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$279,900

  • For Sale
  • Active
  • Single Family
  • 3 Beds
  • 2 Full Baths
  • 960 Sq. Ft.
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This lovely one-level duplex is located in Berlin, Maryland - a charming small town just minutes from Ocean City and Assateague Island! This 3-bedroom, 2-bath home offers a comfortable and efficient layout with approximately 960 square feet of living space, perfect for year-round living, a vacation getaway, or investment property. Step inside to an cozy and inviting floor plan featuring a living area filled with natural light. The primary bedroom includes a private ensuite bath, offering a quiet retreat at the end of the day. Two additional bedrooms and a full hall bath provide space for guests, a home office, or hobbies. Enjoy the outdoors in the fenced backyard, ideal for small pets, gardening, or relaxing in privacy. A storage shed adds convenience for beach gear, bikes, or lawn tools. Located just outside historic downtown Berlin - voted "America's Coolest Small Town" - this home provides easy access to shopping, dining, local parks, and area beaches. Don't miss your opportunity to own an affordable, low-maintenance home in one of the Eastern Shore's most desirable communities!

Full Property Details for 520 Bay St

General

  • Price: $279,900
  • Taxes: $2,154 (2025)
  • Status: Active
  • Type: Single Family
  • Source: BrightMLSMidAtlantic
  • MLS ID: MDWO2034452
  • Updated: 12/17/2025
  • Added to Site: 75 day(s) ago

Interior

  • Number of Rooms: 5
  • Rooms/Areas: Living Room, Primary Bedroom, Bedroom 2, Bedroom 3, Kitchen, Bathroom 2, Primary Bathroom
  • Interior Features: Attic, Bathroom - Tub Shower, Ceiling Fan(s), Combination Kitchen/Dining, Entry Level Bedroom, Floor Plan - Traditional, Kitchen - Eat-In, Primary Bath(s)
  • Appliances: Dryer - Electric, Microwave, Oven/Range - Electric, Refrigerator, Washer, Water Heater
  • Flooring: Vinyl

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main Floor Baths: 2
  • Main - Full Baths: 2

Bedrooms

  • Total Bedrooms: 3
  • Bedrooms Main & Up: 3

Other Rooms

  • Laundry: Has Laundry, Main Floor, Washer In Unit, Dryer In Unit

Additional Information

  • Security/Safety: Smoke Detector

Exterior

  • Exterior Features: Other

Parking

  • Parking Type: Off Street

Location

  • Area: Worcester East of Rt-113
  • Municipality: Berlin
  • County: WORCESTER
  • Subdivision: NON DEVELOPMENT
  • Driving Directions: From Rt. 113 in Berlin, MD, turn East onto Assateague Rd./Bay St., house is on the Right.
  • Direction Faces: Northeast
  • City Limits: Yes

School Information

  • School District: Worcester County Public Schools
  • Elementary School: Berlin
  • Middle School: Stephen Decatur
  • High School: Stephen Decatur

Community

  • Pets Allowed: Yes
  • Pets: No Pet Restrictions

Heating & Cooling

  • Central air: Yes
  • Cooling Type: Central A/C
  • Cooling Fuel: Electric
  • Heating Type: Heat Pump - Electric BackUp
  • Heating Fuel: Electric
  • Water Heater: Electric

Utilities

  • Sewer: Public Sewer
  • Water: Public
  • Utility Description: Water Available, Sewer Available, Phone Available, Electric Available, Cable TV Available

Structural Information

  • Architectural Style: Side-by-Side
  • Structure Type: Twin/Semi-Detached
  • Construction: Vinyl Siding
  • Foundation: Crawl Space
  • Roof: Architectural Shingle
  • Walls/Ceilings: Dry Wall
  • Doors: Double Entry
  • Entry Floor Number: 1
  • Stories/Levels: 1
  • Stories Description: Main
  • Square Feet: 960
  • Sq. Ft. Source: Estimated
  • Living Area: 960 Sq. Ft.
  • Finished Above Grnd: 960 Sq. Ft.
  • Year Built: 1994
  • Year Built Source: Estimated
  • Property Condition: Good

Additional Structures

  • Other Structures: Shed

Lot Features

  • Lot Size (Acres): 0.2
  • Lot Size (Sq. Ft.): 8,646
  • Lot Size Source: Estimated
  • Zoning: RESIDENTIAL
  • Fencing (Description): Wood

Financial Considerations

  • Price Per Sq. Ft.: $291.56
  • Assessment Year: 2025
  • City/TownTax: $998
  • City/TownTax Freq: Annually
  • County Tax: $1,020
  • County Tax Freq: Annually
  • Tax w/Assessment: $127,633
  • Tax Amount: $2,154
  • Tax Year: 2025

Disclosures and Reports

  • Ownership: Fee Simple
  • Exclusions: All personal items, including gas fireplace and indoor/outdoor potted plants. Furniture is negotiable.
  • Inclusions: Furniture is negotiable.
  • Lot Number: 1B-1

Listed by Coastal Resort Sales and Rent, Veronica L Bishop

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Listing agent

— 520 Bay St —

  • Veronica L Bishop

    Coastal Resort Sales and Rent

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 520 Bay St

School District:Worcester County Public Schools
NameGradesDistance
Berlin Intermediate School
309 Franklin Avenue, Berlin, MD 21811
4-60.6 mi
Buckingham Elementary School
100 Buckingham Road, Berlin, MD 21811
PK-40.9 mi
Stephen Decatur Middle School, Berlin, MD
9815 Seahawk Road, Berlin, MD 21811
7-81.4 mi
Stephen Decatur High School
9913 Seahawk Road, Berlin, MD 21811
9-121.6 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 520 Bay St Get Price Alerts and Save Property

Date
Details
Price
Change
Source
11/11/2025
Price Reduced
$279,900
-6.67%
MLS
11/01/2025
Listed
$299,900
20.01%
MLS
11/30/2023
Sold
$249,900
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 520 Bay St

Year
Property Taxes
Change
Tax Assessment
Change
2023
$2,110
—
$127,633
8%
2023
$2,110
5%
$118,267
2%
2021
$2,008
—
$115,833
2%
2021
$2,008
2%
$113,300
2%
2021
$1,960
2%
$111,567
2%
2020
$1,930
10%
$109,833
2%
2019
$1,759
—
$108,100
—
2018
$1,759
—
$108,100
—
2017
$1,759
-4%
$108,100
-4%
2016
$1,829
4%
$112,400
—
2015
$1,756
—
$112,400
—
2014
$1,756
—
$112,400
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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NMLS#: 1598647

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Listed by Coastal Resort Sales and Rent, Veronica L Bishop

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520 Bay Street, Berlin, MD 21811 (MLS# MDWO2034452) is a Single Family property with 3 bedrooms and 2 full bathrooms. 520 Bay Street is currently listed for $279,900 and was received on November 01, 2025. Want to learn more about 520 Bay Street? Do you have questions about finding other Single Family real estate for sale in Berlin? You can browse all Berlin real estate or contact a Coldwell Banker agent to request more information.

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