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$250,000
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Property Description
Charming 3-Bed / 1-Bath Home in Historic Elgin with Great Location & Local Perks Welcome to this delightful 1,400 sq ft, 3-bedroom, 1-bath house located at 481 Division St - a great opportunity for renters seeking comfort, convenience, and access to Elgin's vibrant community. Step inside to discover classic features: hardwood floors, tall ceilings, original woodwork, and a bright, inviting living space that flows naturally from living room to kitchen and dining area. The home offers a flexible layout with a spacious living room, separate dining space, and a full upstairs level with three comfortable bedrooms. Outside, you'll enjoy a spacious front porch - perfect for morning coffee or evening relaxation - and off-street parking for two vehicles. AS IS
Full Property Details
Full Property Details for 481 Division St
General
- Price: $250,000
- Taxes: $4,486 (2024)
- Status: Active
- Type: Single Family
- Source: MRED
- MLS ID: 12529178
- Updated: 1/12/2026
- Added to Site: 35 day(s) ago
Rental Information
- Complex Features: Park, Sidewalks, Street Lights, Street Paved
Interior
- Basement: Unfinished
Rooms
Bathrooms
- Total Bathrooms: 1
- Full Bathrooms: 1
- Bathroom Features: Soaking Tub
Bedrooms
- Total Bedrooms: 3
Additional Information
- Other Features: School Bus Service
Parking
- Total Spaces: 2
- Parking Features: Asphalt, Yes, Other
Location
- Area: Elgin
- County: Kane
- Township: Elgin
- Driving Directions: N ON CHANNING OFF CHICAGO, W OF LIBERTY (RT.25) RT DIVISION
School Information
- School District: 46
- Elem School District: 46
- Midd School District: 46
- High School District: 46
Community
- Assoc. Fees Include: None
Heating & Cooling
- Cooling Type: Central Air Conditioning
- Heating Type: Natural Gas, Forced Air
Utilities
- Sewer: Public Sewer
- Water: Public
Structural Information
- Construction: Aluminum Siding, Wood Siding
- Exterior Const.: Aluminum Siding, Wood Siding
- Basement: Yes
- Basement Desc.: Unfinished, Walk-Out Access
- Square Feet: 1,400
- Sq. Ft. Source: Assessor
- Year Built: 1900
- Built Before 1978: Yes
Lot Features
- Lot Size Range: Less than .25 Acre
- Lot Dimensions: 35 x 120
Financial Considerations
- For Sale/Rent/Lease: Yes
- Assessment Year: 1900
- Tax Amount: $4,486
- Tax Year: 2024
- Pays Sewer: Public Sewer
Disclosures and Reports
- Ownership: Fee Simple
- Property ID: 613258004
Listed by Keller Williams Infinity
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Schools
Schools serving 481 Division St
School District:School District U-46
| Name | Grades | Distance |
|---|---|---|
Channing Memorial Elementary School 63 South Channing Street, Elgin, IL 60120 | K-6 | 0.2 mi |
Ellis Middle School 225 South Liberty Street, Elgin, IL 60120 | 7-8 | 0.4 mi |
Elgin High School 1200 Maroon Drive, Elgin, IL 60120 | 9-12 | 1.6 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 481 Division St
Date
Details
Price
Change
Source
1/06/2026
Price Reduced
$250,000
-3.85%
MLS
12/11/2025
Listed
$260,000
28.71%
MLS
9/05/2023
Sold
$202,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 481 Division St
Year
Property Taxes
Change
Tax Assessment
Change
2024
$4,486
-9%
$64,050
11%
2023
$4,933
8%
$57,865
10%
2022
$4,575
4%
$52,762
7%
2021
$4,401
—
$49,329
9%
2021
$4,401
9%
$45,277
5%
2019
$4,028
10%
$43,129
21%
2017
$3,659
4%
$35,576
8%
2016
$3,520
—
$33,005
9%
2015
$3,508
-7%
$30,252
1%
2014
$3,753
1%
$29,879
-21%
2018
$3,721
5%
$37,633
8%
2013
$3,557
—
$34,919
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 481 Division St
481 Division Street, Elgin, IL 60120 (MLS# 12529178) is a Single Family property with 3 bedrooms and 1 full bathroom. 481 Division Street is currently listed for $250,000 and was received on December 11, 2025. Want to learn more about 481 Division Street? Do you have questions about finding other Single Family real estate for sale in Elgin? You can browse all Elgin real estate or contact a Coldwell Banker agent to request more information.

