520 Cumberland Street, Cumberland, MD 21502 - Photo 1

1/1

$122,000

Sold
Closed
Single Family
2 Beds
2 Full Baths
1,812 Sq. Ft.

1/1

Property Description

Charming, centrally air conditioned historic home in the Heart of Cumberland, MD Full of history and nestled in the beautiful mountains of Western Maryland, this comfortable home offers the perfect blend of old-world character, unique and modern updates. Built in 1860 and located in a picturesque historic neighborhood, you're just a short walk from the vibrant town center of Historic Cumberland, the scenic Great Allegheny Passage biking trail, and convenient access to I-68. Located in the WESTSIDE neighborhood of Cumberland, includes 2 bedrooms with area for easy adjutment to make 3 bedroom, 2 full bath (one on each floor), appliances included, replacement windows, new roof in 2019, main level laundry, main level bedroom ensuite added in 2000, Located in a walkable, historic neighborhood, don't miss out on this versatile and charming homew and one of Maryland's hidden gems!

Full Property Details

Full Property Details for 520 Cumberland St

General

Sold For: $122,000
Taxes: $1,587 (2024)
Status: Closed
Type: Single Family
Source: BrightMLSMidAtlantic
MLS ID: MDAL2012304
Added to Site: 317 day(s) ago

Interior

Fireplace: Yes
Number of Fireplaces: 1
Fireplace(s): Brick
Appliances: Oven/Range - Electric, Refrigerator, Dishwasher, Washer
Flooring: Carpet, Vinyl

Rooms

Bathrooms

Total Bathrooms: 2
Full Bathrooms: 2
Upper Floor Baths: 1
Upper - Full Baths: 1
Main Floor Baths: 1
Main - Full Baths: 1

Bedrooms

Total Bedrooms: 2
Bedrooms Upper: 1
Bedrooms Main & Up: 1

Other Rooms

Laundry: Main Floor

Additional Information

Security/Safety: Electric Alarm

Parking

Total Spaces: 1
Parking Features: Asphalt Driveway
Parking Type: Off Street

Location

Area: W Cumberland - Allegany County (MDAL3)
Municipality: Cumberland
County: ALLEGANY
Driving Directions: Fayette St, Chase St, Cumberland St
City Limits: Yes

School Information

School District: Allegany County Public Schools

Heating & Cooling

Central air: Yes
Cooling Type: Central A/C
Cooling Fuel: Electric
Heating Type: Forced Air
Heating Fuel: Natural Gas
Water Heater: Natural Gas

Utilities

Sewer: Public Sewer
Water: Public

Structural Information

Architectural Style: Colonial
Structure Type: Detached
Construction: Vinyl Siding
Basement: Yes
Basement Entrance: Yes
Basement Desc.: Outside Entrance, Unfinished, Walkout Level
Foundation: Permanent, Stone
Roof: Architectural Shingle
Walls/Ceilings: Dry Wall, Plaster Walls
Windows: Replacement
Doors: Insulated
Stories Description: Main, Upper 1
Square Feet: 1,812
Sq. Ft. Source: Assessor
Living Area: 1,540 Sq. Ft.
Finished Above Grnd: 1,540 Sq. Ft.
Year Built: 1860
Year Built Source: Assessor
Property Condition: Average

Lot Features

Lot Size (Acres): 0.12
Lot Size (Sq. Ft.): 5,040
Lot Size Source: Assessor
Street/Road Desc.: Paved
Zoning: R
Fencing (Description): Fully, Picket, Panel

Financial Considerations

Price Per Sq. Ft.: $83.77
Assessment Year: 2025
City/TownTax: $842
City/TownTax Freq: Annually
County Tax: $745
County Tax Freq: Annually
Tax w/Assessment: $86,900
Tax Amount: $1,587
Tax Year: 2024
Terms: Standard Sale
Tax Total Finished Sq. Ft.: 1540

Disclosures and Reports

Ownership: Fee Simple
Inclusions: Appliances

Listed by Charis Realty Group, Stephen MacGray
Sold by Coldwell Banker Premier, SETH LOAR

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Listing agent

— 520 Cumberland St —

Stephen MacGray

Charis Realty Group

Listing Office Email: home@charisrealty.com

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Schools

Schools serving 520 Cumberland St

School District:Allegany County Public Schools

Name	Grades	Distance
West Side Elementary School, Cumberland, MD 425 Paca Street, Cumberland, MD 21502	PK-5	0.3 mi
Braddock Middle School 909 Holland Street, Cumberland, MD 21502	6-8	0.9 mi
Allegany High School 900 Seton Drive, Cumberland, MD 21502	9-12	1.1 mi

Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 520 Cumberland St

Date

Details

Price

Change

Source

4/15/2026

Sold

$122,000

-5.79%

MLS

1/16/2026

Price Reduced

$129,500

-1.89%

MLS

9/14/2025

Price Reduced

$132,000

-3.65%

MLS

8/12/2025

Price Reduced

$137,000

-3.52%

MLS

7/12/2025

Listed

$142,000

—

MLS

Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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$279,900

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Active
Updated 3 days ago

3
Beds
2
Total Baths
1,550
Sq. Ft.

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2
Total Baths
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Total Bath
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Sq. Ft.

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$110,000

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Bed
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Total Bath
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520 Cumberland Street, Cumberland, MD 21502 (MLS# MDAL2012304) is a Single Family property that was sold at $122,000 on April 15, 2026. Want to learn more about 520 Cumberland Street? Do you have questions about finding other Single Family real estate for sale in Cumberland? You can browse all Cumberland real estate or contact a Coldwell Banker agent to request more information.

520 Cumberland St Cumberland, MD 21502