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$449,000 Just Listed

  • For Sale
  • Active
  • Townhouse
  • 3 Beds
  • 2 Full Baths
  • 2 Partial Baths
  • 1,785 Sq. Ft.
  • 2 Car Garage
  • Updated 21 hours ago
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This rare three bedroom, turn-key Condo is a great investment opportunity with limited rental restrictions. Or if you choose to use it as a Summer Cottage or a full time home, it fits the bill. You will wake each morning to tranquil river views and unwind each evening as golden sunsets dance across the Illinois River, your private balconies offer the perfect front-row seat. This beautifully appointed three-story townhome is designed to help you slow down, breathe deep, and embrace the ease of life by the water. Thoughtfully laid out across every level with 9 foot ceilings on the ground and entertaining level, the home blends comfort with a natural connection to its surroundings and the effortless feel of resort-style living. With three outdoor spaces, you'll enjoy morning coffee in the fresh air, evenings entertaining friends, or quiet moments watching boats glide past. Inside, this unit has three bedrooms, two full baths, and two half baths, along with flexible living areas ideal for both gatherings and peaceful retreats. The kitchen strikes the perfect balance of style and function with stainless steel appliances, quartz countertops, a breakfast bar, and an adjacent dining area. Outdoor living is easy with a screened-in porch and covered patio, while everyday conveniences include a second-floor laundry, and a two-car garage and a community pool located within a short walk from this address. Located in the waterfront community of Heritage Harbor, residents enjoy access to outdoor pools, an on-site restaurant, boat slips, scenic golf cart paths, and a future event venue planned for 2026. Miles of walking and biking trails weave throughout the neighborhood, including the picturesque 5K Harbor Walk. Just minutes away, downtown Ottawa offers charming shops, cafes, and year-round events. Here, every day feels like a getaway, and the river is always part of the view.

Full Property Details for 13 River Row

General

  • Price: $449,000
  • HOA FEE: $425/month
  • Taxes: $12,469 (2024)
  • Status: Active
  • Type: Townhouse
  • Source: MRED
  • MLS ID: 12564920
  • Updated: 2/10/2026
  • Added to Site: 2 day(s) ago

Rental Information

  • Complex Features: Sidewalks, Street Lights

Interior

  • Basement: None
  • Interior Features: Walk-In Closet(s), Quartz Counters
  • Appliances: Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Stainless Steel Appliance(s)
  • Flooring: Laminate, Carpet

Rooms

Bathrooms

  • Total Bathrooms: 4
  • Full Bathrooms: 2
  • Half Bathrooms: 2

Bedrooms

  • Total Bedrooms: 3

Additional Information

  • Shared Amenities: Boat Dock, On-Site Manager/Engineer, Park, Pool, Restaurant, Tennis Court(s)
  • Equipment: Cable TV, Carbon Monoxide Detectors, Ceiling Fan(s)
  • Other Features: School Bus Service, Interstate Access

Exterior

  • Exterior Features: Fire Pit

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Garage Spaces: 2
  • Total Spaces: 2
  • Parking Features: Concrete, Garage Door Opener, Yes, Garage Owned, Attached, Garage

Location

  • Area: Danway / Dayton / Naplate / Ottawa / Prairie Cent
  • County: LaSalle
  • Township: Rutland
  • Subdivision: Heritage Harbor
  • Driving Directions: South on Rt. 71, South on Old Chicago Road, West on Canal Road, South on Great Loop West Dr, East to River Row.

School Information

  • School District: 230
  • Elem School District: 230
  • Midd School District: 230
  • High School District: 140
  • Elementary School: Rutland Elementary School
  • Middle School: Rutland Elementary School
  • High School: Ottawa Township High School
  • Private School: Ottawa Township High School

Community

  • Assoc. Fees Include: Insurance, Pool, Exterior Maintenance, Lawn Care, Scavenger, Snow Removal, Other
  • Pets Allowed: Yes
  • Pets: Cats OK, Dogs OK
  • Pet Restrictions: Cats OK, Dogs OK, / 999lbs.
  • Mgmt. Company: Heritage Harbor Homeowner's Association #1

Heating & Cooling

  • Cooling Type: Central Air Conditioning
  • Heating Type: Natural Gas

Utilities

  • Sewer: Public Sewer
  • Water: Public

Structural Information

  • Structure Type: T3 Townhouse (3 or More Stories)
  • Construction: Other, Fiber Cement
  • Exterior Const.: Other, Fiber Cement
  • Basement Desc.: None
  • Foundation: Concrete Perimeter
  • Roof: Asphalt
  • Windows: Screens
  • Sub-Flooring: Laminate, Carpet
  • Entry Floor Number: 1
  • Stories/Levels: 3
  • Square Feet: 1,785
  • Sq. Ft. Source: Plans
  • Year Built: 2011

Unit Information

  • Units in Building: 4

Lot Features

  • Lot Dimensions: 49 x 21 x 49 x 21
  • Lot Features: Landscaped, Mature Trees

Animals

  • Animals Allowed: Cats OK, Dogs OK

Water Features

  • Water Front: Yes
  • Water Front Desc.: River Front
  • Water Front View: Front of Property

Green Features

  • Energy Efficient: Water Heater

Financial Considerations

  • Association Fee: $425
  • Assoc Fee Freq.: Monthly
  • Parking Included: Yes
  • Assessment Year: 2011
  • Tax Amount: $12,469
  • Tax Year: 2024
  • Pays Sewer: Public Sewer

Disclosures and Reports

  • Ownership: Fee Simple with Homeowners Association
  • Property ID: 1544301008

Listed by Homesmart Realty Group IL

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— 13 River Row —

  • Homesmart Realty Group IL

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Schools serving 13 River Row

School Districts:Ottawa Township High School District 140, Rutland Community Consolidated School District 230
NameGradesDistance
Rutland Elementary School
3231 N Il Route 71, Ottawa, IL 61350
PK-84.9 mi
Ottawa Township High School
211 East Main Street, Ottawa, IL 61350
9-122.1 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 13 River Row Get Price Alerts and Save Property

Date
Details
Price
Change
Source
2/09/2026
Listed
$449,000
-42.23%
MLS
4/16/2012
Sold
$777,202
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 13 River Row

Year
Property Taxes
Change
Tax Assessment
Change
2024
$12,427
9%
$132,118
11%
2023
$11,425
100%
$118,917
-2%
2022
-100%
$121,616
6%
2021
$11,300
5%
$114,539
4%
2020
$10,796
1%
$110,314
2%
2019
$10,690
—
$108,204
2%
2019
$10,690
100%
$105,637
2%
2017
-100%
$103,131
2%
2016
$9,827
—
$101,457
1%
2016
$9,827
—
$100,403
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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Listed by Homesmart Realty Group IL

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13 River Row, Ottawa, IL 61350 (MLS# 12564920) is a Townhouse property with 3 bedrooms, 2 full bathrooms and 2 partial bathrooms. 13 River Row is currently listed for $449,000 and was received on February 09, 2026. Want to learn more about 13 River Row? Do you have questions about finding other Townhouse real estate for sale in Ottawa? You can browse all Ottawa real estate or contact a Coldwell Banker agent to request more information.

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