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$1,550,000

  • Sold
  • Closed
  • Single Family
  • 4 Beds
  • 3 Full Baths
  • 1 Partial Bath
  • 5,088 Sq. Ft.
  • 4 Car Garage
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Big views, better value-now offered at a newly adjusted price, this Arundel-on-the-Bay gem is your gateway to Chesapeake waterfront living. Perfectly perched to capture peaceful views of Fishing Creek, this home offers the rare opportunity to enjoy water access, a private community pier, and coastal serenity just minutes from downtown Annapolis-all at an unbeatable value. Wake up to shimmering water vistas and end your day watching the sunset from the gracious front porch. Inside, rich hardwood floors and an airy coastal palette reflect the natural light pouring in from every angle. The open-concept main living area, thoughtfully designed kitchen, and oversized garage with ample storage make everyday living and entertaining a breeze. With four spacious bedrooms and three and a half baths, there's room for family and guests, while the fully fenced backyard offers a private escape for morning coffee, evening cocktails, or summer crab feasts. Whether you're seeking a weekend retreat or your forever home, this is your chance to live the waterfront lifestyle-without the waterfront tax bill. Don't miss this incredible value in the sought-after Arundel-on-the-Bay community. Schedule your private tour today.

Full Property Details for 3403 Niagara Rd

General

  • Sold For: $1,550,000
  • Taxes: $10,482 (2024)
  • Status: Closed
  • Type: Single Family
  • Source: BrightMLSMidAtlantic
  • MLS ID: MDAA2116290
  • Added to Site: 253 day(s) ago

Interior

  • Fireplace: Yes
  • Number of Fireplaces: 1
  • Fireplace(s): Fireplace - Glass Doors, Fireplace - Glass Doors

Rooms

Bathrooms

  • Total Bathrooms: 4
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Upper Floor Baths: 2
  • Upper - Full Baths: 2
  • Main Floor Baths: 2
  • Main - Full Baths: 1
  • Main - 1/2 Baths: 1

Bedrooms

  • Total Bedrooms: 4
  • Bedrooms Upper: 3
  • Bedrooms Main & Up: 1

Parking

  • Garage: Yes
  • Garage Spaces: 4
  • Total Spaces: 9
  • Parking Type: Attached Garage, Driveway, Off Street
  • Garage Description: Additional Storage Area, Garage - Front Entry, Oversized

Location

  • County: Anne Arundel
  • Development Name: Arundel On The Bay
  • Subdivision: Arundel On The Bay
  • Driving Directions: Take Arundel on the Bay Road through Oyster Harbor. After entering the Arundel on the Bay Community Take First Right on Walnut, Take First Right on Saratoga. Take left at end of the street and follow it all the way down to the water. Welcome Home!
  • Location Details: Creek/Stream

School Information

  • School District: Anne Arundel County Public Schools
  • Elementary School: Hillsmere
  • Middle School: Annapolis
  • High School: Annapolis

Community

  • Pets Allowed: Yes
  • Pets: No Pet Restrictions

Heating & Cooling

  • Central air: Yes
  • Cooling Type: Central A/C
  • Cooling Fuel: Electric, Solar Photovoltaic
  • Heating Type: Forced Air
  • Heating Fuel: Electric, Solar
  • Water Heater: Solar

Utilities

  • Sewer: Public Sewer
  • Water: Private
  • Dist. to Water: 0 Feet

Structural Information

  • Architectural Info: Coastal, Contemporary
  • Architectural Style: Coastal, Contemporary
  • Structure Type: Detached
  • Construction: Mixed
  • Basement: Yes
  • Basement Desc.: Connecting Stairway, Daylight, Partial, Garage Access
  • Foundation: Slab
  • Roof: Architectural Shingle
  • Stories/Levels: 0
  • Stories Description: Main, Upper 1
  • Square Feet: 5,088
  • Sq. Ft. Source: Assessor
  • Living Area: 3,520 Sq. Ft.
  • Year Built: 2002
  • Year Built Source: Assessor

Lot Features

  • Property View: Creek/Stream, Water
  • Lot Size (Acres): 0.22
  • Lot Size (Sq. Ft.): 9,750
  • Lot Size Source: Assessor
  • Zoning: R2
  • Fencing (Description): Fully

Water Features

  • Water Front: Yes
  • Water View: Yes
  • Navigable Water: Yes
  • Water Access: Yes
  • Water Access Desc: Boat - Powered, Canoe/Kayak, Fishing Allowed, Private Access, Public Access, Public Beach, Swimming Allowed
  • Water Front Type: Creek
  • Water Front Name: FISHING CREEK
  • Dock/Slip Conveys: Yes
  • Docks: 1

Green Features

  • Energy Efficient: Home Energy Management
  • Energy Generation: PV Solar Array(s) Owned

Financial Considerations

  • Price Per Sq. Ft.: $454.55
  • Assessment Year: 2025
  • County Tax: $10,102
  • County Tax Freq: Annually
  • Tax w/Assessment: $1,016,733
  • Tax Amount: $10,482
  • Tax Year: 2024
  • Terms: Standard Sale
  • Tax Total Finished Sq. Ft.: 3520

Disclosures and Reports

  • Ownership: Fee Simple
  • Inclusions: Pool Table
  • Lot Number: FR

Meet the listing agent

Meet the listing agent
— 3403 Niagara Rd —

Get Pre-Approved Today

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NMLS#: 1598647

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Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Schools serving 3403 Niagara Rd

School District:Anne Arundel County Public Schools
NameGradesDistance
Hillsmere Elementary School
3052 Arundel on the Bay Road, Annapolis, MD 21403
PK-51.6 mi
Annapolis Middle School
1399 Forest Drive, Annapolis, MD 21403
6-83.3 mi
Annapolis High School
2700 Riva Road, Annapolis, MD 21401
9-126.3 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 3403 Niagara Rd

Date
Details
Price
Change
Source
9/12/2025
Sold
$1,550,000
-3.12%
MLS
7/16/2025
Price Reduced
$1,600,000
-5.88%
MLS
6/12/2025
Listed
$1,700,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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3403 Niagara Road, Annapolis, MD 21403 (MLS# MDAA2116290) is a Single Family property that was sold at $1,550,000 on September 12, 2025. This property was listed by Heather Giovingo from our Annapolis Church Circle Office.Want to learn more about 3403 Niagara Road? Do you have questions about finding other Single Family real estate for sale in Annapolis? You can browse all Annapolis real estate or contact a Coldwell Banker agent to request more information.