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$574,500 Just Listed

  • For Sale
  • Active
  • Single Family
  • 6 Beds
  • 3 Full Baths
  • 2 Partial Baths
  • 4,240 Sq. Ft.
  • 2 Car Garage
  • Updated 23 hours ago
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YOUR SEARCH IS OVER! Stunning 4BR home offering nearly 4,200 sq ft of total living space including a fully finished walk-out basement. Features a dramatic staircase with oak treads, quartz rail, hardwood floors on main level, 9' ceilings, and oversized baseboards. Chef's kitchen with quartz counters, 42" cabinets, island, and eating area. Spacious primary suite with vaulted ceilings, walk-in closet, and luxury bath. Large loft for flexible living space. Walk-out basement includes second kitchen, huge rec room, 2 bedrooms & 1.5 baths-ideal for in-law arrangement. Fenced yard, patio, storage barn, and new second-floor balcony/deck. St. Charles schools. Walk to park and river. Must see!

Full Property Details for 629 Waterford Ln

General

  • Price: $574,500
  • Taxes: $12,027 (2024)
  • Status: Active
  • Type: Single Family
  • Source: MRED
  • MLS ID: 12553370
  • Updated: 1/23/2026
  • Added to Site: 2 day(s) ago

Rental Information

  • Complex Features: Sidewalks, Street Lights, Street Paved

Interior

  • Basement: Finished, E
  • Interior Features: In-Law Floorplan
  • Fireplace: Yes
  • Number of Fireplaces: 1
  • Fireplace(s): Family Room, Wood-Burning, Gas Starter
  • Appliances: Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal, Stainless Steel Appliance(s)
  • Flooring: Hardwood, Laminate

Rooms

Bathrooms

  • Total Bathrooms: 5
  • Full Bathrooms: 3
  • Half Bathrooms: 2
  • Basement Baths: Yes

Bedrooms

  • Total Bedrooms: 6

Additional Information

  • Other Features: School Bus Service

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Garage Spaces: 2
  • Total Spaces: 2
  • Parking Features: Asphalt, Garage Door Opener, Yes, Garage Owned, Attached, Garage

Location

  • Area: South Elgin
  • County: Kane
  • Township: St. Charles
  • Subdivision: River Ridge
  • Driving Directions: Route 31 N of Silver Glen to Hancock W to Waterford

School Information

  • School District: 303
  • Elem School District: 303
  • Midd School District: 303
  • High School District: 303
  • Elementary School: Wild Rose Elementary School
  • Middle School: Haines Middle School
  • High School: St Charles North High School
  • Private School: St Charles North High School

Community

  • Assoc. Fees Include: None

Heating & Cooling

  • Cooling Type: Central Air Conditioning
  • Heating Type: Natural Gas, Forced Air

Utilities

  • Sewer: Public Sewer
  • Water: Public

Structural Information

  • Model: CUMBERLAND
  • Construction: Aluminum Siding, Brick
  • Exterior Const.: Aluminum Siding, Brick
  • Basement: Yes
  • Basement Desc.: Finished, Exterior Entry, Full, Walk-Out Access
  • Foundation: Concrete Perimeter
  • Roof: Asphalt
  • Windows: Screens
  • Sub-Flooring: Hardwood, Laminate
  • Square Feet: 4,240
  • Sq. Ft. Source: Assessor
  • Year Built: 2001

Manufactured Home

  • Model: CUMBERLAND

Additional Structures

  • Other Structures: Shed(s)

Lot Features

  • Lot Size (Acres): 0.22
  • Lot Size Range: Less than .25 Acre
  • Lot Dimensions: 70 x 137

Financial Considerations

  • Assessment Year: 2001
  • Tax Amount: $12,027.4
  • Tax Year: 2024
  • Pays Sewer: Public Sewer

Disclosures and Reports

  • Ownership: Fee Simple
  • Property ID: 903229007

Listed by HomeSmart Connect LLC

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— 629 Waterford Ln —

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Schools serving 629 Waterford Ln

School District:St. Charles Community Unit School District 303
NameGradesDistance
Anderson Elementary School, St. Charles, IL
35W071 Villa Maria Rd, St. Charles, IL 60174
K-51.5 mi
Wredling Middle School
1200 Dunham Rd, St. Charles, IL 60174
6-83.8 mi
St Charles North High School
255 Red Gate Rd, St. Charles, IL 60175
9-122.6 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 629 Waterford Ln Get Price Alerts and Save Property

Date
Details
Price
Change
Source
1/22/2026
Listed
$574,500
26.26%
MLS
10/20/2022
Sold
$455,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 629 Waterford Ln

Year
Property Taxes
Change
Tax Assessment
Change
2024
$12,027
5%
$157,465
12%
2023
$11,488
1%
$140,934
8%
2022
$11,377
9%
$130,237
5%
2021
$10,422
—
$124,142
2%
2021
$10,422
2%
$121,827
2%
2019
$10,211
7%
$119,415
6%
2017
$9,563
-2%
$112,867
6%
2016
$9,797
1%
$106,938
5%
2015
$9,683
-3%
$101,725
-13%
2018
$10,023
6%
$116,862
19%
2014
$9,473
-1%
$97,895
-5%
2013
$9,582
—
$102,746
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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629 Waterford Lane, South Elgin, IL 60177 (MLS# 12553370) is a Single Family property with 6 bedrooms, 3 full bathrooms and 2 partial bathrooms. 629 Waterford Lane is currently listed for $574,500 and was received on January 22, 2026. Want to learn more about 629 Waterford Lane? Do you have questions about finding other Single Family real estate for sale in South Elgin? You can browse all South Elgin real estate or contact a Coldwell Banker agent to request more information.

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