528 Terrace Lane, South Elgin, IL 60177 - Photo 1

1/1

$630,000

Sold
Closed
Single Family
4 Beds
3 Full Baths
1 Partial Bath
2,833 Sq. Ft.
3 Car Garage

1/1

Property Description

Welcome to this stunning 4-bedroom, 3.5-bath home in the highly desirable Thornwood Subdivision, located within the top-rated St. Charles School District! Prepare to be amazed as you enter inside the beautiful foyer with the cathedral ceiling and grand staircase. The first level boasts a formal dining room, a two story family room with fireplace and beautiful windows overlook a beautiful tranquil backyard with a brick patio a dream kitchen with granite countertops and stainless steel appliances and an island to enjoy your morning coffee. A first floor den, laundry room and a powder room complete this level. Ascend upstairs to three bedrooms plus the primary bedroom with its own en-suite, featuring a jacuzzi, double sinks, walk in shower and jetted tub. The finished basement adds even more living space, with a full bathroom enhanced by LED can lighting, perfect for a rec room, home gym, or entertainment area. Thornwood's annual low homeowner fee association includes access to a private pool, tennis courts, and basketball courts-offering fun and recreation just steps from your door. Don't miss this fantastic opportunity to own a move-in-ready home in one of the area's most sought-after communities! Close to all the shopping centers. Lots of restaurants and grocery stores. In-neighborhood elementary school, also St. Charles School District! Make an appointment and bring your clients.

Full Property Details

Full Property Details for 528 Terrace Ln

General

Sold For: $630,000
HOA FEE: $54/month
HOA FEE FREQ.: Quarterly
Taxes: $12,401 (2023)
Status: Closed
Type: Single Family
Source: MRED
MLS ID: 12402752
Added to Site: 206 day(s) ago

Interior

Interior Features: Cathedral Ceiling(s), Built-in Features, Walk-In Closet(s), Granite Counters, Separate Dining Room, Pantry
Fireplace: Yes
Fireplace(s): Family Room, Wood-Burning, Electric
Appliances: Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal, Wine Refrigerator, Humidifier
Flooring: Hardwood

Rooms

Bathrooms

Total Bathrooms: 4
Full Bathrooms: 3
Half Bathrooms: 1
Basement Baths: Yes
Bathroom Features: Separate Shower, Double Sink, Soaking Tub

Bedrooms

Total Bedrooms: 4

Additional Information

Equipment: Ceiling Fan(s), Sump Pump
Other Features: School Bus Service

Parking

Garage: Yes
Attached garage: Yes
Garage Spaces: 3
Total Spaces: 3
Parking Features: Garage Door Opener, On Site, Garage Owned, Attached, Garage
Parking On-Site: Yes

Location

Area: South Elgin
County: Kane
Driving Directions: Randall Rd to Thornwood Dr to Cole to Terrace Ln

School Information

School District: 303
Midd School District: 303

Community

Assoc. Fees Include: Clubhouse, Exercise Facilities, Pool, Other

Heating & Cooling

Cooling Type: Central Air Conditioning
Heating Type: Natural Gas

Utilities

Water: Public

Structural Information

Architectural Style: Traditional
Construction: Vinyl Siding, Brick
Exterior Const.: Vinyl Siding, Brick
Basement Desc.: Finished, Full
Windows: Drapes
Sub-Flooring: Hardwood
Square Feet: 2,833
Sq. Ft. Source: Assessor
Year Built: 2001

Lot Features

Lot Size Range: Less than .25 Acre
Lot Dimensions: 10689

Financial Considerations

Association Fee: $163
Assoc Fee Freq.: Quarterly
Parking Included: Yes
Assessment Year: 2001
Tax Amount: $12,401
Tax Year: 2023

Disclosures and Reports

Ownership: Fee Simple
Property ID: 905257014

Listed by Berkshire Hathaway HomeServices Starck Real Estate
Sold by Keller Williams Inspire - Geneva

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Schools

Schools serving 528 Terrace Ln

School District:St. Charles Community Unit School District 303

Name	Grades	Distance
Corron Elementary School 455 Thornwood Way, South Elgin, IL 60177	K-5	0.2 mi
Wredling Middle School 1200 Dunham Rd, St. Charles, IL 60174	6-8	4.9 mi
St Charles North High School 255 Red Gate Rd, St. Charles, IL 60175	9-12	2.7 mi

Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 528 Terrace Ln

Date

Details

Price

Change

Source

7/31/2025

Sold

$630,000

-4.4%

MLS

6/24/2025

Listed

$659,000

—

MLS

Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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528 Terrace Lane, South Elgin, IL 60177 (MLS# 12402752) is a Single Family property that was sold at $630,000 on July 31, 2025. Want to learn more about 528 Terrace Lane? Do you have questions about finding other Single Family real estate for sale in South Elgin? You can browse all South Elgin real estate or contact a Coldwell Banker agent to request more information.

528 Terrace Ln South Elgin, IL 60177