This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.
1/48
$459,000 Just Listed
This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.
1/48
Property Description
Highly sought-after location on River Bluff Road at the north end of Elgin, near the Cook/Lovell Historic District and Spring-Douglas Historic District-surrounded by beauty in every direction. Perched atop the bluff overlooking the Fox River, this unique property includes three parcels totaling over 1 acre of land! The wooded backyard slopes gently down to the Fox River Bike Trail, and the riverfront shoreline is also conveyed with the sale. Panoramic views steal the show both inside and out. The kitchen, dining room, and main floor primary suite all take full advantage with expansive windows that bring the scenery in. Refinished hardwood floors, fresh paint, updated electrical, and remodeled bathrooms provide the perfect blend of character and modern updates. With 2,745 square feet across three levels, there's space to spread out and enjoy. The impressive 400 sq ft living room highlights the warmth and charm of the original hardwood floors. A truly unique feature-the main floor primary suite with vaulted ceilings and full bath-is accessed through a hidden bookcase built into the living room wall! Upstairs, you'll find two additional bedrooms with beautiful hardwood floors and a recently remodeled full bathroom. The inviting family room features a cozy corner fireplace, while the walkout basement offers abundant storage and flexible space for entertaining, hobbies, or recreation. All of this in a wonderful neighborhood just minutes from I-90, the Metra train, restaurants, shopping, and the Hemmens Cultural Center. This is a rare opportunity to own over an acre in town, enjoy exceptional privacy, and take in breathtaking Fox River views from one of Elgin's most scenic settings. Sold AS IS.
Full Property Details
Full Property Details for 362 1/2 River Bluff Rd
General
- Price: $459,000
- Taxes: $9,666 (2024)
- Status: Active
- Type: Single Family
- Source: MRED
- MLS ID: 12611531
- Updated: 4/10/2026
- Added to Site: 4 day(s) ago
Rental Information
- Complex Features: Sidewalks, Park, Street Lights
Interior
- Basement: Finished, E
- Interior Features: Vaulted Ceiling(s), 1st-Floor Bedroom, 1st-Floor Bath, Walk-In Closet(s), Open Floorplan
- Fireplace: Yes
- Number of Fireplaces: 1
- Fireplace(s): Dining Room, Wood-Burning
- Appliances: Range, Dishwasher, Refrigerator, Washer, Dryer
- Flooring: Hardwood
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 3
- Basement Baths: Yes
Bedrooms
- Total Bedrooms: 3
Additional Information
- Equipment: Carbon Monoxide Detectors, Ceiling Fan(s)
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 2
- Total Spaces: 2
- Parking Features: Asphalt, Yes, Garage Owned, Attached, Garage
Location
- Area: Elgin
- County: Kane
- Township: Elgin
- Driving Directions: I 90 to Dundee Ave (Route 25). South on Dundee Ave to River Bluff. West to home. (River Bluff makes a sight jog on Cedar). The home is 362 1/2. It's presumably the old carriage home. Take the long driveway down to the white home.
School Information
- School District: 46
- Elem School District: 46
- Midd School District: 46
- High School District: 46
Community
- Assoc. Fees Include: None
Heating & Cooling
- Cooling Type: Window Unit(s)
- Heating Type: Steam, Baseboard, Radiator(s)
Utilities
- Sewer: Public Sewer
- Water: Public
Structural Information
- Construction: Vinyl Siding
- Exterior Const.: Vinyl Siding
- Basement: Yes
- Basement Desc.: Finished, Exterior Entry, Full
- Foundation: Concrete Perimeter
- Roof: Asphalt
- Sub-Flooring: Hardwood
- Square Feet: 2,166
- Sq. Ft. Source: Assessor
- Year Built: 1903
- Built Before 1978: Yes
- Remodeled/Updated: 2026
Lot Features
- Lot Size (Acres): 1.07
- Lot Size Range: 1.0 to 1.99 Acres
- Lot Dimensions: 130 x 450
- Lot Features: Forest Preserve Adjacent, Water Rights, Wooded, Rear of Lot, Mature Trees, Backs to Trees/Woods, Views
Water Features
- Water Front: Yes
- Water Front Desc.: River Front, Waterfront
- Water Front View: Back of Property
Financial Considerations
- Parking Included: Yes
- Assessment Year: 1903
- Tax Amount: $9,666.14
- Tax Year: 2024
- Pays Sewer: Public Sewer
Disclosures and Reports
- Ownership: Fee Simple
- Property ID: 612126005
Listed by john greene, Realtor
Get Pre-Approved Today
Get a Great Insurance Rate
Schools
Schools serving 362 1/2 River Bluff Rd
School District:School District U-46
| Name | Grades | Distance |
|---|---|---|
Coleman Elementary School, Elgin, IL 1220 Dundee Avenue, Elgin, IL 60120 | K-6 | 0.5 mi |
Larsen Middle School 665 Dundee Avenue, Elgin, IL 60120 | 7-8 | 0.7 mi |
Elgin High School 1200 Maroon Drive, Elgin, IL 60120 | 9-12 | 2.7 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 362 1/2 River Bluff Rd
Date
Details
Price
Change
Source
4/08/2026
Listed
$459,000
80%
MLS
6/08/2020
Sold
$255,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 362 1/2 River Bluff Rd
Year
Property Taxes
Change
Tax Assessment
Change
2024
$8,310
5%
$111,837
11%
2023
$7,931
6%
$101,036
10%
2022
$7,468
4%
$92,127
7%
2021
$7,149
—
$86,132
5%
2021
$7,149
6%
$82,226
5%
2019
$6,755
12%
$78,326
17%
2018
$6,050
7%
$67,199
6%
2016
$5,646
—
$63,527
8%
2016
$5,646
1%
$58,936
9%
2015
$5,569
-6%
$54,020
1%
2014
$5,947
20%
$53,353
-3%
2013
$4,967
—
$54,760
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 362 1/2 River Bluff Rd
362 1/2 River Bluff Road, Elgin, IL 60120 (MLS# 12611531) is a Single Family property with 3 bedrooms and 3 full bathrooms. 362 1/2 River Bluff Road is currently listed for $459,000 and was received on April 08, 2026. Want to learn more about 362 1/2 River Bluff Road? Do you have questions about finding other Single Family real estate for sale in Elgin? You can browse all Elgin real estate or contact a Coldwell Banker agent to request more information.

