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$389,900

  • For Sale
  • Active
  • Single Family
  • 3 Beds
  • 2 Full Baths
  • 1,148 Sq. Ft.
  • 1.5 Car Garage
  • Updated 8 days ago
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This beautifully maintained 3 bedroom, 2 bath vinyl and cedar ranch sits on a corner lot in St. Charles and blends comfort, charm, updates, and location. Enjoy a fenced backyard with deck and paver patio, perfect for relaxing or entertaining. Inside, the living room features hardwood flooring, a bright picture window, built-in hutch, and glass French door. The spacious kitchen offers granite countertops, stainless steel appliances, and a cozy breakfast room, with key upgrades including a new dishwasher in 2023, refrigerator in 2024, and microwave in 2025. The primary bedroom has wood laminate flooring, while the additional bedrooms feature hardwood and ceiling fans. Both bathrooms are updated, and the partially finished basement adds great extra living space, along with a washer and dryer new in 2022. Major mechanical peace of mind includes a septic sewer line replaced in 2021, plus a newer driveway, AC, and sump pump. All just minutes from parks, the Fox River, schools, and downtown St. Charles, with Geneva close by as well.

Full Property Details for 1203 Elm St

General

  • Price: $389,900
  • Taxes: $6,812 (2024)
  • Status: Active
  • Type: Single Family
  • Source: MRED
  • MLS ID: 12535590
  • Updated: 1/8/2026
  • Added to Site: 14 day(s) ago

Rental Information

  • Complex Features: Park, Curbs, Street Lights, Street Paved

Interior

  • Basement: Partially
  • Interior Features: 1st-Floor Bedroom, 1st-Floor Bath, Built-in Features
  • Appliances: Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Stainless Steel Appliance(s)
  • Flooring: Hardwood, Laminate

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Basement Baths: Yes

Bedrooms

  • Total Bedrooms: 3

Additional Information

  • Equipment: Carbon Monoxide Detectors
  • Other Features: School Bus Service

Parking

  • Garage: Yes
  • Garage Spaces: 1.5
  • Total Spaces: 1
  • Parking Features: Garage Door Opener, Yes, Garage Owned, Detached, Garage

Location

  • Area: Campton Hills / St. Charles
  • County: Kane
  • Township: St. Charles
  • Driving Directions: 3rd St to McKinley E to Elm, home on SW corner

School Information

  • School District: 303
  • Elem School District: 303
  • Midd School District: 303
  • High School District: 303
  • Elementary School: Davis Elementary School
  • Middle School: Thompson Middle School
  • High School: St Charles East High School
  • Private School: St Charles East High School

Community

  • Assoc. Fees Include: None

Heating & Cooling

  • Cooling Type: Central Air Conditioning
  • Heating Type: Natural Gas, Forced Air

Utilities

  • Sewer: Public Sewer
  • Water: Public

Structural Information

  • Architectural Info: Ranch
  • Architectural Style: Ranch
  • Construction: Vinyl Siding, Cedar
  • Exterior Const.: Vinyl Siding, Cedar
  • Basement: Yes
  • Basement Desc.: Partially Finished, Full
  • Roof: Asphalt
  • Windows: Screens
  • Sub-Flooring: Hardwood, Laminate
  • Square Feet: 1,148
  • Sq. Ft. Source: Assessor
  • Year Built: 1949
  • Built Before 1978: Yes

Lot Features

  • Lot Size (Acres): 0.15
  • Lot Size Range: Less than .25 Acre
  • Lot Dimensions: 6600
  • Fence: Yes
  • Lot Features: Corner Lot
  • Fencing (Description): Fenced

Financial Considerations

  • Parking Included: Yes
  • Assessment Year: 1949
  • Tax Amount: $6,812
  • Tax Year: 2024
  • Pays Sewer: Public Sewer

Disclosures and Reports

  • Ownership: Fee Simple
  • Property ID: 934378009

Listed by One Source Realty

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— 1203 Elm St —

  • One Source Realty

  • One Source Realty

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Schools serving 1203 Elm St

School District:St. Charles Community Unit School District 303
NameGradesDistance
Davis Primary School
1125 S 7th St, St. Charles, IL 60174
K-50.4 mi
Thompson Middle School, St. Charles, IL
705 W Main St, St. Charles, IL 60174
6-80.9 mi
St Charles East High School
1020 Dunham Rd, St. Charles, IL 60174
9-122.4 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 1203 Elm St Get Price Alerts and Save Property

Date
Details
Price
Change
Source
1/02/2026
Listed
$389,900
47.69%
MLS
7/17/2020
Sold
$264,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 1203 Elm St

Year
Property Taxes
Change
Tax Assessment
Change
2024
$6,812
5%
$99,771
12%
2023
$6,507
4%
$89,297
7%
2022
$6,276
4%
$83,727
5%
2021
$6,020
—
$79,809
2%
2021
$6,020
3%
$78,321
2%
2019
$5,841
9%
$76,770
10%
2017
$5,356
-3%
$69,917
-3%
2018
$5,507
-3%
$72,392
13%
2016
$5,667
—
$64,292
-5%
2016
$5,667
7%
$68,033
12%
2014
$5,292
2%
$61,016
-1%
2013
$5,167
—
$61,836
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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1203 Elm Street, Saint Charles, IL 60174 (MLS# 12535590) is a Single Family property with 3 bedrooms and 2 full bathrooms. 1203 Elm Street is currently listed for $389,900 and was received on January 02, 2026. Want to learn more about 1203 Elm Street? Do you have questions about finding other Single Family real estate for sale in Saint Charles? You can browse all Saint Charles real estate or contact a Coldwell Banker agent to request more information.

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