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$460,000
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Property Description
Fantastic home has it all -- spacious 2,884 FINISHED SQUARE FEET, including finished basement, with FIVE (5) BEDROOMS, 3 full bathrooms (one on first floor), and a HUGE MAINTENANCE-FREE TREX DECK. Beautiful premium stacked stone and shutters creates FANTASTIC CURB APPEAL which welcomes you to this WONDERFUL HOME in DESIRED PONDS AT MILL RACE CREEK. See yourself relaxing on your huge deck with fire pit overlooking the scenic backyard view. MODERN WARMTH OF NEUTRAL TONES and GORGEOUS HARDWOOD/TILE FLOORS greet you inside this home featuring a DRAMATIC TWO-STORY FAMILY ROOM with fireplace, custom built-in cabinets, ceiling fan, and big palladian windows. In the LIGHT AND BRIGHT OPEN KITCHEN you discover STYLISH KITCHEN UPDATES, including STAINLESS STEEL APPLIANCES, tile backsplash, WHITE CUSTOM CABINETS, black cabinet knobs, granite countertops, LARGE PENNINSULA WORK COUNTER with breakfast bar for stools, hot water dispenser, a desk, and pantry cabinet. Kitchen opens to a LARGE EAT-IN TABLE AREA with newer leaded glass door to access the deck. Large FIRST FLOOR 5TH BEDROOM ideal for in-law or related living, which can also be used as a home office, is conveniently located adjacent to the 3rd updated full bathroom with step-in shower and grab bars. Across from the 5th bedroom is the well located laundry closet with INCLUDED MATCHING SAMSUNG WASHER and DRYER, storage cabinets, and shelving for your laundry supplies. Open floor plan/circular flow through two-story hardwood floored foyer and two-story family room, kitchen, formal dining room, and living room with chair rail makes for awesome entertaining. Formal dining room is connected to the kitchen for easy meal service and leads into the living room. Up the wood railing staircase and across the dramatic catwalk bridge you enter the private and spacious MAIN BEDROOM SUITE which features vaulted ceilings, sitting area, ceiling fan, a BIG UPDATED EN SUITE BATHROOM with two sinks, LARGE CORNER WHIRPOOL TUB, separate tiled shower, toilet area, and a WALK-IN ADJOINING CLOSET. Three (3) more upstairs bedrooms, all with ceiling fans and spacious closets, add to this five bedroom home. The 3 secondary upstairs bedrooms, one with walk-in closet, are effectively served by the 2nd full bathroom with double sinks and tiled soaking tub surround. GREAT FINISHED BASEMENT with recreation and seating areas, glass door cabinets, and recessed lighting. Basement also has separate storage area with shelving. Professionally landscaped backyard and maintenance-free Trex deck with fire pit for your OUTSIDE ENTERTAINING ENJOYMENT, rounds out this TRULY DELIGHTFUL HOME. NEW DRIVEWAY (2024), new carpeting first floor and stairs (2025), new water softener (2021), REPLACEMENT ARCHITECTURAL SHINGLE ROOF (2019) with 130 mph wind resistance rating, siding (2019), gutters (2019), LENNOX HIGH-EFFICIENCY FURNACE AND AIR CONDITIONER, Rheem Performance Platinum water heater, quality replacement Andersen windows, newer leaded glass kitchen door, and garage door/opener. This home is PERFECT FOR YOUR FAMILY and entertaining! AWESOME CENTRAL OSWEGO LOCATION is convenient to DOWNTOWN OSWEGO and US Route 34 (Ogden Avenue) SHOPPING/DINING. Other amenities such as nearby playgrounds, soccer fields, basketball courts, tennis courts, baseball fields, ponds, and Waubonise Trail walking/running/biking paths make this the perfect location for all your recreational wants! HIGHLY DESIRED OSWEGO DISTRICT 308 SCHOOLS, including within view from backyard Old Post Elementary School and nearby Thompson Junior High School. Looking for fully MOVE-IN READY with ALL APPLIANCES stay - MAKE THIS BEAUTY YOUR PERFECT NEW HOME NOW!
Full Property Details
Full Property Details for 640 Pearces Ford Rd
General
- Sold For: $460,000
- HOA FEE: $60/month
- Taxes: $9,413 (2023)
- Status: Closed
- Type: Single Family
- Source: MRED
- MLS ID: 12309902
- Added to Site: 343 day(s) ago
Interior
- Interior Features: Cathedral Ceiling(s), 1st-Floor Bedroom, In-Law Floorplan, 1st-Floor Bath, Walk-In Closet(s), Open Floorplan, Granite Counters, Replacement Windows
- Fireplace: Yes
- Fireplace(s): Family Room, Gas Log
- Appliances: Range, Microwave, Dishwasher, High-End Refrigerator, Washer, Dryer, Disposal, Stainless Steel Appliance(s), Water Softener Owned, Humidifier
- Flooring: Hardwood
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 3
- Bathroom Features: Whirlpool, Separate Shower, Double Sink, Soaking Tub
Bedrooms
- Total Bedrooms: 5
Additional Information
- Equipment: Water Softener (Owned), Cable TV, Carbon Monoxide Detectors, Ceiling Fan(s), Sump Pump, Radon Mitigation System, Security Cameras, Water Heater-Gas
- Other Features: School Bus Service, Commuter Train, Interstate Access
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 2
- Total Spaces: 2
- Parking Features: Asphalt, Garage Door Opener, Garage Owned, Attached, Garage
Location
- Area: Oswego
- County: Kendall
- Subdivision: Ponds at Mill Race Creek
- Driving Directions: US Route 34 (Ogden Avenue/Walter Payton Memorial Highway) to Pearces Ford Road. North on Pearces Ford Road to 640 Pearces Ford Road on right.
School Information
- School District: 308
- Midd School District: 308
- Elementary School: Old Post Elementary School
- Middle School: Thompson Junior High School
- High School: Oswego High School
- Private School: Oswego High School
Community
- Assoc. Fees Include: Insurance
- Mgmt. Company: Association Property Management, Inc.
Heating & Cooling
- Cooling Type: Central Air Conditioning
- Heating Type: Natural Gas
Utilities
- Water: Public
Structural Information
- Architectural Style: Traditional
- Construction: Vinyl Siding, Stone
- Exterior Const.: Vinyl Siding, Stone
- Basement Desc.: Finished, Partial
- Foundation: Concrete Perimeter
- Roof: Asphalt
- Sub-Flooring: Hardwood
- Square Feet: 2,275
- Sq. Ft. Source: Assessor
- Year Built: 1998
Lot Features
- Lot Size (Acres): 0.2513
- Lot Size Range: Less than .25 Acre
- Lot Dimensions: 89 x 123 x 55 x 123
- Lot Features: Landscaped, Mature Trees, Backs to Open Grnd
Financial Considerations
- Association Fee: $60
- Assoc Fee Freq.: Monthly
- Parking Included: Yes
- Assessment Year: 1998
- Tax Amount: $9,413.58
- Tax Year: 2023
Disclosures and Reports
- Ownership: Fee Simple with Homeowners Association
- Property ID: 309116007
Listed by Worth Clark Realty
Sold by Keller Williams Premiere Properties
Get Pre-Approved Today
Schools
Schools serving 640 Pearces Ford Rd
School District:Oswego Community Unit School District 308
| Name | Grades | Distance |
|---|---|---|
Old Post Elementary School 100 Old Post Road, Oswego, IL 60543 | K-5 | 0.1 mi |
Thompson Jr High School 440 Boulder Hill Pass, Oswego, IL 60543 | 6-8 | 0.6 mi |
Oswego High School 4250 State Route 71, Oswego, IL 60543 | 9-12 | 1.6 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 640 Pearces Ford Rd
Date
Details
Price
Change
Source
5/01/2025
Sold
$460,000
-1.92%
MLS
3/13/2025
Listed
$468,999
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
640 Pearces Ford Road, Oswego, IL 60543 (MLS# 12309902) is a Single Family property that was sold at $460,000 on May 01, 2025. Want to learn more about 640 Pearces Ford Road? Do you have questions about finding other Single Family real estate for sale in Oswego? You can browse all Oswego real estate or contact a Coldwell Banker agent to request more information.

