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$2,538,000
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Property Description
New Construction in desirable Bay Ridge. Lot is prepped and construction is ready to start. This coastal cottage has sweeping views of the Chesapeake Bay from the rear and serene lake views from the front, an unparalleled setting for your custom designed home. This stunning 4-bedroom, 3.5-bathroom residence has been thoughtfully designed to maximize the views, featuring expansive front and rear porches perfect for enjoying breathtaking sunrises and sunsets. The home showcases exceptional craftsmanship and luxury finishes throughout, including Hardiplank siding, wide-plank luxury vinyl flooring, a gourmet kitchen with quartz countertops and backsplash, upgraded stainless steel appliances, a spacious island, soaring 10-foot main level ceilings, and spa-inspired ceramic and porcelain baths. Bay Ridge is a community unlike any other, steeped in history and cherished for its vibrant spirit and unmatched amenities. Residents enjoy a bayfront pool and newly renovated clubhouse, sandy beaches, scenic waterfront areas, a large community marina, basketball and pickleball courts, a children's playground, and year-round events that bring neighbors together. Ideally located just minutes from downtown Annapolis and Eastport, Bay Ridge offers the rare combination of a private, resort-style lifestyle within easy reach of city conveniences. This is more than just a luxury new home, it's where every day feels like a vacation and every view inspires.
Full Property Details
Full Property Details for 45 E Lake Dr
General
- Sold For: $2,538,000
- HOA FEE: $25/month
- HOA FEE FREQ.: Annually
- Taxes: $11,144 (2025)
- Status: Closed
- Type: Single Family
- Source: BrightMLSMidAtlantic
- MLS ID: MDAA2150740
- Added to Site: 53 day(s) ago
Interior
- Rooms/Areas: Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Kitchen, Family Room, Laundry, Office, Recreation Room, Utility Room, Primary Bathroom, Full Bath, Half Bath
- Fireplace: Yes
- Number of Fireplaces: 1
- Fireplace(s): Gas/Propane
Rooms
Bathrooms
- Total Bathrooms: 4
- Full Bathrooms: 3
- Half Bathrooms: 1
- Upper Floor Baths: 2
- Upper - Full Baths: 2
- Main Floor Baths: 1
- Main - 1/2 Baths: 1
- Lower Floor Baths: 1
- Lower - Full Baths: 1
Bedrooms
- Total Bedrooms: 4
- Bedrooms Upper: 3
- Bedrooms Lower: 1
Other Rooms
- Laundry: Has Laundry, Hookup, Upper Floor
Additional Information
- Shared Amenities: Baseball Field, Basketball Courts, Beach, Boat Dock/Slip, Boat Ramp, Club House, Common Grounds, Marina/Marina Club, Meeting Room, Mooring Area, Party Room, Pier/Dock, Pool - Outdoor, Security, Swimming Pool, Water/Lake Privileges
- Shared Pool: Yes
- Pool: Yes
Exterior
- Exterior Features: Private Beach
Parking
- Garage: Yes
- Garage Spaces: 2
- Total Spaces: 6
- Parking Type: Attached Garage, Driveway
- Garage Description: Garage - Front Entry, Garage Door Opener, Inside Access, Oversized
Location
- County: ANNE ARUNDEL
- Subdivision: BAY RIDGE
- Driving Directions: gps
School Information
- School District: Anne Arundel County Public Schools
Community
- Association: Yes
- Assoc. Name: BAY RIDGE CIVIC ASSOCIATION
- Assoc. Fees Include: Common Area Maintenance, Pool(s), Pier/Dock Maintenance
- Pets Allowed: Yes
- Pets: Cats OK, Dogs OK
Heating & Cooling
- Central air: Yes
- Cooling Type: Central A/C, Ceiling Fan(s)
- Cooling Fuel: Electric
- Heating Type: Heat Pump(s)
- Heating Fuel: Electric
- Water Heater: Electric
Utilities
- Sewer: Public Sewer
- Water: Well
- Dist. to Water: 1 Blocks
Structural Information
- Architectural Style: Coastal
- Structure Type: Detached
- Construction: HardiPlank Type
- Basement: Yes
- Basement Entrance: Yes
- Basement Desc.: Full, Heated, Improved, Interior Access, Outside Entrance, Partially Finished, Poured Concrete, Rear Entrance, Space For Rooms, Sump Pump, Windows
- Foundation: Concrete Perimeter
- Stories Description: Lower 1, Main, Upper 1
- Square Feet: 4,169
- Sq. Ft. Source: Estimated
- Living Area: 4,169 Sq. Ft.
- Finished Above Grnd: 3,363 Sq. Ft.
- Finished Below Grnd: 806 Sq. Ft.
- Year Built: 2026
- Year Built Source: Estimated
- Property Condition: Excellent
Unit Information
Unit 1
- Bathrooms-Lower: 1
- Bedrooms-Lower: 1
Lot Features
- Property View: Lake, Bay
- Lot Size (Acres): 0.45
- Lot Size (Sq. Ft.): 19,602
- Lot Size Source: Estimated
- Zoning: R2
Water Features
- Water View: Yes
- Navigable Water: Yes
- Water Access: Yes
- Water Access Desc: Boat - Powered, Canoe/Kayak, Fishing Allowed, Private Access, Private Beach, Swimming Allowed
- Water Front Type: Lake
- Water Front Name: Lake Ogelton
Financial Considerations
- Price Per Sq. Ft.: $754.68
- Association Fee: $300
- Assoc Fee Freq.: Annually
- Assessment Year: 2026
- County Tax: $10,718
- County Tax Freq: Annually
- Tax w/Assessment: $1,065,400
- Tax Amount: $11,144
- Tax Year: 2025
- Terms: Standard Sale
- Tax Total Finished Sq. Ft.: 2043
Disclosures and Reports
- Ownership: Fee Simple
- Multiple Parcels: Yes
- Section: 4
- Lot Number: 35
Listed by EXP Realty, LLC, Colleen M Smith
Sold by EXP Realty, LLC, Jennifer Schaub
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Schools
Schools serving 45 E Lake Dr
School District:Anne Arundel County Public Schools
| Name | Grades | Distance |
|---|---|---|
Georgetown East Elementary School 111 Dogwood Road, Annapolis, MD 21403 | PK-5 | 1.8 mi |
Annapolis Middle School 1399 Forest Drive, Annapolis, MD 21403 | 6-8 | 3.1 mi |
Annapolis High School 2700 Riva Road, Annapolis, MD 21401 | 9-12 | 6.2 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 45 E Lake Dr
Date
Details
Price
Change
Source
7/13/2026
Sold
$2,538,000
—
MLS
7/06/2026
Listed
$2,538,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
45 E Lake Drive, Annapolis, MD 21403 (MLS# MDAA2150740) is a Single Family property that was sold at $2,538,000 on July 13, 2026. Want to learn more about 45 E Lake Drive? Do you have questions about finding other Single Family real estate for sale in Annapolis? You can browse all Annapolis real estate or contact a Coldwell Banker agent to request more information.

