System
Financial Considerations
- Association Fee: $50
- Assoc Fee Freq.: Monthly
- Assessment Year: 2006
- Tax Amount: $8,593
- Tax Year: 2025
- Pays Sewer: Public Sewer
Disclosures and Reports
- Ownership: Fee Simple
- Property ID: 613377029
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Schools
Schools serving 176 S Channing St
School District:School District U-46
| Name | Grades | Distance |
|---|---|---|
Channing Memorial Elementary School 63 South Channing Street, Elgin, IL 60120 | K-6 | 0.1 mi |
Ellis Middle School 225 South Liberty Street, Elgin, IL 60120 | 7-8 | 0.3 mi |
Elgin High School 1200 Maroon Drive, Elgin, IL 60120 | 9-12 | 1.6 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Tax History
Tax History for 176 S Channing St
Year
Property Taxes
Change
Tax Assessment
Change
2025
$8,593
—
$120,639
9%
2025
$8,593
9%
$111,116
11%
2023
$7,875
6%
$100,385
10%
2022
$7,417
4%
$91,534
7%
2021
$7,100
—
$85,577
5%
2021
$7,100
6%
$81,697
5%
2019
$6,708
16%
$77,821
20%
2018
$5,798
2%
$64,642
6%
2017
$5,668
5%
$61,110
8%
2016
$5,407
1%
$56,694
9%
2015
$5,330
-6%
$51,965
1%
2014
$5,692
-6%
$51,324
-15%
2012
$6,070
—
$60,535
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 176 S Channing St
176 S Channing Street, Elgin, IL 60120 (MLS# 12712673) is a Single Family property with 4 bedrooms, 3 full bathrooms and 1 partial bathroom. 176 S Channing Street is currently listed for $419,000 and was received on August 22, 2026. Want to learn more about 176 S Channing Street? Do you have questions about finding other Single Family real estate for sale in Elgin? You can browse all Elgin real estate or contact a Coldwell Banker agent to request more information.

