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$449,900 Just Listed

  • For Sale
  • Active
  • Single Family
  • 4 Beds
  • 2 Full Baths
  • 1 Partial Bath
  • 2,120 Sq. Ft.
  • 2 Car Garage
  • Updated 3 hours ago
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Spacious 4 bedroom, 2.5 Bath 2 story home with open floor plan situated on a huge corner lot, sides to a Cul de sac, with views of the pond from the Patio and upstairs bedroom. Family room and kitchen whit French doors to the living room , make this a perfect party house. The dramatic 2 Story Foyer with Atrium window is filled with natural light. This original owner has lovingly cared for and updated as needed, new Furnace and central Air in February 2026, New Roof in 2019, Some New vinyl siding in 2019. New Garage Door 6/23, New dishwasher and Microwave 2026. Fully excavated basement is rare for this Equestrain Model. Basement is Partially finished with plenty of room to add a bedroom, in law accommodations, office or additional play area. Move in Ready! Flexable closing. All you have to do is move in.

Full Property Details for 521 Waterford Dr

General

  • Price: $449,900
  • HOA FEE: $53/month
  • HOA FEE FREQ.: Quarterly
  • Taxes: $8,886 (2024)
  • Status: Active
  • Type: Single Family
  • Source: MRED
  • MLS ID: 12587125
  • Updated: 3/19/2026
  • Added to Site: 6 day(s) ago

Rental Information

  • Complex Features: Park, Lake, Curbs, Sidewalks, Street Lights, Street Paved

Interior

  • Basement: Finished, F
  • Appliances: Range, Microwave, Dishwasher, Refrigerator, Freezer, Washer, Dryer

Rooms

Bathrooms

  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1

Bedrooms

  • Total Bedrooms: 4

Additional Information

  • Equipment: Carbon Monoxide Detectors, Sump Pump
  • Other Features: Interstate Access

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Garage Spaces: 2
  • Total Spaces: 2
  • Parking Features: Asphalt, Garage Door Opener, Yes, Garage Owned, Attached, Garage

Location

  • Area: Oswego
  • County: Kendall
  • Township: Oswego
  • Subdivision: Ponds at Mill Race Creek
  • Driving Directions: Rt. 34 to west to Pearces Ford road North to Waterford Drive around to 521 Waterford

School Information

  • School District: 308
  • Elem School District: 308
  • Midd School District: 308
  • High School District: 308
  • Elementary School: Old Post Elementary School
  • Middle School: Thompson Junior High School
  • High School: Oswego High School
  • Private School: Oswego High School

Community

  • Assoc. Fees Include: Insurance
  • Mgmt. Company: The Ponds At Mill Race Creek HOA

Heating & Cooling

  • Cooling Type: Central Air Conditioning
  • Heating Type: Natural Gas

Utilities

  • Sewer: Public Sewer
  • Water: Public

Structural Information

  • Architectural Info: Traditional
  • Architectural Style: Traditional
  • Model: Equestrian
  • Construction: Vinyl Siding
  • Exterior Const.: Vinyl Siding
  • Basement: Yes
  • Basement Desc.: Finished, Full
  • Foundation: Concrete Perimeter
  • Roof: Asphalt
  • Square Feet: 2,120
  • Sq. Ft. Source: Assessor
  • Year Built: 2001

Manufactured Home

  • Model: Equestrian

Lot Features

  • Lot Size (Acres): 0.29
  • Lot Size Range: .25 to .49 Acre
  • Lot Dimensions: 85 x 43 x 144 x 58 x 21 x 21 x 21 x 21 x 56
  • Lot Features: Cul-De-Sac

Financial Considerations

  • Association Fee: $159
  • Assoc Fee Freq.: Quarterly
  • Parking Included: Yes
  • Assessment Year: 2001
  • Tax Amount: $8,886
  • Tax Year: 2024
  • Pays Sewer: Public Sewer

Disclosures and Reports

  • Ownership: Fee Simple with Homeowners Association
  • Property ID: 309330010

Listed by Century 21 Circle

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— 521 Waterford Dr —

  • Century 21 Circle

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NMLS#: 1598647

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with our affiliated in-house agency

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Save up to an additional 20% by bundling your home and auto together!

Schools serving 521 Waterford Dr

School District:Oswego Community Unit School District 308
NameGradesDistance
Old Post Elementary School
100 Old Post Road, Oswego, IL 60543
K-50.3 mi
Thompson Jr High School
440 Boulder Hill Pass, Oswego, IL 60543
6-80.3 mi
Oswego High School
4250 State Route 71, Oswego, IL 60543
9-121.3 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 521 Waterford Dr Get Price Alerts and Save Property

Date
Details
Price
Change
Source
3/13/2026
Listed
$449,900
154.18%
MLS
1/17/2001
Sold
$177,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 521 Waterford Dr

Year
Property Taxes
Change
Tax Assessment
Change
2024
$8,886
5%
$116,424
13%
2023
$8,498
100%
$103,030
10%
2022
-100%
$93,664
7%
2021
$7,629
2%
$87,536
3%
2020
$7,463
2%
$84,986
3%
2019
$7,342
-1%
$82,487
6%
2017
$7,386
1%
$78,052
2%
2016
$7,335
-2%
$76,521
-6%
2018
$7,514
1%
$81,174
9%
2015
$7,450
-3%
$74,292
3%
2014
$7,644
—
$72,128
-1%
2013
$7,634
4%
$72,856
-3%
2012
$7,342
—
$75,109
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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521 Waterford Drive, Oswego, IL 60543 (MLS# 12587125) is a Single Family property with 4 bedrooms, 2 full bathrooms and 1 partial bathroom. 521 Waterford Drive is currently listed for $449,900 and was received on March 13, 2026. Want to learn more about 521 Waterford Drive? Do you have questions about finding other Single Family real estate for sale in Oswego? You can browse all Oswego real estate or contact a Coldwell Banker agent to request more information.

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