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Property Description & Video
226 Clay Street, Ottawa, ILVideo Tour of 226 Clay Street, Ottawa, IL.
Experience the rare luxury of true riverfront freedom. Nestled on a premier stretch of the Illinois River, this classic brick residence offers something the planned resort communities cannot: over 200 feet of private, unobstructed shoreline across two parcels and the liberty of "your river, your rules." Whether you are seeking a primary sanctuary or a sophisticated second home, this property serves as a stunning canvas for your custom vision. The lifestyle here is defined by the water. A riverside sun porch perches at the water's edge, offering a front-row seat to both sunrises and sunsets. Inside, the spacious living room centers around a wood-burning fireplace, while the kitchen provides seamless transition to the outdoor patio --perfect for morning coffee or evening wine as the river rolls by. The main level is designed for effortless living, featuring a primary suite with an adjacent river-view office, a second bedroom, and a beautifully updated bathroom with a walk-in tile shower and convenient laundry. A standout feature of this estate is the versatile "North Wing." With its own private entrance, en-suite bathroom, and kitchenette, this space is a high-value asset-perfect for a luxury short-term rental/Airbnb, related living, or a secluded professional studio. While other riverfront developments require a drive for dinner, you are located less than one mile from the vibrant shops, dining, and seasonal festivals of Washington Square and downtown Ottawa. Enjoy the best of the city and the serenity of the river, with easy access to I-80 for an effortless commute.
Full Property Details
Full Property Details for 226 Clay St
General
- Price: $295,000
- Taxes: $2,676 (2024)
- Status: Active
- Type: Single Family
- Source: MRED
- MLS ID: 12589659
- Updated: 3/17/2026
- Added to Site: 2 day(s) ago
Interior
- Basement: Partially
- Interior Features: 1st-Floor Bedroom, 1st-Floor Bath
- Fireplace: Yes
- Number of Fireplaces: 1
- Fireplace(s): Living Room, Wood-Burning
- Appliances: Range, Dishwasher, Refrigerator, Washer, Dryer
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
Bedrooms
- Total Bedrooms: 4
Parking
- Total Spaces: 4
- Parking Features: Concrete, Off-Street, Driveway, Yes, Owned
Location
- Area: Danway / Dayton / Naplate / Ottawa / Prairie Cent
- County: LaSalle
- Township: Ottawa
- Driving Directions: From 6 and 23 - Take 23 south and turn right (west) on W Main St - Turn left (south) on Clay Street - Home will be on the river at the end of Clay St
School Information
- School District: 141
- Elem School District: 141
- Midd School District: 141
- High School District: 140
- High School: Ottawa Township High School
- Private School: Ottawa Township High School
Community
- Assoc. Fees Include: None
Heating & Cooling
- Cooling Type: Central Air Conditioning
- Heating Type: Natural Gas, Forced Air
Utilities
- Sewer: Public Sewer
- Water: Public
Structural Information
- Construction: Steel Siding, Brick
- Exterior Const.: Steel Siding, Brick
- Basement: Yes
- Basement Desc.: Partially Finished, Partial
- Foundation: Block
- Roof: Asphalt
- Square Feet: 2,064
- Sq. Ft. Source: Assessor
- Year Built: 1946
- Built Before 1978: Yes
Additional Structures
- Other Structures: Shed(s)
Lot Features
- Lot Size (Acres): 0.22
- Lot Size Range: Less than .25 Acre
- Lot Dimensions: 95 x 40 x 20 x 219 x 48 x 104 x 50 x 63
Water Features
- Water Front: Yes
- Water Front Desc.: River Front, Waterfront
- Water Front View: Back of Property, Front of Property, Side(s) of Property
Financial Considerations
- Parking Included: Yes
- Assessment Year: 1946
- Tax Amount: $2,676.44
- Tax Year: 2024
- Pays Sewer: Public Sewer
Disclosures and Reports
- Ownership: Fee Simple
- Property ID: 2111322024
Listed by Coldwell Banker Real Estate Group
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Schools
Schools serving 226 Clay St
| Name | Grades | Distance |
|---|---|---|
Lincoln Elementary School, Ottawa, IL 1110 West Main Street, Ottawa, IL 61350 | PK-4 | 0.4 mi |
Shepherd Middle School, Ottawa, IL 701 East McKinley Road, Ottawa, IL 61350 | 7-8 | 1.7 mi |
Ottawa Township High School 211 East Main Street, Ottawa, IL 61350 | 9-12 | 0.7 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 226 Clay St
Date
Details
Price
Change
Source
3/17/2026
Listed
$295,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 226 Clay St
Year
Property Taxes
Change
Tax Assessment
Change
2024
$2,303
-2%
$63,957
12%
2023
$2,355
100%
$57,243
10%
2022
-100%
$51,954
7%
2021
$2,404
1%
$48,696
5%
2020
$2,391
-3%
$46,258
1%
2019
$2,474
—
$45,786
2%
2019
$2,474
101%
$44,687
3%
2017
$1,231
—
$43,318
4%
2016
$1,235
—
$41,461
5%
2016
$1,235
—
$39,664
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 226 Clay St
226 Clay Street, Ottawa, IL 61350 (MLS# 12589659) is a Single Family property with 4 bedrooms and 2 full bathrooms. 226 Clay Street is currently listed for $295,000 and was received on March 17, 2026. Want to learn more about 226 Clay Street? Do you have questions about finding other Single Family real estate for sale in Ottawa? You can browse all Ottawa real estate or contact a Coldwell Banker agent to request more information.

