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$225,000 Just Listed
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Property Description
Opportunity meets lifestyle in this charming water-view rambler overlooking the Wicomico River, located in the desirable Mill Point Shores community. Positioned just across the street from waterfront homes, this property offers the feel of waterfront living without the premium price-an ideal opportunity for buyers looking to invest, create a weekend retreat, or customize a home to their vision. This home is being sold strictly AS IS and is priced to reflect the need for updating, making it especially appealing for buyers looking to build sweat equity and add personal touches over time. The layout is simple and functional, featuring an eat-in kitchen with electric stove and refrigerator that flows directly into a spacious sunken family room addition-an inviting space perfect for relaxing, entertaining, or unwinding after a day on the water. 3 bedrooms and 1 full hall bath provide comfortable everyday living. Set on a generous lot, the outdoor space adds versatility and appeal. A detached 30x12 outbuilding is the party/game room with concrete floor and cinderblock construction is surrounded by windows and equipped with ceiling fans, party lighting, electric outlets, and heating and cooling units (condition unknown), creating a fun and flexible space for gatherings, hobbies, or entertaining. Gutter guards and a roof in good condition provide added value. Mill Point Shores offers a true lifestyle upgrade with its private community beach, pier, and picnic area-perfect for boating, fishing, or simply enjoying time along the Wicomico River. With its water views, location across from the waterfront, and strong potential, this property presents a compelling opportunity for buyers seeking value, location, and lifestyle.
Full Property Details
Full Property Details for 36031 Bay Dr
General
- Price: $225,000
- HOA FEE: $40/month
- HOA FEE FREQ.: Annually
- Taxes: $1,233 (2025)
- Status: Active
- Type: Single Family
- Source: BrightMLSMidAtlantic
- MLS ID: MDSM2030370
- Updated: 4/23/2026
- Added to Site: 1 day(s) ago
Interior
- Rooms/Areas: Dining Room, Kitchen, Game Room, Family Room, Sun/Florida Room
- Interior Features: Ceiling Fan(s), Breakfast Area, Carpet, Combination Kitchen/Dining, Entry Level Bedroom, Floor Plan - Traditional, Kitchen - Eat-In
- Appliances: Refrigerator, Stove
Rooms
Bathrooms
- Total Bathrooms: 1
- Full Bathrooms: 1
- Main Floor Baths: 1
- Main - Full Baths: 1
Bedrooms
- Total Bedrooms: 3
- Bedrooms Main & Up: 3
Additional Information
- Shared Amenities: Beach, Boat Dock/Slip, Boat Ramp, Common Grounds, Pier/Dock, Picnic Area
Exterior
- Exterior Features: Outbuilding(s)
Parking
- Parking Type: On Street
Location
- County: SAINT MARYS
- Subdivision: MILL POINT SHORES
- Driving Directions: Route 238 to Mill Point Rd to right on Bay Dr
School Information
- School District: St. Mary's County Public Schools
Community
- Association: Yes
- Assoc. Fees Include: Common Area Maintenance, Pier/Dock Maintenance
Heating & Cooling
- Cooling Type: Window Unit(s)
- Cooling Fuel: Electric
- Heating Type: Baseboard - Electric
- Heating Fuel: Electric
- Water Heater: Electric
Utilities
- Sewer: Private Septic Tank
- Water: Well
Structural Information
- Architectural Style: Ranch/Rambler
- Structure Type: Detached
- Construction: Concrete, Vinyl Siding
- Foundation: Crawl Space
- Roof: Asphalt, Shingle
- Stories Description: Main
- Square Feet: 1,000
- Sq. Ft. Source: Assessor
- Living Area: 1,000 Sq. Ft.
- Finished Above Grnd: 1,000 Sq. Ft.
- Year Built: 1971
- Year Built Source: Assessor
- Property Condition: Below Average
Lot Features
- Lot Size (Acres): 0.31
- Lot Size (Sq. Ft.): 13,520
- Lot Size Source: Assessor
- Zoning: RNC
Financial Considerations
- Price Per Sq. Ft.: $225
- Association Fee: $480
- Assoc Fee Freq.: Annually
- Assessment Year: 2026
- County Tax: $1,233
- County Tax Freq: Annually
- Tax w/Assessment: $132,400
- Tax Amount: $1,233
- Tax Year: 2025
- Tax Total Finished Sq. Ft.: 1000
Disclosures and Reports
- Ownership: Fee Simple
- Lot Number: 13
Listed by RE/MAX Realty Group, Frank A Mcknew
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Schools
Schools serving 36031 Bay Dr
School District:St. Marys County Public Schools
| Name | Grades | Distance |
|---|---|---|
Dynard Elementary School 23510 Bushwood Road, Chaptico, MD 20621 | PK-5 | 4.4 mi |
Margaret Brent Middle School 29675 Point Lookout Road, Mechanicsville, MD 20659 | 6-8 | 6.8 mi |
Chopticon High School 25390 Colton Point Rd, Morganza, MD 20660 | 9-12 | 6.9 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 36031 Bay Dr
Date
Details
Price
Change
Source
4/23/2026
Listed
$225,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 36031 Bay Dr
Year
Property Taxes
Change
Tax Assessment
Change
2023
$1,474
—
$128,500
3%
2023
$1,474
—
$124,600
1%
2023
$1,474
27%
$122,767
2%
2022
$1,161
-1%
$120,933
2%
2019
$1,172
-18%
$119,100
—
2021
$1,429
2%
$119,100
—
2020
$1,404
-8%
$119,100
-9%
2019
$1,525
1%
$130,800
—
2018
$1,506
—
$130,800
—
2017
$1,512
-8%
$130,800
-10%
2016
$1,635
17%
$144,700
—
2015
$1,399
-13%
$144,333
—
2014
$1,612
—
$143,967
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 36031 Bay Dr
36031 Bay Drive, Chaptico, MD 20621 (MLS# MDSM2030370) is a Single Family property with 3 bedrooms and 1 full bathroom. 36031 Bay Drive is currently listed for $225,000 and was received on April 23, 2026. Want to learn more about 36031 Bay Drive? Do you have questions about finding other Single Family real estate for sale in Chaptico? You can browse all Chaptico real estate or contact a Coldwell Banker agent to request more information.

