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$497,000
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Property Description
HISTORIC CHARM MEETS MODERN LIVING IN FEDERAL HILL Welcome to this delightful three-bedroom, two-and-a-half bathroom rowhome perched on a picturesque cobblestone street just steps from Federal Hill Park. This well-preserved property offers the perfect blend of Baltimore's historic character with thoughtful contemporary updates. Inside, the beautifully refinished hardwood floors create a warm, inviting atmosphere throughout the entire home. The front living room features a large window that floods the space with natural light, flowing seamlessly into the dining area where you'll find the original front staircase. The kitchen maintains its charm with original built-ins while offering a second stairway leading directly to the primary bedroom. Step outside to discover a private patio-perfect for evening gatherings under the stars. The storybook courtyard, featuring a native perennial garden, adds whimsical charm and creates a peaceful retreat from the city. As one neighbor quipped, "It's like having your own secret garden in the middle of the city!" Upstairs, the primary bedroom impresses with its vaulted ceiling, double closets, and attached bathroom. Enjoy morning coffee on your private rear deck. The additional bedroom boasts generous proportions with three closets, tall ceilings, and abundant natural light. A versatile upper level, with its half bath, offers endless possibilities as a home office, den, or additional bedroom. Practical upgrades include a new rear roof, renovated bathrooms, upgraded lighting, and fresh paint, ensuring comfort and peace of mind for years to come. Not only is there an abundance of closets, but the unfinished basement offers plenty of storage. This home's enviable location provides easy access to Federal Hill's vibrant dining, shopping, and entertainment scene. Don't miss this opportunity to own a slice of Baltimore charm in one of the city's most beloved neighborhoods!
Full Property Details
Full Property Details for 109 E Montgomery St
General
- Sold For: $497,000
- Taxes: $8,269 (2024)
- Status: Closed
- Type: Townhouse
- Source: BrightMLSMidAtlantic
- MLS ID: MDBA2168342
- Added to Site: 277 day(s) ago
Interior
- Interior Features: Additional Stairway, Bathroom - Soaking Tub, Bathroom - Tub Shower, Built-Ins, Dining Area, Double/Dual Staircase, Exposed Beams, Floor Plan - Traditional, Formal/Separate Dining Room, Kitchen - Eat-In, Pantry, Primary Bath(s), Recessed Lighting, Skylight(s), Stain/Lead Glass, Wood Floors
- Fireplace: Yes
- Number of Fireplaces: 3
- Fireplace(s): Non-Functioning, Non-Functioning
- Appliances: Refrigerator, Dishwasher, Built-In Microwave, Stove, Washer, Dryer
- Flooring: Hardwood
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 2
- Half Bathrooms: 1
- Upper 2 - 1/2 Baths: 1
- Upper Floor Baths: 3
- Upper - Full Baths: 2
- Upper - 1/2 Baths: 1
Bedrooms
- Total Bedrooms: 3
- Bedrooms Upper: 3
- Bedrooms-Up2: 1
Other Rooms
- Laundry: Lower Floor
Exterior
- Porch/Patio/Deck: Deck(s), Patio(s)
Parking
- Parking Type: On Street
Location
- Municipality: Baltimore City
- County: Baltimore City
- Development Name: Federal Hill Historic District
- Subdivision: Federal Hill Historic District
- Driving Directions: Light Street to Montgomery
- City Limits: Yes
School Information
- School District: Baltimore City Public Schools
Heating & Cooling
- Central air: Yes
- Cooling Type: Central A/C
- Cooling Fuel: Electric
- Heating Type: Forced Air
- Heating Fuel: Natural Gas
- Water Heater: Natural Gas
Utilities
- Sewer: Public Sewer
- Water: Public
Structural Information
- Architectural Info: Traditional, Federal
- Architectural Style: Traditional, Federal
- Structure Type: End of Row/Townhouse
- Construction: Brick
- Basement: Yes
- Basement Desc.: Full, Interior Access, Unfinished, Windows
- Foundation: Brick/Mortar
- Roof: Architectural Shingle, Rubber
- Stories/Levels: 0
- Stories Description: Main, Upper 1, Upper 2
- Square Feet: 2,720
- Sq. Ft. Source: Assessor
- Living Area: 1,745 Sq. Ft.
- Year Built: 1830
- Year Built Source: Assessor
Lot Features
- Lot Size (Acres): 0.03
- Lot Size (Sq. Ft.): 1,306
- Lot Size Source: Estimated
- Zoning: R-7
- Fencing (Description): Fully, Privacy
Financial Considerations
- Price Per Sq. Ft.: $285.96
- Assessment Year: 2025
- City/TownTax: $7,877
- City/TownTax Freq: Annually
- County Tax: $392
- County Tax Freq: Annually
- Tax w/Assessment: $364,300
- Tax Amount: $8,269
- Tax Year: 2024
- Terms: Standard Sale
- Tax Total Finished Sq. Ft.: 1745
Disclosures and Reports
- Ownership: Fee Simple
- Section: 10
- Lot Number: 23
Listed by Cummings & Co. Realtors, Jody E Buck
Sold by Non Subscribing Office, NON MEMBER
Get Pre-Approved Today
Schools
Schools serving 109 E Montgomery St
School District:Baltimore City Public Schools
| Name | Grades | Distance |
|---|---|---|
Federal Hill Preparatory School 1040 William Street, Baltimore, MD 21230 | PK-5 | 0.2 mi |
Booker T. Washington Middle School 1301 McCulloh Street, Baltimore, MD 21217 | 6-8 | 1.8 mi |
Stadium School 1400 Exeter Hall Avenue, Baltimore, MD 21218 | 6-8 | 2.9 mi |
Digital Harbor High School 1100 Covington Street, Baltimore, MD 21230 | 9-12 | 0.3 mi |
Paul Laurence Dunbar High School 1400 Orleans Street, Baltimore, MD 21231 | 9-12 | 1.3 mi |
Vivien T. Thomas Medical Arts Academy 100 North Calhoun Street, Baltimore, MD 21223 | 9-12 | 1.7 mi |
Augusta Fells Savage Institute Of Visual Arts 1500 Harlem Avenue, Baltimore, MD 21217 | 9-12 | 2 mi |
Frederick Douglass High School, Baltimore, MD 2301 Gwynns Falls Parkway, Baltimore, MD 21217 | 9-12 | 3.3 mi |
Benjamin Franklin High School @ Masonville Cove 1201 Cambria Street, Baltimore, MD 21225 | 9-12 | 3.5 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 109 E Montgomery St
Date
Details
Price
Change
Source
6/30/2025
Sold
$497,000
-0.4%
MLS
5/19/2025
Listed
$499,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
109 E Montgomery Street, Baltimore, MD 21230 (MLS# MDBA2168342) is a Townhouse property that was sold at $497,000 on June 30, 2025. Want to learn more about 109 E Montgomery Street? Do you have questions about finding other Townhouse real estate for sale in Baltimore? You can browse all Baltimore real estate or contact a Coldwell Banker agent to request more information.

