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$1,249,999

  • For Sale
  • Active
  • Single Family
  • 5 Beds
  • 3 Full Baths
  • 4,620 Sq. Ft.
  • 2 Car Garage
  • Updated 1 day ago

Next open house:

Open House: 1:00 PM - 3:00 PM

Sunday 7/12 1:00 PM - 3:00 PM

844 Harbor View Terrace,Annapolis, MD 21409

844 Harbor View TerraceAnnapolisMD21409

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Previous Buyers move from California fell through. Home is back on the market and ready for you! Wake up to panoramic views of the Magothy River from this beautifully updated home in the sought-after waterfront community of Cape St. Claire. Expansive windows fill the home with natural light while showcasing breathtaking water views from many of the primary living spaces. The stunning remodeled kitchen features quartz countertops, stainless steel appliances, custom cabinetry, a dry bar, and an open layout that flows seamlessly into the dining and living areas. Hardwood flooring, beautifully renovated bathrooms, updated stair railings, fresh paint, and designer finishes create a home that is both elegant and inviting. Offering a highly desirable layout with two main-level bedrooms and a private upper-level primary suite, the home provides exceptional flexibility for guests, multigenerational living, or a dedicated home office. The spacious primary retreat features a sitting area, custom walk-in closet, spa-inspired bath, and private balcony overlooking the Magothy River. The finished lower level provides additional flexible living space, abundant storage, and walk-out access to the backyard. Outdoor living shines with an expansive Ipe wood deck with glass railings, a hot tub, beautifully landscaped grounds, and stairs leading toward the shoreline-perfect for entertaining or simply enjoying the ever-changing waterfront scenery. With more than $250,000 invested in improvements over the past four years, this home combines timeless design with modern efficiency. Major updates include a complete kitchen renovation, three remodeled bathrooms, hardwood flooring, dual high-efficiency Carrier HVAC systems, updated electrical service with a Level 2 EV charger, reverse osmosis and whole-house water filtration systems, well pump replacement, waterproofing improvements, custom primary closet, backyard fencing, and much more. Conveniently located just minutes from downtown Annapolis, Broadneck schools, shopping, dining, commuter routes, and the Chesapeake Bay Bridge, this is a rare opportunity to own an extensively updated home with spectacular water views in one of Anne Arundel County's most beloved waterfront communities.

Full Property Details for 844 Harbor View Terrace

General

  • Price: $1,249,999
  • HOA FEE: $1/month
  • HOA FEE FREQ.: Annually
  • Taxes: $9,689 (2026)
  • Status: Active
  • Type: Single Family
  • Source: BrightMLSMidAtlantic
  • MLS ID: MDAA2149710
  • Updated: 7/9/2026
  • Added to Site: 16 day(s) ago

Interior

  • Rooms/Areas: Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Bedroom 5, Kitchen, Family Room, Basement, Laundry, Bathroom 2, Bathroom 3, Primary Bathroom
  • Interior Features: Dining Area, Primary Bath(s), Entry Level Bedroom, Wood Floors, Recessed Lighting, Floor Plan - Open, Attic, Ceiling Fan(s), Bathroom - Soaking Tub, Walk-in Closet(s), WhirlPool/HotTub, Combination Dining/Living, Family Room Off Kitchen, Bathroom - Tub Shower, Water Treat System, Wet/Dry Bar, Primary Bedroom - Bay Front, Bathroom - Walk-In Shower, Butlers Pantry, Carpet, Kitchen - Gourmet, Upgraded Countertops
  • Appliances: Dishwasher, Disposal, Exhaust Fan, Oven - Single, Oven/Range - Electric, Range Hood, Water Conditioner - Owned, ENERGY STAR Clothes Washer, ENERGY STAR Dishwasher, ENERGY STAR Freezer, ENERGY STAR Refrigerator, Icemaker, Microwave, Stainless Steel Appliances, Water Heater
  • Flooring: Carpet, Hardwood, Luxury Vinyl Plank, Ceramic Tile

Rooms

Bathrooms

  • Total Bathrooms: 3
  • Full Bathrooms: 3
  • Upper Floor Baths: 2
  • Upper - Full Baths: 2
  • Main Floor Baths: 1
  • Main - Full Baths: 1

Bedrooms

  • Total Bedrooms: 5
  • Bedrooms Upper: 3
  • Bedrooms Main & Up: 2

Other Rooms

  • Laundry: Upper Floor

Additional Information

  • Shared Amenities: Beach, Boat Ramp, Club House, Pier/Dock, Pool Mem Avail, Pool - Outdoor, Tot Lots/Playground, Water/Lake Privileges, Boat Dock/Slip
  • Shared Pool: Yes
  • Pool: Yes
  • Security/Safety: Main Entrance Lock, Smoke Detector

Exterior

  • Exterior Features: Hot Tub, Flood Lights, Outbuilding(s), Boat Storage, Play Area, Private Beach
  • Porch/Patio/Deck: Balcony, Deck(s)

Parking

  • Garage: Yes
  • Garage Spaces: 2
  • Total Spaces: 2
  • Parking Features: Paved Driveway
  • Parking Type: Off Street, Detached Garage, Driveway
  • Garage Description: Oversized, Garage - Front Entry, Garage - Rear Entry, Additional Storage Area, Garage Door Opener

Location

  • County: ANNE ARUNDEL
  • Subdivision: CAPE ST CLAIRE
  • Driving Directions: Use GPS
  • Direction Faces: East
  • Location Details: Bayside

School Information

  • School District: Anne Arundel County Public Schools

Community

  • Association: Yes
  • Assoc. Name: CAPE ST CLAIRE IMPROVEMENT ASSOCIATION

Heating & Cooling

  • Central air: Yes
  • Cooling Type: Attic Fan, Ceiling Fan(s), Central A/C, Heat Pump(s), Programmable Thermostat, Multi Units
  • Cooling Fuel: Electric
  • Heating Type: Heat Pump - Oil BackUp
  • Heating Fuel: Central, Electric, Oil
  • Water Heater: Electric, 60+ Gallon Tank

Utilities

  • Sewer: Public Sewer
  • Water: Well
  • Utility Description: Sewer Available, Water Available, Cable TV Available, Electric Available, Multiple Phone Lines, Phone Available

Structural Information

  • Architectural Style: Colonial
  • Structure Type: Detached
  • Model: 3311
  • Construction: Combination, Brick, Vinyl Siding
  • Basement: Yes
  • Basement Entrance: Yes
  • Basement Desc.: Drainage System, Interior Access, Outside Entrance, Poured Concrete, Rough Bath Plumb, Rear Entrance, Unfinished, Water Proofing System
  • Foundation: Concrete Perimeter, Stone
  • Roof: Architectural Shingle
  • Walls/Ceilings: Brick, Cathedral Ceilings, Dry Wall, Vaulted Ceilings
  • Windows: Casement, Double Pane, Vinyl Clad, Insulated, Palladian
  • Doors: Insulated, Six Panel, Sliding Glass
  • Stories Description: Lower 1, Main, Upper 1
  • Square Feet: 4,620
  • Sq. Ft. Source: Assessor
  • Living Area: 2,920 Sq. Ft.
  • Finished Above Grnd: 2,920 Sq. Ft.
  • Year Built: 1987
  • Year Built Source: Assessor
  • Property Condition: Excellent

Additional Structures

  • Other Structures: Garage(s), Shed

Lot Features

  • Property View: Garden/Lawn, Marina, Water, Bay
  • Lot Size (Acres): 0.22
  • Lot Size (Sq. Ft.): 9,660
  • Lot Size Source: Assessor
  • Street/Road Desc.: Access - Above Grade, Black Top, Paved
  • Zoning: R5
  • Lot Description: Front Yard, Landscaping, Rear Yard, Stream/Creek, Bulkheaded, Fishing Available

Water Features

  • Water Front: Yes
  • Water View: Yes
  • Navigable Water: Yes
  • Water Access: Yes
  • Water Access Desc: Canoe/Kayak, Boat - Powered, Sail, Private Access, Private Beach
  • Water Front Type: Creek/Stream
  • Water Front Name: DEEP CREEK

Financial Considerations

  • Price Per Sq. Ft.: $428.08
  • Association Fee: $10
  • Assoc Fee Freq.: Annually
  • Tax w/Assessment: $862,467
  • Tax Amount: $9,689
  • Tax Year: 2026
  • Tax Total Finished Sq. Ft.: 2920

Disclosures and Reports

  • Ownership: Fee Simple
  • Multiple Parcels: Yes
  • Section: 1
  • Lot Number: 22

Listed by TTR Sotheby's International Realty, Brooke Austin-McAdam and TTR Sotheby's International Realty, Kathleen M Austin

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Listing agents

— 844 Harbor View Terrace —

  • Brooke Austin-McAdam

    TTR Sotheby's International Realty

  • Kathleen M Austin

    TTR Sotheby's International Realty

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 844 Harbor View Terrace

School District:Anne Arundel County Public Schools
NameGradesDistance
Cape St. Claire Elementary School
931 Blue Ridge Drive, Annapolis, MD 21409
K-51 mi
Magothy River Middle School
241 Peninsula Farm Road, Arnold, MD 21012
6-83.1 mi
Broadneck High School
1265 Green Holly Drive, Annapolis, MD 21409
9-120.6 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 844 Harbor View Terrace Get Price Alerts and Save Property

Date
Details
Price
Change
Source
6/25/2026
Listed
$1,249,999
47.06%
MLS
10/03/2022
Sold
$850,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 844 Harbor View Terrace

Year
Property Taxes
Change
Tax Assessment
Change
2025
$9,381
13%
$815,533
6%
2023
$8,303
—
$768,600
1%
2023
$8,303
6%
$760,333
1%
2022
$7,859
26%
$752,067
1%
2018
$6,234
-15%
$743,800
6%
2021
$7,341
2%
$700,800
7%
2020
$7,177
6%
$657,800
7%
2019
$6,792
—
$614,800
1%
2018
$6,776
—
$610,233
1%
2017
$6,748
—
$605,667
1%
2016
$6,744
-1%
$601,100
—
2015
$6,833
—
$601,100
—
2014
$6,843
—
$601,100
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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NMLS#: 1598647

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Listed by TTR Sotheby's International Realty, Brooke Austin-McAdam and TTR Sotheby's International Realty, Kathleen M Austin

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844 Harbor View Terrace, Annapolis, MD 21409 (MLS# MDAA2149710) is a Single Family property with 5 bedrooms and 3 full bathrooms. 844 Harbor View Terrace is currently listed for $1,249,999 and was received on June 25, 2026. Want to learn more about 844 Harbor View Terrace? Do you have questions about finding other Single Family real estate for sale in Annapolis? You can browse all Annapolis real estate or contact a Coldwell Banker agent to request more information.

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