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$137,900

  • For Sale
  • Active
  • Single Family
  • 3 Beds
  • 1 Full Bath
  • 1,344 Sq. Ft.
  • 1 Car Garage
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Welcome home! This charming 3 bedroom 1 bathroom home perfectly blends character and comfort and it's move in ready! Step through the inviting enclosed sun porch, a idea spot for morning coffee, and enter a warm and inviting main level. The spacious living room, featuring a cozy gas fireplace, flows effortlessly into the bright dining area and kitchen perfect for everyday living and entertaining. Upstairs you will find three comfortable bedrooms and a full bathroom. The partially finished basement offers endless possibilities - use it as a home office, extra bedroom or recreation space plus there's plenty of storage in the attic that spans the house. Outside enjoy a private patio, yard and garage. Conveniently located near downtown Cumberland, shopping and local amenities. This home has everything you need to settle in and start making memories.

Full Property Details for 865 Gephart Dr

General

  • Price: $137,900
  • Taxes: $1,902 (2025)
  • Status: Active
  • Type: Single Family
  • Source: BrightMLSMidAtlantic
  • MLS ID: MDAL2013180
  • Updated: 12/17/2025
  • Added to Site: 77 day(s) ago

Interior

  • Interior Features: Dining Area, Attic, Combination Kitchen/Dining, Wood Floors
  • Fireplace: Yes
  • Number of Fireplaces: 1

Rooms

Bathrooms

  • Total Bathrooms: 1
  • Full Bathrooms: 1
  • Upper Floor Baths: 1
  • Upper - Full Baths: 1

Bedrooms

  • Total Bedrooms: 3
  • Bedrooms Upper: 3

Other Rooms

  • Laundry: Basement

Exterior

  • Exterior Features: Sidewalks, Street Lights, Other
  • Porch/Patio/Deck: Patio(s)

Parking

  • Garage: Yes
  • Garage Spaces: 1
  • Total Spaces: 3
  • Parking Features: Paved Driveway
  • Parking Type: Detached Garage, Driveway, On Street
  • Garage Description: Garage - Front Entry

Location

  • Area: W Cumberland - Allegany County (MDAL3)
  • Municipality: Cumberland
  • County: ALLEGANY
  • Driving Directions: Follow GPS
  • City Limits: Yes

School Information

  • School District: Allegany County Public Schools
  • Elementary School: West Side
  • Middle School: Braddock
  • High School: Allegany

Heating & Cooling

  • Central air: Yes
  • Cooling Type: Central A/C, Ceiling Fan(s)
  • Cooling Fuel: Electric
  • Heating Type: Forced Air, Heat Pump(s)
  • Heating Fuel: Natural Gas
  • Water Heater: Electric

Utilities

  • Sewer: Public Sewer
  • Water: Public

Structural Information

  • Architectural Style: Bungalow
  • Structure Type: Detached
  • Construction: Stucco
  • Basement: Yes
  • Basement Desc.: Full, Partially Finished, Space For Rooms
  • Foundation: Block
  • Roof: Asphalt
  • Windows: Replacement
  • Stories Description: Upper 1
  • Square Feet: 1,344
  • Sq. Ft. Source: Assessor
  • Living Area: 1,344 Sq. Ft.
  • Finished Above Grnd: 1,344 Sq. Ft.
  • Year Built: 1919
  • Year Built Source: Assessor

Lot Features

  • Lot Size (Acres): 0.08
  • Lot Size (Sq. Ft.): 3,698
  • Lot Size Source: Assessor
  • Zoning: 010 RESIDENTIAL

Financial Considerations

  • Price Per Sq. Ft.: $102.6
  • City/TownTax: $1,020
  • City/TownTax Freq: Annually
  • County Tax: $882
  • County Tax Freq: Annually
  • Tax w/Assessment: $104,800
  • Tax Amount: $1,902
  • Tax Year: 2025
  • Tax Total Finished Sq. Ft.: 1544

Disclosures and Reports

  • Ownership: Fee Simple
  • Lot Number: 64

Listed by Charis Realty Group, Jennifer Jackson

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Listing agent

— 865 Gephart Dr —

  • Jennifer Jackson

    Charis Realty Group

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 865 Gephart Dr

School District:Allegany County Public Schools
NameGradesDistance
West Side Elementary School, Cumberland, MD
425 Paca Street, Cumberland, MD 21502
PK-50.8 mi
Braddock Middle School
909 Holland Street, Cumberland, MD 21502
6-81.6 mi
Allegany High School
900 Seton Drive, Cumberland, MD 21502
9-120.8 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 865 Gephart Dr Get Price Alerts and Save Property

Date
Details
Price
Change
Source
10/31/2025
Listed
$137,900
86.35%
MLS
10/18/2019
Sold
$74,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 865 Gephart Dr

Year
Property Taxes
Change
Tax Assessment
Change
2023
$738
—
$96,300
10%
2023
$738
—
$87,800
11%
2023
$738
2%
$79,300
1%
2020
$722
—
$78,233
1%
2021
$722
-1%
$77,700
—
2020
$726
-2%
$77,700
—
2019
$739
-6%
$77,700
-6%
2018
$784
—
$83,000
—
2017
$787
—
$83,000
—
2016
$790
-7%
$83,000
-6%
2015
$853
24%
$88,400
22%
2014
$687
—
$72,633
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 865 Gephart Dr

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*These costs are estimates, and the interest rates assume exceptional credit standing.

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Listed by Charis Realty Group, Jennifer Jackson

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865 Gephart Drive, Cumberland, MD 21502 (MLS# MDAL2013180) is a Single Family property with 3 bedrooms and 1 full bathroom. 865 Gephart Drive is currently listed for $137,900 and was received on October 31, 2025. Want to learn more about 865 Gephart Drive? Do you have questions about finding other Single Family real estate for sale in Cumberland? You can browse all Cumberland real estate or contact a Coldwell Banker agent to request more information.

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