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$425,000 -$15,000 (-3.41%) Price Reduced

  • For Sale
  • Active
  • Single Family
  • 4 Beds
  • 2 Full Baths
  • 1 Partial Bath
  • 2,245 Sq. Ft.
  • 2 Car Garage
  • Updated 1 day ago
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Discover the potential in this spacious 4-bedroom, 2.5-bath home located in the heart of Oswego. Offering a functional floor plan and generous living spaces, this home is ready for its next owner to bring their vision and personal touches. The two-story foyer creates a welcoming first impression, while large windows throughout the home bring in plenty of natural light. With spacious living areas and a functional layout, there's room for everyone to feel right at home. Recent improvements include fresh paint throughout and brand-new carpeting, creating a clean and inviting foundation for the next owner. The partially finished basement adds valuable living space and features a dry bar, making it the perfect spot for a recreation room, home office, workout area, or game-day gathering space. Outside, you'll find a generously sized backyard with endless possibilities for outdoor entertaining, gardening, play areas, or simply enjoying the outdoors. Additional updates include a brand-new air conditioning system being installed this Friday, offering added comfort and peace of mind. Conveniently located near parks, walking trails, shopping, dining, and Oswego's highly regarded schools, this home provides easy access to all the amenities that make the community such a desirable place to call home. Whether you're a first-time buyer looking to build equity or a homeowner seeking space and value, this property presents an excellent opportunity to make it your own.

Full Property Details for 418 Terrace Ln

General

  • Price: $425,000
  • HOA FEE: $24/month
  • HOA FEE FREQ.: Annually
  • Taxes: $8,716 (2025)
  • Status: Active
  • Type: Single Family
  • Source: MRED
  • MLS ID: 12663172
  • Updated: 6/27/2026
  • Added to Site: 18 day(s) ago

Interior

  • Basement: Finished, P
  • Appliances: Range, Dishwasher, Refrigerator, Washer, Dryer

Rooms

Bathrooms

  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1

Bedrooms

  • Total Bedrooms: 4

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Garage Spaces: 2
  • Total Spaces: 2
  • Parking Features: Asphalt, Garage Door Opener, Yes, Garage Owned, Attached, Garage

Location

  • Area: Oswego
  • County: Kendall
  • Township: Oswego
  • Driving Directions: Home is on Terrace Lane

School Information

  • School District: 308
  • Elem School District: 308
  • Midd School District: 308
  • High School District: 308
  • Elementary School: Prairie Point Elementary School
  • Middle School: Traughber Junior High School
  • High School: Oswego High School
  • Private School: Oswego High School

Community

  • Assoc. Fees Include: None

Heating & Cooling

  • Cooling Type: Central Air Conditioning
  • Heating Type: Natural Gas, Forced Air

Utilities

  • Sewer: Public Sewer
  • Water: Public

Structural Information

  • Construction: Vinyl Siding
  • Exterior Const.: Vinyl Siding
  • Basement: Yes
  • Basement Desc.: Finished, Partial
  • Foundation: Concrete Perimeter
  • Roof: Asphalt
  • Square Feet: 2,245
  • Sq. Ft. Source: Assessor
  • Year Built: 2001

Lot Features

  • Lot Size (Acres): 0.255
  • Lot Size Range: .25 to .49 Acre
  • Lot Dimensions: 75 x 145
  • Lot Features: Landscaped

Financial Considerations

  • Association Fee: $285
  • Assoc Fee Freq.: Annually
  • Parking Included: Yes
  • Assessment Year: 2001
  • Tax Amount: $8,716
  • Tax Year: 2025
  • Pays Sewer: Public Sewer

Disclosures and Reports

  • Ownership: Fee Simple
  • Property ID: 319403023

Listed by Keller Williams Infinity

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Listing agent

— 418 Terrace Ln —

  • Keller Williams Infinity

(630) 888-2113

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NMLS#: 1598647

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Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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with our affiliated in-house agency

Request a Quote

Save up to an additional 20% by bundling your home and auto together!

Schools serving 418 Terrace Ln

School District:Oswego Community Unit School District 308
NameGradesDistance
Prairie Point Elementary School
3650 Grove Road, Oswego, IL 60543
K-50.8 mi
Traughber Jr High School
570 Colchester Drive, Oswego, IL 60543
6-81.6 mi
Oswego High School
4250 State Route 71, Oswego, IL 60543
9-121.4 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 418 Terrace Ln Get Price Alerts and Save Property

Date
Details
Price
Change
Source
6/26/2026
Price Reduced
$425,000
-3.41%
MLS
6/11/2026
Listed
$440,000
129.77%
MLS
6/08/2001
Sold
$191,500
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 418 Terrace Ln

Year
Property Taxes
Change
Tax Assessment
Change
2024
$8,904
—
$121,308
4%
2024
$8,904
5%
$116,643
13%
2023
$8,516
100%
$103,224
9%
2022
-100%
$94,701
10%
2021
$7,495
4%
$86,092
5%
2020
$7,182
-5%
$81,992
-3%
2019
$7,552
3%
$84,658
9%
2017
$7,337
4%
$77,558
5%
2016
$7,022
-7%
$73,515
-10%
2018
$7,553
6%
$81,550
14%
2015
$7,131
1%
$71,374
6%
2014
$7,090
1%
$67,334
-1%
2013
$7,041
3%
$68,014
-4%
2012
$6,852
—
$70,848
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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418 Terrace Lane, Oswego, IL 60543 (MLS# 12663172) is a Single Family property with 4 bedrooms, 2 full bathrooms and 1 partial bathroom. 418 Terrace Lane is currently listed for $425,000 and was received on June 11, 2026. Want to learn more about 418 Terrace Lane? Do you have questions about finding other Single Family real estate for sale in Oswego? You can browse all Oswego real estate or contact a Coldwell Banker agent to request more information.

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