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$389,000 Just Listed

  • For Sale
  • Active
  • Townhouse
  • 2 Beds
  • 1 Full Bath
  • 1 Partial Bath
  • 902 Sq. Ft.
  • Updated 5 hours ago
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Welcome to 198 Clay Street in the heart of Annapolis! This charming row home offers water views of College Creek and a short stroll to downtown and West Annapolis, where shops, dining, entertainment, and the U.S. Naval Academy are right at your doorstep. The location also provides easy commuter access to Routes 50 and 97 for Washington, D.C., Baltimore, and BWI Airport. Thoughtfully updated in the past year, the home features new flooring and paint throughout, all new kitchen appliances, countertops, and sink, new siding, four mini-split units, and all new upstairs windows. Walls were opened between the kitchen, dining, and laundry areas to create a more open flow, and a new upper-deck door leads to an expanded rooftop deck with water views. Additional highlights include exposed brick and beamed ceilings, a fenced rear yard, private access to College Creek, and rare rear parking. With a proven rental history including $21,500 earned on Airbnb in 2024, this home is ideal as a primary residence or investment opportunity.

Full Property Details for 198 Clay St

General

  • Price: $389,000
  • Taxes: $2,979 (2025)
  • Status: Active
  • Type: Townhouse
  • Source: BrightMLSMidAtlantic
  • MLS ID: MDAA2139810
  • Updated: 4/3/2026
  • Added to Site: 6 day(s) ago

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Upper Floor Baths: 1
  • Upper - Full Baths: 1
  • Main Floor Baths: 1
  • Main - 1/2 Baths: 1

Bedrooms

  • Total Bedrooms: 2
  • Bedrooms Upper: 2

Other Rooms

  • Laundry: Main Floor

Parking

  • Parking Type: On Street

Location

  • Municipality: Annapolis
  • County: ANNE ARUNDEL
  • Subdivision: REGULARS
  • Driving Directions: MD 70 (Rowe Blvd.) south, turn right onto Taylor Ave. Turn left onto Glenwood St. Veer right onto Glenwood St., which becomes Clay St. Destination is on your right. Street parking is available
  • City Limits: Yes

School Information

  • School District: Anne Arundel County Public Schools

Community

  • Pets Allowed: Yes
  • Pets: No Pet Restrictions

Heating & Cooling

  • Cooling Type: Ductless/Mini-Split
  • Cooling Fuel: Electric
  • Heating Type: Baseboard - Electric
  • Heating Fuel: Electric
  • Water Heater: Electric

Utilities

  • Sewer: Public Sewer
  • Water: Public

Structural Information

  • Architectural Style: Traditional
  • Structure Type: Interior Row/Townhouse
  • Construction: Vinyl Siding
  • Foundation: Slab
  • Stories Description: Main, Upper 1
  • Square Feet: 902
  • Sq. Ft. Source: Assessor
  • Living Area: 902 Sq. Ft.
  • Finished Above Grnd: 902 Sq. Ft.
  • Year Built: 1920
  • Year Built Source: Assessor

Lot Features

  • Lot Size (Acres): 0.03
  • Lot Size (Sq. Ft.): 1,500
  • Lot Size Source: Assessor
  • Zoning: R

Financial Considerations

  • Price Per Sq. Ft.: $431.26
  • Assessment Year: 2026
  • City/TownTax: $1,534
  • City/TownTax Freq: Annually
  • County Tax: $1,445
  • County Tax Freq: Annually
  • Tax w/Assessment: $218,500
  • Tax Amount: $2,979
  • Tax Year: 2025
  • Tax Total Finished Sq. Ft.: 902

Disclosures and Reports

  • Ownership: Fee Simple

Listed by Engel & Volkers Annapolis, Kerry McElhenny O'Hara

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Listing agent

— 198 Clay St —

  • Kerry McElhenny O'Hara

    Engel & Volkers Annapolis

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 198 Clay St

School District:Anne Arundel County Public Schools
NameGradesDistance
Annapolis Elementary School
180 Green Street, Annapolis, MD 21401
PK-50.7 mi
Wiley H. Bates Middle School
701 Chase Street, Annapolis, MD 21401
6-80.6 mi
Annapolis High School
2700 Riva Road, Annapolis, MD 21401
9-123.5 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 198 Clay St Get Price Alerts and Save Property

Date
Details
Price
Change
Source
3/28/2026
Listed
$389,000
90.69%
MLS
1/06/2023
Sold
$204,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 198 Clay St

Year
Property Taxes
Change
Tax Assessment
Change
2024
$2,837
6%
$207,967
5%
2023
$2,684
—
$197,433
6%
2023
$2,684
16%
$186,900
14%
2022
$2,308
43%
$163,800
16%
2018
$1,612
-3%
$140,700
20%
2021
$1,658
1%
$117,600
1%
2020
$1,647
2%
$116,733
1%
2019
$1,612
7%
$115,867
1%
2018
$1,501
—
$115,000
—
2017
$1,505
—
$115,000
—
2016
$1,510
-4%
$115,000
-3%
2015
$1,577
—
$119,000
—
2014
$1,584
—
$119,000
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 198 Clay St

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*These costs are estimates, and the interest rates assume exceptional credit standing.

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Listed by Engel & Volkers Annapolis, Kerry McElhenny O'Hara

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198 Clay Street, Annapolis, MD 21401 (MLS# MDAA2139810) is a Townhouse property with 2 bedrooms, 1 full bathroom and 1 partial bathroom. 198 Clay Street is currently listed for $389,000 and was received on March 28, 2026. Want to learn more about 198 Clay Street? Do you have questions about finding other Townhouse real estate for sale in Annapolis? You can browse all Annapolis real estate or contact a Coldwell Banker agent to request more information.

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