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$950,000 Coming Soon

  • For Sale
  • Coming Soon
  • Single Family
  • 4 Beds
  • 3 Full Baths
  • 1 Partial Bath
  • 2,484 Sq. Ft.
  • 1 Car Garage
  • Updated 1 hour ago
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COMING SOON! Beautifully refreshed waterfront colonial on a cul-de-sac, now offered with a substantial price improvement. Every inch shines with all-new interior and exterior paint, refinished hardwoods, and all-new carpeting. Main level kitchen has been upgraded with a new GE stainless steel appliance suite, combined with a family room that opens onto a deck with views of the creek, fire circle, playset area, and your own private pier with a boat slip. Main level mud room with laundry, built-in storage, and side entrance. Second level features a primary bedroom with a private balcony, upgraded fixtures in the primary and hall bathrooms, and three additional bedrooms. The fully-finished walkout lower level features granite counters, heated ceramic floors, a built-in electric fireplace, a second kitchen, and a spa bath with a second laundry room-perfect for guests or income potential. Enjoy maximum versatility and serenity minutes from Downtown Annapolis and the Naval Academy! Assumable first mortgage available at 3.25%. Additional professional pics forthcoming

Full Property Details for 996 Headwater Rd

General

  • Price: $950,000
  • HOA FEE: $19/month
  • HOA FEE FREQ.: Annually
  • Taxes: $8,583 (2026)
  • Status: Coming Soon
  • Type: Single Family
  • Source: BrightMLSMidAtlantic
  • MLS ID: MDAA2159150
  • Updated: 10/14/2026
  • Added to Site: 1 day(s) ago
  • Expected Market Date: 10/23/2026

Interior

  • Interior Features: 2nd Kitchen, Bathroom - Walk-In Shower, Breakfast Area, Dining Area, Family Room Off Kitchen, Kitchen - Gourmet, Upgraded Countertops, Water Treat System, Wood Floors
  • Fireplace: Yes
  • Number of Fireplaces: 2
  • Appliances: Built-In Microwave, Dishwasher, Oven/Range - Electric, Six Burner Stove, Stainless Steel Appliances

Rooms

Bathrooms

  • Total Bathrooms: 4
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Upper Floor Baths: 2
  • Upper - Full Baths: 2
  • Main Floor Baths: 1
  • Main - 1/2 Baths: 1
  • Lower Floor Baths: 1
  • Lower - Full Baths: 1

Bedrooms

  • Total Bedrooms: 4
  • Bedrooms Upper: 4

Additional Information

  • Shared Amenities: Boat Dock/Slip

Exterior

  • Exterior Features: Extensive Hardscape
  • Porch/Patio/Deck: Deck(s), Patio(s)

Parking

  • Garage: Yes
  • Garage Spaces: 1
  • Total Spaces: 3
  • Parking Type: Attached Garage, Driveway, On Street
  • Garage Description: Garage - Front Entry

Location

  • County: ANNE ARUNDEL
  • Subdivision: KITTY CREEK
  • Driving Directions: Arundel Bay Rd to Headwater
  • City Limits: Yes

School Information

  • School District: Anne Arundel County Public Schools
  • Elementary School: Hillsmere
  • Middle School: Annapolis
  • High School: Annapolis

Community

  • Association: Yes
  • Assoc. Name: KITTY CREEK ASSOCIATION

Heating & Cooling

  • Central air: Yes
  • Cooling Type: Central A/C
  • Cooling Fuel: Electric
  • Heating Type: Forced Air
  • Heating Fuel: Electric
  • Water Heater: Electric

Utilities

  • Sewer: Public Sewer
  • Water: Well

Structural Information

  • Architectural Style: Colonial
  • Structure Type: Detached
  • Construction: HardiPlank Type
  • Basement: Yes
  • Basement Desc.: Fully Finished, Connecting Stairway, Walkout Level
  • Foundation: Block
  • Stories Description: Lower 1, Main, Upper 1
  • Square Feet: 2,484
  • Sq. Ft. Source: Estimated
  • Living Area: 2,288 Sq. Ft.
  • Finished Above Grnd: 1,700 Sq. Ft.
  • Finished Below Grnd: 588 Sq. Ft.
  • Year Built: 1986
  • Year Built Source: Estimated
  • Property Condition: Very Good

Unit Information

Unit 1

  • Bathrooms-Lower: 1

Lot Features

  • Property View: Creek/Stream
  • Lot Size (Acres): 0.42
  • Lot Size (Sq. Ft.): 18,119
  • Lot Size Source: Estimated
  • Zoning: R2

Water Features

  • Water Front: Yes
  • Water View: Yes
  • Navigable Water: Yes
  • Water Access: Yes
  • Water Access Desc: Boat - Powered, Canoe/Kayak, Fishing Allowed, Private Access
  • Water Front Type: Creek/Stream
  • Water Front Name: Duvall

Financial Considerations

  • Price Per Sq. Ft.: $558.82
  • Association Fee: $230
  • Assoc Fee Freq.: Annually
  • City/TownTax Freq: Annually
  • Tax w/Assessment: $751,300
  • Tax Amount: $8,583
  • Tax Year: 2026

Disclosures and Reports

  • Ownership: Fee Simple

Listed by Taylor Properties, Greg Koch

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Listing agent

— 996 Headwater Rd —

  • Greg Koch

    Taylor Properties

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 996 Headwater Rd

School District:Anne Arundel County Public Schools
NameGradesDistance
Hillsmere Elementary School
3052 Arundel on the Bay Road, Annapolis, MD 21403
PK-50.3 mi
Annapolis Middle School
1399 Forest Drive, Annapolis, MD 21403
6-82.1 mi
Annapolis High School
2700 Riva Road, Annapolis, MD 21401
9-125.1 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 996 Headwater Rd Get Price Alerts and Save Property

Date
Details
Price
Change
Source
10/13/2026
Listed
$950,000
73.04%
MLS
10/21/2016
Sold
$549,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 996 Headwater Rd

Year
Property Taxes
Change
Tax Assessment
Change
2025
$8,166
—
$751,300
7%
2025
$8,166
24%
$701,667
8%
2023
$6,578
—
$652,033
8%
2023
$6,578
4%
$602,400
—
2022
$6,295
13%
$602,400
—
2018
$5,590
-17%
$602,400
-1%
2021
$6,765
5%
$609,700
5%
2020
$6,465
8%
$580,500
5%
2019
$5,973
5%
$551,300
6%
2018
$5,703
—
$522,100
1%
2017
$5,715
68%
$519,200
1%
2016
$3,401
—
$516,300
1%
2015
$3,385
1%
$513,400
—
2014
$3,337
—
$513,400
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 996 Headwater Rd

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*These costs are estimates, and the interest rates assume exceptional credit standing.

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NMLS#: 1598647

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Listed by Taylor Properties, Greg Koch

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996 Headwater Road, Annapolis, MD 21403 (MLS# MDAA2159150) is a Single Family property with 4 bedrooms, 3 full bathrooms and 1 partial bathroom. 996 Headwater Road is currently listed for $950,000 and was received on October 13, 2026. Want to learn more about 996 Headwater Road? Do you have questions about finding other Single Family real estate for sale in Annapolis? You can browse all Annapolis real estate or contact a Coldwell Banker agent to request more information.

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