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$2,350,000 Just Listed

  • For Sale
  • Active
  • Single Family
  • 3 Beds
  • 3 Full Baths
  • 1 Partial Bath
  • 3,948 Sq. Ft.
  • Updated 1 hour ago
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Experience the best of waterfront living with easy water access to historic Annapolis, Eastport, and the Chesapeake Bay. Perfectly sited in a protected area on Spa Creek, this eco-friendly contemporary home was designed by architect Gary S. Schwerzler of Fourth Street Design Studio and built by Blueford Contracting. Set on a quarter of an acre and surrounded by lush native landscaping, the property features three east-facing decks, a private pier with water and electric, two boat slips (16' x 40' and 10' x 20'), and a dual kayak dock. Mean low water is over six feet in the larger slip and five feet in the smaller. A piling permit is secured for the narrower slip. Designed to maximize natural light and views of water, woodlands and wildlife, the home showcases exceptional craftsmanship throughout. A welcoming front porch leads to an oversized walnut entry door and spacious foyer. The main level includes a bedroom with en-suite bath, a home office with built-ins, open-concept living and dining areas, and a modern kitchen with high-end appliances, Corian and granite counters, and a walk-in pantry. Upstairs are two additional en-suite bedrooms, laundry, and a storage room. The waterside primary suite offers its own private deck and a generous walk-in closet. The home has numerous high-end finishes including Hubbardton Forge lighting, heated bathroom floors, extensive custom built-ins, solid-core pocket doors, Brazilian teak floors, and custom interior railings fabricated by M Yacht Services. The walk-out lower level, original to the 1940s cottage, provides ample storage for boating equipment, a workshop, a second laundry, and a flexible finished space ideal for a gym or recreation room. It opens to a patio, a rustic summer kitchen, a half bath, and an inviting outdoor entertaining area-perfect for gatherings and classic Maryland crab feasts. Constructed for visual appeal, durability, and efficiency, the home features IPE decking, Nichiha fiber cement siding, AZEK trim, Marvin windows and doors, geothermal HVAC, tankless hot water, a Honda generator, and a propane fire pit. Ample parking for four vehicles in front. Enjoy the best of both worlds - being on the water, surrounded by nature and wildlife - while also having footpath access to parklands and town. Professional photos, video, and floor plan coming April 2; expected on the market April 3.

Full Property Details for 198 Acton Rd

General

  • Price: $2,350,000
  • Taxes: $13,472 (2025)
  • Status: Active
  • Type: Single Family
  • Source: BrightMLSMidAtlantic
  • MLS ID: MDAA2136766
  • Updated: 4/3/2026
  • Added to Site: 1 day(s) ago

Interior

  • Rooms/Areas: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Kitchen, Foyer, Laundry, Office, Recreation Room, Storage Room, Workshop, Bathroom 3, Primary Bathroom, Full Bath, Half Bath
  • Flooring: Hardwood

Rooms

Bathrooms

  • Total Bathrooms: 4
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Upper Floor Baths: 2
  • Upper - Full Baths: 2
  • Main Floor Baths: 1
  • Main - Full Baths: 1
  • Lower Floor Baths: 1
  • Lower - 1/2 Baths: 1

Bedrooms

  • Total Bedrooms: 3
  • Bedrooms Upper: 2
  • Bedrooms Main & Up: 1

Other Rooms

  • Laundry: Upper Floor, Basement

Exterior

  • Exterior Features: Extensive Hardscape, Exterior Lighting, Underground Lawn Sprinkler

Parking

  • Total Spaces: 4
  • Parking Type: Driveway

Location

  • Municipality: Annapolis
  • County: ANNE ARUNDEL
  • Subdivision: TRUXTON HEIGHTS
  • Driving Directions: Spa Road to Silopanna, to Spa Drive. Right on Acton, house is on your left.
  • Direction Faces: West
  • Location Details: Creek/Stream
  • City Limits: Yes

School Information

  • School District: Anne Arundel County Public Schools
  • High School: Annapolis

Heating & Cooling

  • Central air: Yes
  • Cooling Type: Central A/C
  • Cooling Fuel: Geothermal
  • Heating Type: Heat Pump(s)
  • Heating Fuel: Geo-thermal
  • Water Heater: Tankless

Utilities

  • Sewer: Public Sewer
  • Water: Public
  • Dist. to Water: 150 Feet

Structural Information

  • Architectural Style: Coastal
  • Structure Type: Detached
  • Architect: Gary S Schwerzler, Fourth Street Design Studio
  • Builder: Blueford Contracting
  • Construction: HardiPlank Type
  • Basement: Yes
  • Basement Entrance: Yes
  • Basement Desc.: Partially Finished, Outside Entrance, Interior Access
  • Foundation: Block
  • Stories Description: Lower 1, Main, Upper 1
  • Square Feet: 3,948
  • Sq. Ft. Source: Estimated
  • Living Area: 3,550 Sq. Ft.
  • Finished Above Grnd: 2,658 Sq. Ft.
  • Finished Below Grnd: 892 Sq. Ft.
  • Year Built: 1940
  • Year Built Source: Assessor
  • Property Condition: Excellent

Unit Information

Unit 1

  • Bathrooms-Lower: 1

Lot Features

  • Property View: Water
  • Lot Size (Acres): 0.26
  • Lot Size (Sq. Ft.): 11,140
  • Lot Size Source: Assessor
  • Zoning: RESIDENTIAL

Water Features

  • Water Front: Yes
  • Water View: Yes
  • Navigable Water: Yes
  • Water Access: Yes
  • Water Access Desc: Private Access, Sail, Canoe/Kayak, Boat - Powered
  • Water Front Type: Creek/Stream
  • Water Front Name: Spa Creek
  • Dock/Slip Conveys: Yes
  • Docks: 1

Financial Considerations

  • Price Per Sq. Ft.: $884.12
  • Assessment Year: 2026
  • City/TownTax: $6,938
  • City/TownTax Freq: Annually
  • County Tax: $6,534
  • County Tax Freq: Annually
  • Tax w/Assessment: $954,000
  • Tax Amount: $13,472
  • Tax Year: 2025

Disclosures and Reports

  • Ownership: Fee Simple
  • Lot Number: 52

Listed by TTR Sotheby's International Realty, Sarah Greenlee Morse

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Listing agent

— 198 Acton Rd —

  • Sarah Greenlee Morse

    TTR Sotheby's International Realty

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 198 Acton Rd

School District:Anne Arundel County Public Schools
NameGradesDistance
Germantown Elementary School, Annapolis, MD
200 Windell Avenue, Annapolis, MD 21401
PK-51.1 mi
Wiley H. Bates Middle School
701 Chase Street, Annapolis, MD 21401
6-80.3 mi
Annapolis High School
2700 Riva Road, Annapolis, MD 21401
9-123.3 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 198 Acton Rd Get Price Alerts and Save Property

Date
Details
Price
Change
Source
4/02/2026
Listed
$2,350,000
754.55%
MLS
3/27/1998
Sold
$275,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 198 Acton Rd

Year
Property Taxes
Change
Tax Assessment
Change
2025
$11,095
5%
$940,200
1%
2023
$10,557
—
$926,400
2%
2023
$10,557
-10%
$912,600
10%
2022
$11,711
32%
$831,133
11%
2018
$8,859
6%
$749,667
12%
2021
$8,379
2%
$668,200
2%
2020
$8,198
4%
$652,533
2%
2019
$7,920
10%
$636,867
3%
2018
$7,198
1%
$621,200
—
2017
$7,157
1%
$619,733
—
2016
$7,115
—
$618,267
—
2015
$7,108
—
$616,800
—
2014
$7,088
—
$616,800
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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NMLS#: 1598647

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Listed by TTR Sotheby's International Realty, Sarah Greenlee Morse

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198 Acton Road, Annapolis, MD 21403 (MLS# MDAA2136766) is a Single Family property with 3 bedrooms, 3 full bathrooms and 1 partial bathroom. 198 Acton Road is currently listed for $2,350,000 and was received on April 02, 2026. Want to learn more about 198 Acton Road? Do you have questions about finding other Single Family real estate for sale in Annapolis? You can browse all Annapolis real estate or contact a Coldwell Banker agent to request more information.

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