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$495,000 Sale Pending

  • For Sale
  • Pending
  • Single Family
  • 3 Beds
  • 2 Full Baths
  • 1,320 Sq. Ft.
  • 2 Car Garage
  • Updated 9 days ago
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Exceptional, move-in ready waterfront ranch nestled on a deep-water channel with direct access to Pistakee Lake and the endless recreation of the Chain O'Lakes! Thoughtfully updated inside and out, this turnkey home is perfectly positioned for summer fun and year-round enjoyment. Step inside to an open, inviting floor plan featuring rich hickory hardwood flooring throughout the main living areas. The spacious kitchen offers abundant cherry cabinetry, Corian countertops, newer stainless-steel appliances, generous table space, and a sliding glass door leading directly to the outdoor entertaining area. The home features three bedrooms and two beautifully renovated bathrooms including marble tiled showers and travertine flooring. The updated laundry room has been redesigned to maximize both storage and functionality. Additional improvements include a finished, heated garage, recently replaced driveway, elegant brick paver front walkway, and a stunning mahogany front door that creates exceptional curb appeal. The true showstopper is the backyard oasis. Designed for entertaining and relaxation, the newly renovated outdoor space features a large, covered deck, sun deck with a hot tub, dedicated grilling area, fire pit, and aluminum piers ready for all your boating, fishing, and water activities. The extensive list of updates continues with newer fiber cement siding, windows, gutters, furnace, and central air conditioning, providing peace of mind for years to come. Adding to its appeal, the property offers picturesque water views from both the front and rear of the home. Meticulously maintained and in impeccable condition, this rare waterfront opportunity is truly one of a kind. Welcome Home!

Full Property Details for 715 Monterrey Terrace

General

  • Price: $495,000
  • Taxes: $7,683 (2025)
  • Status: Pending
  • Type: Single Family
  • Source: MRED
  • MLS ID: 12665009

Rental Information

  • Complex Features: Lake, Water Rights

Interior

  • Basement: Crawl Spac
  • Interior Features: 1st-Floor Bedroom, Walk-In Closet(s)
  • Appliances: Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Stainless Steel Appliance(s), Humidifier
  • Flooring: Hardwood

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2

Bedrooms

  • Total Bedrooms: 3

Additional Information

  • Equipment: Ceiling Fan(s)
  • Other Features: School Bus Service, Flood Zone (Partial)

Exterior

  • Exterior Features: Hot Tub, Boat Slip, Fire Pit, Dock

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Garage Spaces: 2
  • Total Spaces: 2
  • Parking Features: Asphalt, Garage Door Opener, Heated Garage, Yes, Garage Owned, Attached, Garage

Location

  • Area: Holiday Hills / Johnsburg / McHenry / Lakemoor / McCullom Lake / Sunnyside / Ringwood
  • County: Lake
  • Township: Grant
  • Driving Directions: Johnsburg Rd to W Broadway St E Monterrey S

School Information

  • School District: 114
  • Elem School District: 114
  • Midd School District: 114
  • High School District: 124
  • Elementary School: Lotus
  • Middle School: Stanton
  • High School: Grant Community High School
  • Private School: Grant Community High School

Community

  • Assoc. Fees Include: None

Heating & Cooling

  • Cooling Type: Central Air Conditioning
  • Heating Type: Natural Gas, Forced Air

Utilities

  • Sewer: Septic Tank
  • Water: Private

Structural Information

  • Architectural Info: Ranch
  • Architectural Style: Ranch
  • Construction: Fiber Cement
  • Exterior Const.: Fiber Cement
  • Basement: Yes
  • Basement Desc.: Crawl Space
  • Foundation: Concrete Perimeter
  • Roof: Asphalt
  • Windows: Screens
  • Sub-Flooring: Hardwood
  • Square Feet: 1,320
  • Sq. Ft. Source: Assessor
  • Year Built: 1979

Additional Structures

  • Other Structures: Shed(s)

Lot Features

  • Lot Size (Acres): 0.199
  • Lot Size Range: Less than .25 Acre
  • Lot Dimensions: 60 x 150 x 61 x 146
  • Lot Features: Channel Front

Water Features

  • Water Front: Yes
  • Water Front Desc.: Lake Front, Waterfront
  • Water Front View: Back of Property, Front of Property
  • Lake Front: Yes

Financial Considerations

  • Assessment Year: 1979
  • Tax Amount: $7,683.84
  • Tax Year: 2025
  • Pays Sewer: Septic Tank

Disclosures and Reports

  • Ownership: Fee Simple
  • Property ID: 5043010040000

Listed by RE/MAX Suburban

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— 715 Monterrey Terrace —

  • RE/MAX Suburban

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Schools serving 715 Monterrey Terrace

School Districts:Fox Lake Grade School District 114, Grant Community High School District 124
NameGradesDistance
Lotus School
29067 W Grass Lake Rd, Spring Grove, IL 60081
PK-41.7 mi
Stanton School
101 Hawthorne Lane, Fox Lake, IL 60020
5-82.2 mi
Grant Community High School
285 East Grand Avenue, Fox Lake, IL 60020
9-122.2 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Tax History for 715 Monterrey Terrace

Year
Property Taxes
Change
Tax Assessment
Change
2024
$7,592
14%
$113,055
8%
2024
$6,669
1%
$104,700
19%
2023
$6,583
4%
$87,663
7%
2022
$6,356
—
$82,051
11%
2021
$6,362
5%
$73,856
1%
2020
$6,062
—
$72,800
4%
2019
$6,062
-10%
$69,812
-7%
2018
$6,742
5%
$74,833
8%
2017
$6,403
—
$69,168
9%
2016
$6,407
6%
$63,259
7%
2015
$6,065
25%
$59,032
—
2014
$4,869
—
$59,032
10%
2013
$4,856
-5%
$53,637
-14%
2012
$5,126
—
$62,730
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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715 Monterrey Terrace, McHenry, IL 60050 (MLS# 12665009) is a Single Family property with 3 bedrooms and 2 full bathrooms. 715 Monterrey Terrace is currently listed for $495,000 and was received on June 04, 2026. Want to learn more about 715 Monterrey Terrace? Do you have questions about finding other Single Family real estate for sale in McHenry? You can browse all McHenry real estate or contact a Coldwell Banker agent to request more information.

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