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$525,000 Just Listed

  • For Sale
  • Active
  • Single Family
  • 4 Beds
  • 2 Full Baths
  • 1,678 Sq. Ft.
  • 2 Car Garage
  • Updated 3 days ago

Next open house:

Open House: 1:00 PM - 4:00 PM

Saturday 2/21 1:00 PM - 4:00 PM

1045 Saint Margarets Drive,Annapolis, MD 21409

1045 Saint Margarets DriveAnnapolisMD21409

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Join us at 1045 Saint Margarets Drive on:

  • Open House: 11:00 AM - 1:00 PM

    Sunday 2/22 11:00 AM - 1:00 PM

    1045 Saint Margarets Drive,Annapolis, MD 21409
    1045 Saint Margarets DriveAnnapolisMD21409
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Welcome to 1045 Saint Margarets Drive, a spacious home with solid updates and a fantastic location. Over the past several years, the seller has completed many important improvements, including a new well pump (2026), new washer and dryer (2026), updated upstairs bath fixtures (2026), new decking (2023), a gas insert fireplace with new gas line (2021), and a new water heater in (2020). Additional enhancements include recessed lighting I(2020), a remodeled basement with updated flooring and paint (2020), a new second driveway (2020), and an upgraded garage floor (2018). The home features refinished hardwood floors, a comfortable layout, and plenty of natural light. Outside, the large deck overlooks a generous yard, perfect for relaxing, entertaining, or everyday outdoor living. The detached two-car garage offers excellent flexibility for parking, storage, or a workshop. Ideally located within walking distance to the beach and just minutes from shopping, dining, and downtown Annapolis, this home offers a wonderful opportunity to add your personal touches while benefiting from numerous recent improvements.

Full Property Details for 1045 St Margarets Dr

General

  • Price: $525,000
  • HOA FEE: $1/month
  • HOA FEE FREQ.: Annually
  • Taxes: $4,776 (2025)
  • Status: Active
  • Type: Single Family
  • Source: BrightMLSMidAtlantic
  • MLS ID: MDAA2136366
  • Updated: 2/16/2026
  • Added to Site: 4 day(s) ago

Interior

  • Interior Features: Carpet, Ceiling Fan(s), Combination Dining/Living, Stove - Wood, Wood Floors, Recessed Lighting
  • Fireplace: Yes
  • Number of Fireplaces: 1

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main Floor Baths: 1
  • Main - Full Baths: 1
  • Lower Floor Baths: 1
  • Lower - Full Baths: 1

Bedrooms

  • Total Bedrooms: 4
  • Bedrooms Lower: 1
  • Bedrooms Main & Up: 3

Additional Information

  • Shared Pool: Yes
  • Pool: Yes

Parking

  • Garage: Yes
  • Garage Spaces: 2
  • Total Spaces: 2
  • Parking Type: Detached Garage
  • Garage Description: Garage - Front Entry

Location

  • County: ANNE ARUNDEL
  • Subdivision: CAPE ST CLAIRE
  • Driving Directions: GPS

School Information

  • School District: Anne Arundel County Public Schools
  • Elementary School: Cape St. Claire
  • Middle School: Magothy River
  • High School: Broadneck

Community

  • Association: Yes

Heating & Cooling

  • Cooling Type: Other
  • Cooling Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating Fuel: Electric
  • Water Heater: Electric

Utilities

  • Sewer: Public Sewer
  • Water: Well

Structural Information

  • Architectural Style: Split Foyer
  • Structure Type: Detached
  • Construction: Vinyl Siding, Brick
  • Basement: Yes
  • Basement Desc.: Fully Finished, Walkout Level
  • Foundation: Brick/Mortar
  • Stories Description: Lower 1, Main
  • Square Feet: 1,678
  • Sq. Ft. Source: Assessor
  • Living Area: 1,678 Sq. Ft.
  • Finished Above Grnd: 988 Sq. Ft.
  • Finished Below Grnd: 690 Sq. Ft.
  • Year Built: 1968
  • Year Built Source: Assessor

Unit Information

Unit 1

  • Bathrooms-Lower: 1
  • Bedrooms-Lower: 1

Lot Features

  • Lot Size (Acres): 0.23
  • Lot Size (Sq. Ft.): 9,960
  • Lot Size Source: Assessor
  • Zoning: R5

Financial Considerations

  • Price Per Sq. Ft.: $531.38
  • Association Fee: $11
  • Assoc Fee Freq.: Annually
  • Assessment Year: 2025
  • County Tax: $4,350
  • County Tax Freq: Annually
  • Tax w/Assessment: $399,467
  • Tax Amount: $4,776
  • Tax Year: 2025
  • Tax Total Finished Sq. Ft.: 1678

Disclosures and Reports

  • Ownership: Fee Simple
  • Lot Number: 34

Listed by Engel & Volkers Annapolis, Julie G Katcef

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Listing agent

— 1045 St Margarets Dr —

  • Julie G Katcef

    Engel & Volkers Annapolis

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 1045 St Margarets Dr

School District:Anne Arundel County Public Schools
NameGradesDistance
Cape St. Claire Elementary School
931 Blue Ridge Drive, Annapolis, MD 21409
K-50.6 mi
Magothy River Middle School
241 Peninsula Farm Road, Arnold, MD 21012
6-84.1 mi
Broadneck High School
1265 Green Holly Drive, Annapolis, MD 21409
9-120.9 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 1045 St Margarets Dr Get Price Alerts and Save Property

Date
Details
Price
Change
Source
2/16/2026
Listed
$525,000
41.93%
MLS
9/28/2018
Sold
$369,900
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 1045 St Margarets Dr

Year
Property Taxes
Change
Tax Assessment
Change
2025
$4,948
24%
$399,467
5%
2023
$3,980
—
$381,400
2%
2023
$3,980
3%
$374,933
2%
2022
$3,850
18%
$368,467
2%
2018
$3,269
-22%
$362,000
4%
2021
$4,170
2%
$348,800
4%
2020
$4,091
14%
$335,600
4%
2019
$3,579
2%
$322,400
5%
2018
$3,525
2%
$307,567
5%
2017
$3,450
2%
$292,733
5%
2016
$3,399
-1%
$277,900
—
2015
$3,423
—
$277,900
—
2014
$3,410
—
$277,900
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 1045 St Margarets Dr

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NMLS#: 1598647

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Listed by Engel & Volkers Annapolis, Julie G Katcef

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1045 Saint Margarets Drive, Annapolis, MD 21409 (MLS# MDAA2136366) is a Single Family property with 4 bedrooms and 2 full bathrooms. 1045 Saint Margarets Drive is currently listed for $525,000 and was received on February 16, 2026. Want to learn more about 1045 Saint Margarets Drive? Do you have questions about finding other Single Family real estate for sale in Annapolis? You can browse all Annapolis real estate or contact a Coldwell Banker agent to request more information.

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