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$766,000
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Property Description
Welcome to this wonderfully Improved & Upgraded 4 Bedroom Home that HAS IT ALL in the quaint sidewalk lined Community of Kitty Creek, a short walk to Hillsmere Elementary, St. Annes School of Annapolis, FEATURES INCLUDE:2025: Freshly painted Front Porch Main Level, New Clothes Dryer, New French Drain left side of home, 2024: New carpet: basement & 2nd floor, Repaired sheet rock in garage ,New slider main level back door, New railing for outdoor basement steps, New basement storm w/screen option & security door, New Pool salt cell #2, Home Water treatment system upgrade - Valve, NEWLY ADDED HVAC "SPLIT" system for the basement, New French drain on right side of home & backyard, 2023: MAIN Level renovation: Removed staircase wall to Living room & installed Built in Cabinetry & Paint entire first floor, New Rear fence w/ gates, New Electrical outlet, 2022: Replaced 200 Amp main electric panel and labeled all circuits, 2021: Pool Rehab included New Coping, Tile ETC., Patio Landscaping included: Expanded existing Pool Deck ETC.! , Home Water Treatment system upgrade, 2020: New Monogram Vinyl siding, w/ vinyl soffit, ETC , Entire Roof replacement, New aluminum gutters w/ gutter guards , New Sump pump & battery back up, Chimney/Fireplace repairs included a New Stainless Steel Chimney liner ETC., New Pool pump, New Salt cell 1, SEE DETAILED IMPROVEMENTS LIST! Kitty Creek Community Boasts a Pier/Dock along w/ Kayak/Canoe/Inflatable Boat Rack area that provides convenient access to the South River and Chesapeake Bay; if water sports interest you, this location is PERFECT. With easy access to Quiet Waters Park, Peninsula Athletic League Park, Thomas Point Park, major highways and transportation, commuting to work or simply exploring Downtown Annapolis & Eastport is a breeze.
Full Property Details
Full Property Details for 981 Headwater Rd
General
- Sold For: $766,000
- HOA FEE: $20/month
- HOA FEE FREQ.: Annually
- Taxes: $6,678 (2024)
- Status: Closed
- Type: Single Family
- Source: BrightMLSMidAtlantic
- MLS ID: MDAA2117010
- Added to Site: 210 day(s) ago
Interior
- Rooms/Areas: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Kitchen, Family Room, Exercise Room, Laundry, Utility Room, Bathroom 2, Primary Bathroom, Half Bath
- Interior Features: Attic, Bathroom - Stall Shower, Bathroom - Tub Shower, Built-Ins, Carpet, Ceiling Fan(s), Chair Railings, Combination Dining/Living, Combination Kitchen/Living, Crown Moldings, Dining Area, Family Room Off Kitchen, Floor Plan - Traditional, Kitchen - Country, Primary Bath(s), Recessed Lighting, Wainscotting, Water Treat System, Other
- Fireplace: Yes
- Number of Fireplaces: 1
- Fireplace(s): Brick, Mantel(s), Screen, Wood, Brick, Mantel(s), Screen, Wood
- Appliances: Dishwasher, Disposal, Dryer, Dryer - Electric, Dryer - Front Loading, ENERGY STAR Clothes Washer, Exhaust Fan, Built-In Microwave, Oven/Range - Electric, Refrigerator, Stainless Steel Appliances, Washer, Washer - Front Loading, Water Conditioner - Owned, Water Heater
- Flooring: Bamboo, Carpet, Ceramic Tile, Concrete, Partially Carpeted
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 2
- Half Bathrooms: 1
- Upper Floor Baths: 2
- Upper - Full Baths: 2
- Main Floor Baths: 1
- Main - 1/2 Baths: 1
- Primary Bathroom: Primary Bathroom - B, Upper 1
Bedrooms
- Total Bedrooms: 4
- Bedrooms Upper: 4
- Primary Bedroom: Primary Bedroom - Flooring - Carpet, Ceiling Fan(s), Upper 1
- Bedroom 1: Bedroom 2 - Flooring - Carpet, Ceiling Fan(s), Upper 1
- Bedroom 2: Bedroom 3 - Ceiling Fan(s), Flooring - Carpet, Upper 1
- Bedroom 3: Bedroom 4 - Flooring - Carpet, Ceiling Fan(s), Upper 1
Other Rooms
- Living Room: Living Room - Built-Ins, Crown Molding, Flooring - Bamboo, Lighting - Ceiling, Lighting - Recessed, Main
- Family Room: Family Room - Ceiling Fan(s), Crown Molding, Fireplace - Wood Burning, Flooring - Bamboo, Main
- Kitchen: Kitchen - Flooring - Bamboo, Kitchen - Electric Cooking, Lighting - Ceiling, Kitchen - Country, Lighting - Recessed, Main
- Dining Room: Dining Room - Chair Rail, Dining Area, Flooring - Bamboo, Lighting - Ceiling, Main
- Exercise Room: Exercise Room - Flooring - Carpet, Lighting - Recessed, Lower 1
- Laundry: Main Floor, Main
- Utility Room: Utility Room - Flooring - Concrete, Lighting - Ceiling, Lower 1
Additional Information
- Shared Amenities: Common Grounds, Boat Dock/Slip
- Pool: Yes
- Private Pool: Yes
- Pool Description: Concrete, Heated, Fenced, Filtered, Pool/Spa Combo, Saltwater, In Ground, Concrete, Heated, Fenced, Filtered, Pool/Spa Combo, Saltwater, In Ground
Exterior
- Exterior Features: Extensive Hardscape, Exterior Lighting, Flood Lights, Sidewalks, Gutter System
- Porch/Patio/Deck: Porch(es), Roof, Patio(s)
Parking
- Garage: Yes
- Garage Spaces: 1
- Total Spaces: 3
- Parking Features: Concrete Driveway
- Parking Type: Attached Garage, Driveway, On Street
- Garage Description: Garage - Front Entry, Additional Storage Area
Location
- County: Anne Arundel
- Development Name: Kitty Creek
- Subdivision: Kitty Creek
- Driving Directions: SEE MAPS
School Information
- School District: Anne Arundel County Public Schools
- Elementary School: Hillsmere
- Middle School: Annapolis
- High School: Annapolis
Community
- Association: Yes
- Assoc. Name: KITTY CREEK ASSOCIATION INC.
- Assoc. Fees Include: Common Area Maintenance, Pier/Dock Maintenance
- Pets Allowed: Yes
- Pets: Cats OK, Dogs OK
Heating & Cooling
- Central air: Yes
- Cooling Type: Ceiling Fan(s), Ductless/Mini-Split, Programmable Thermostat, Central A/C
- Cooling Fuel: Electric
- Heating Type: Heat Pump(s)
- Heating Fuel: Electric
- Water Heater: Electric, 60+ Gallon Tank
Utilities
- Sewer: Public Sewer
- Water: Well
- Dist. to Water: 1 Blocks
- Utility Description: Propane, Under Ground
Structural Information
- Architectural Info: Colonial
- Architectural Style: Colonial
- Structure Type: Detached
- Construction: Block, Vinyl Siding
- Basement: Yes
- Basement Entrance: Yes
- Basement Desc.: Connecting Stairway, Daylight, Partial, Full, Interior Access, Heated, Improved, Outside Entrance, Partially Finished, Poured Concrete, Rear Entrance, Shelving, Sump Pump, Walkout Stairs
- Foundation: Block, Slab
- Roof: Shingle
- Walls/Ceilings: Dry Wall, Block Walls
- Windows: Screens, Sliding, Green House
- Doors: Sliding Glass, Storm
- Stories/Levels: 0
- Stories Description: Lower 1, Main, Upper 1
- Square Feet: 2,924
- Sq. Ft. Source: Assessor
- Living Area: 2,924 Sq. Ft.
- Year Built: 1986
- Year Built Source: Assessor
- Property Condition: Excellent
Additional Structures
- Other Structures: Shed
Lot Features
- Property View: Trees/Woods
- Lot Size (Acres): 0.36
- Lot Size (Sq. Ft.): 15,600
- Lot Size Source: Assessor
- Lot Features: Backs to Trees, Front Yard, Landscaping, Level, Rear Yard, SideYard(s), Poolside
- Zoning: R2
- Lot Description: Backs to Trees, Front Yard, Landscaping, Level, Rear Yard, SideYard(s), Poolside
- Fencing (Description): Fully, Picket, Rear, Wood
Water Features
- Navigable Water: Yes
- Water Access: Yes
- Water Access Desc: Canoe/Kayak, Private Access
- Water Front Type: Creek
- Water Front Name: SOUTH RIVER
Financial Considerations
- Price Per Sq. Ft.: $379.82
- Association Fee: $237
- Assoc Fee Freq.: Annually
- Assessment Year: 2025
- County Tax: $6,298
- County Tax Freq: Annually
- Tax w/Assessment: $609,867
- Tax Amount: $6,678
- Tax Year: 2024
- Terms: Standard Sale
- Tax Total Finished Sq. Ft.: 2924
Disclosures and Reports
- Ownership: Fee Simple
- Exclusions: Kitchen Island (it's movable)
- Inclusions: Govee Lighting system @ 2nd story peeks (front of home), Rear exterior lighting along fence, Main Level living room TV w/ mount in Built-ins, White Cabinets on both sides of Fireplace, Large Brown Umbrella poolside
- Lot Number: 3
Listed by Long & Foster Real Estate, Inc., Gary A Schneider
Sold by Berkshire Hathaway HomeServices PenFed Realty, Anais Messaadi
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Schools
Schools serving 981 Headwater Rd
School District:Anne Arundel County Public Schools
| Name | Grades | Distance |
|---|---|---|
Hillsmere Elementary School 3052 Arundel on the Bay Road, Annapolis, MD 21403 | PK-5 | 0.3 mi |
Annapolis Middle School 1399 Forest Drive, Annapolis, MD 21403 | 6-8 | 2.1 mi |
Annapolis High School 2700 Riva Road, Annapolis, MD 21401 | 9-12 | 5.1 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 981 Headwater Rd
Date
Details
Price
Change
Source
7/25/2025
Sold
$766,000
2.27%
MLS
6/20/2025
Listed
$749,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
981 Headwater Road, Annapolis, MD 21403 (MLS# MDAA2117010) is a Single Family property that was sold at $766,000 on July 25, 2025. Want to learn more about 981 Headwater Road? Do you have questions about finding other Single Family real estate for sale in Annapolis? You can browse all Annapolis real estate or contact a Coldwell Banker agent to request more information.

