Date
Details
Price
Change
Source
12/02/2025
Listed
$410,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
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1/27
$410,000
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Property Description
This charming corner-lot home is filled with original character and timeless details throughout. Surrounded by beautiful landscaping and mature trees, the property offers a picture-perfect setting from the moment you arrive. Fir flooring extends throughout the home. Take a moment to admire all the woodwork and craftsmanship that highlight its timeless charm, including the 8 inch baseboard trim. The updated kitchen is both functional and full of character, featuring a central island topped with butcher block and surrounded by warm birch cabinets that offer ample storage. New windows-installed in September 2025-fill the space with natural light, enhancing its bright and welcoming atmosphere. A spacious dining area is attached to the kitchen for everyday meals, while a separate formal dining room offers an elegant setting for gatherings. A convenient pass-through (serving window) from the kitchen to the formal dining room adds ease and charm, making entertaining effortless. The first-floor primary suite provides a true retreat, complete with a spacious walk-in closet, attached bathroom, and cozy fireplace. From here, step directly onto your private side deck-upgraded with composite flooring-perfect for morning coffee or evening relaxation. You'll find even more places to unwind on the front porch with its composite flooring or on the back paver patio, offering inviting spaces for outdoor enjoyment. A bright sunroom/family room extends off the formal dining room, offering year-round natural light and a gas fireplace that adds an extra touch of coziness. Upstairs, three additional bedrooms and a full bath include a beautiful clawfoot tub, blending vintage character with modern comfort. The home also boasts an impressive storage room accessible from either the first-floor laundry room or an upstairs bedroom-ideal for organization and convenience The basement offers two more bedrooms, a full bathroom, and additional family room space. This property is a recognized stop on the Little White School Museum's annual historical barn tour, giving visitors a chance to appreciate its historic features and charming setting. With its inviting layout, thoughtful updates, and prime Oswego location, this home is ready to welcome its next chapter.
Full Property Details
Full Property Details for 55 Garfield St
General
- Price: $410,000
- Taxes: $9,071 (2024)
- Status: Active
- Type: Single Family
- Source: MRED
- MLS ID: 12526654
- Updated: 12/13/2025
- Added to Site: 45 day(s) ago
Interior
- Basement: Finished, F
- Interior Features: 1st-Floor Bedroom, 1st-Floor Bath
- Fireplace: Yes
- Number of Fireplaces: 2
- Fireplace(s): Family Room, Master Bedroom, Gas Log
- Appliances: Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Gas Oven
- Flooring: Hardwood, Carpet
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 3
- Basement Baths: Yes
Bedrooms
- Total Bedrooms: 6
- Bedrooms(Blw Grade): 2
Additional Information
- Equipment: Water Softener (Owned), Ceiling Fan(s)
- Other Features: School Bus Service
Parking
- Garage: Yes
- Garage Spaces: 1
- Total Spaces: 3
- Parking Features: Concrete, Garage Door Opener, Yes, Garage Owned, Detached, Driveway, Owned, Garage
Location
- Area: Oswego
- County: Kendall
- Township: Oswego
- Driving Directions: From Rt. 34 in Oswego, turn north on Garfield Street. Continue to 55 Garfield.
School Information
- School District: 308
- Elem School District: 308
- Midd School District: 308
- High School District: 308
Community
- Assoc. Fees Include: None
Heating & Cooling
- Cooling Type: Central Air Conditioning
- Heating Type: Natural Gas
Utilities
- Sewer: Public Sewer
- Water: Public
Structural Information
- Construction: Vinyl Siding
- Exterior Const.: Vinyl Siding
- Basement: Yes
- Basement Desc.: Finished, Full
- Foundation: Block
- Roof: Asphalt
- Sub-Flooring: Hardwood, Carpet
- Square Feet: 2,256
- Sq. Ft. Source: Assessor
- Year Built: 1910
- Built Before 1978: Yes
Lot Features
- Lot Size (Acres): 0.2
- Lot Size Range: Less than .25 Acre
- Lot Dimensions: 66 x 132
- Lot Features: Corner Lot
Financial Considerations
- Parking Included: Yes
- Assessment Year: 1910
- Tax Amount: $9,071
- Tax Year: 2024
- Pays Sewer: Public Sewer
Disclosures and Reports
- Ownership: Fee Simple
- Property ID: 317407014
Listed by Baird & Warner
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— 55 Garfield St —
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Schools
Schools serving 55 Garfield St
School District:Oswego Community Unit School District 308
| Name | Grades | Distance |
|---|---|---|
Southbury Elementary School 820 Preston Lane, Oswego, IL 60543 | K-5 | 1.1 mi |
Traughber Jr High School 570 Colchester Drive, Oswego, IL 60543 | 6-8 | 1.2 mi |
Oswego High School 4250 State Route 71, Oswego, IL 60543 | 9-12 | 0.3 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 55 Garfield St
Tax History
Tax History for 55 Garfield St
Year
Property Taxes
Change
Tax Assessment
Change
2024
$9,071
6%
$123,718
14%
2023
$8,542
100%
$108,525
10%
2022
-100%
$98,659
2%
2021
$8,021
1%
$96,724
2%
2020
$7,921
-11%
$94,828
-8%
2019
$8,859
7%
$103,296
10%
2018
$8,259
7%
$93,624
9%
2017
$7,718
-2%
$86,289
6%
2016
$7,883
-1%
$81,790
4%
2015
$7,924
-2%
$78,644
4%
2014
$8,048
-3%
$75,619
-4%
2013
$8,309
2%
$78,770
-5%
2012
$8,172
—
$82,916
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 55 Garfield St
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- Single Family
- Active
- Updated 4 days ago
- 5Beds
- 3Total Baths
- 2,383Sq. Ft.
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- Condo / Townhouse
- Active
- Updated 19 hours ago
- 2Beds
- 2Total Baths
- 1,508Sq. Ft.
- Single Family
- Active
- Updated 17 hours ago
- 4Beds
- 3Total Baths
- 1,984Sq. Ft.
- Condo / Townhouse
- Active
- Updated 2 days ago
- 2Beds
- 2Total Baths
- 1,078Sq. Ft.
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- Single Family
- Active
- Updated 6 hours ago
- 5Beds
- 3Total Baths
- 1,879Sq. Ft.
- Single Family
- Active
- Updated 6 hours ago
- 5Beds
- 4Total Baths
- 3,000Sq. Ft.
- Townhouse
- Active
- Updated 1 day ago
- 3Beds
- 3Total Baths
- 1,858Sq. Ft.
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55 Garfield Street, Oswego, IL 60543 (MLS# 12526654) is a Single Family property with 6 bedrooms and 3 full bathrooms. 55 Garfield Street is currently listed for $410,000 and was received on December 02, 2025. Want to learn more about 55 Garfield Street? Do you have questions about finding other Single Family real estate for sale in Oswego? You can browse all Oswego real estate or contact a Coldwell Banker agent to request more information.