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$360,000 Just Listed
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Property Description
A rare Fox River opportunity offering breathtaking water views, direct Riverwalk access, and a location within one of Elgin's most established and historic neighborhoods. Surrounded by the rich heritage that helped shape the city, this home is located near the historic Elgin National Watch Company Observatory and just moments from Downtown Elgin's parks, trails, restaurants, and cultural attractions. Perched above the Fox River, this charming 2-bedroom, 1-bath home captures remarkable panoramic water views from both the interior living spaces and the expansive deck. The primary bedroom features direct access to the shared bath, while the second bedroom offers a convenient Murphy bed and an oversized wall-length closet, maximizing both functionality and flexibility. The main level welcomes you with a formal living room where large windows frame stunning river views, creating a peaceful setting for everyday living and entertaining alike. Character-rich details throughout reflect the home's early 1900s origins, blending historic charm with comfortable living. The walkout lower level features a cozy family room, kitchen with a built-in breakfast nook, mechanical room, and a separate exterior entrance that provides easy access to the backyard, Riverwalk, and waterfront. Whether you're searching for a full-time residence, weekend getaway, investment property, or short-term rental opportunity, this home offers exceptional versatility in a truly special riverfront setting. This rare combination of panoramic river views, direct waterfront access, walkability to Downtown Elgin, and long-term ownership seldom come to market. Don't miss this opportunity to own a unique piece of Fox River living.
Full Property Details
Full Property Details for 642 Wellington Ave
General
- Price: $360,000
- Taxes: $2,409 (2024)
- Status: Active
- Type: Single Family
- Source: MRED
- MLS ID: 12698385
- Updated: 7/21/2026
- Added to Site: 6 day(s) ago
Rental Information
- Complex Features: Park, Pool, Tennis Court(s), Lake, Curbs, Sidewalks, Street Lights, Street Paved
Interior
- Basement: Finished, W
- Interior Features: 1st-Floor Bedroom, 1st-Floor Bath
- Appliances: Range, Microwave, Refrigerator, Washer, Humidifier
Rooms
Bathrooms
- Total Bathrooms: 1
- Full Bathrooms: 1
Bedrooms
- Total Bedrooms: 2
Additional Information
- Equipment: Ceiling Fan(s), Sump Pump, Water Heater-Gas
- Other Features: School Bus Service, Commuter Train, Interstate Access, Flood Zone (Partial)
Exterior
- Exterior Features: Balcony, Breezeway
Parking
- Garage: Yes
- Garage Spaces: 1
- Total Spaces: 1
- Parking Features: Concrete, Garage Door Opener, Yes, Garage Owned, Detached, Garage
Location
- Area: Elgin
- County: Kane
- Township: Elgin
- Driving Directions: Randal Rd south, East on Larkin to lower Wellington Ave
School Information
- School District: 46
- Elem School District: 46
- Midd School District: 46
- High School District: 46
- Elementary School: Huff Elementary School
- Middle School: Kenyon Woods Middle School
- High School: South Elgin High School
- Private School: South Elgin High School
Community
- Assoc. Fees Include: None
Heating & Cooling
- Cooling Type: Central Air Conditioning
- Heating Type: Natural Gas
Utilities
- Sewer: Public Sewer
- Water: Public
Structural Information
- Architectural Info: Cottage
- Architectural Style: Cottage
- Construction: Aluminum Siding
- Exterior Const.: Aluminum Siding
- Basement: Yes
- Basement Desc.: Finished, Walk-Out Access
- Foundation: Concrete Perimeter, Stone
- Roof: Asphalt
- Windows: Window Treatments, Wood Frames
- Doors: Sliding Doors, Storm Door(s)
- Sq. Ft. Source: Not Reported
- Year Built: 1900
- Built Before 1978: Yes
- Remodeled/Updated: 1999
Additional Structures
- Other Structures: Shed(s)
Lot Features
- Lot Size Range: Less than .25 Acre
- Lot Dimensions: 60 x 150
Water Features
- Water Front: Yes
- Water Front Name: FOX RIVER
- Water Front Desc.: River Front
- Water Front View: Back of Property
Financial Considerations
- Parking Included: Yes
- Assessment Year: 1900
- Tax Amount: $2,409
- Tax Year: 2024
- Pays Sewer: Public Sewer
Disclosures and Reports
- Ownership: Fee Simple
- Property ID: 624177022
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Schools
Schools serving 642 Wellington Ave
School District:School District U-46
| Name | Grades | Distance |
|---|---|---|
Huff Elementary School 801 Hastings Street, Elgin, IL 60120 | K-6 | 0.6 mi |
Kenyon Woods Middle School 1515 Raymond Street, South Elgin, IL 60177 | 7-8 | 1.3 mi |
South Elgin High School 760 East Main Street, South Elgin, IL 60177 | 9-12 | 1.6 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 642 Wellington Ave
Date
Details
Price
Change
Source
7/15/2026
Listed
$360,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 642 Wellington Ave
Year
Property Taxes
Change
Tax Assessment
Change
2024
$2,410
246%
$46,110
11%
2023
$696
-39%
$41,657
10%
2022
$1,142
-3%
$37,984
7%
2021
$1,175
—
$35,512
8%
2021
$1,175
-4%
$32,740
5%
2019
$1,230
-15%
$31,187
22%
2018
$1,440
6%
$25,564
6%
2017
$1,354
11%
$24,168
8%
2016
$1,218
-28%
$22,421
9%
2015
$1,687
-6%
$20,551
1%
2014
$1,796
2%
$20,297
-13%
2013
$1,760
—
$23,283
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 642 Wellington Ave
642 Wellington Avenue, Elgin, IL 60120 (MLS# 12698385) is a Single Family property with 2 bedrooms and 1 full bathroom. 642 Wellington Avenue is currently listed for $360,000 and was received on July 15, 2026. Want to learn more about 642 Wellington Avenue? Do you have questions about finding other Single Family real estate for sale in Elgin? You can browse all Elgin real estate or contact a Coldwell Banker agent to request more information.

