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$665,000 Just Listed

  • For Sale
  • Active
  • Single Family
  • 3 Beds
  • 2 Full Baths
  • 1,931 Sq. Ft.
  • Updated 9 hours ago

Next open house:

Open House: 12:00 PM - 2:00 PM

Saturday 2/7 12:00 PM - 2:00 PM

3531 S River Terrace,Edgewater, MD 21037

3531 S River TerraceEdgewaterMD21037

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  • Open House: 12:00 PM - 2:00 PM

    Sunday 2/8 12:00 PM - 2:00 PM

    3531 S River Terrace,Edgewater, MD 21037
    3531 S River TerraceEdgewaterMD21037
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Welcome to one-level living at its finest in sought-after Loch Haven Beach! Set on a double corner lot totaling .29 acres and directly across the street from the water, this tastefully renovated 3 bedroom home offers the perfect blend of charm, comfort, and water-access living. Step inside to a warm and welcoming open floor plan featuring wide-plank pine floors, classic wainscoting, plantation shutters, and a stunning curved brick fireplace that anchors the living space. The beautifully updated gourmet kitchen showcases white quartz countertops, tile backsplash, and a fireclay sink, and flows seamlessly into the main living areas, creating an ideal layout for both everyday living and entertaining. The sunroom and dining area is filled with natural light, highlighted by a wall of windows and sliding glass doors on both sides, offering easy access to the carport and rear patio. Outdoors, the patio is framed by lush, mature landscaping that provides year-round privacy, creating a peaceful and private retreat. The spacious primary suite offers ample closet space and a fully remodeled en-suite bath, while the hall bathroom has also been completely renovated, providing updated finishes and modern style throughout. Additional highlights include a two-car carport, two storage sheds, basement and attic storage, ample off-street parking for four or more vehicles, and numerous recent updates throughout the home (see full list), including a new roof and gutters replaced in 2022. Enjoy all that Loch Haven Beach has to offer, including a marina with boat ramp, beach with designated swim area, waterfront playground, kayak racks, newly resurfaced tennis, pickleball, and basketball courts, ball fields and a vibrant community calendar featuring neighborhood favorites such as the annual Beach Party, 4th of July Parade, Lochtober Fest, Santa visits, Food Truck Fridays and more! Conveniently located within the highly rated South River school district, this home truly offers the best of water community living! Agent/Owner

Full Property Details for 3531 S River Terrace

General

  • Price: $665,000
  • Taxes: $5,247 (2025)
  • Status: Active
  • Type: Single Family
  • Source: BrightMLSMidAtlantic
  • MLS ID: MDAA2135512
  • Updated: 2/4/2026
  • Added to Site: 1 day(s) ago

Interior

  • Interior Features: Attic, Built-Ins, Combination Kitchen/Living, Crown Moldings, Dining Area, Entry Level Bedroom, Floor Plan - Open, Kitchen - Gourmet, Primary Bath(s), Recessed Lighting, Upgraded Countertops, Window Treatments, Wood Floors
  • Fireplace: Yes
  • Number of Fireplaces: 1
  • Fireplace(s): Corner, Brick
  • Appliances: Built-In Microwave, Cooktop - Down Draft, Dishwasher, Disposal, Dryer, Oven/Range - Electric, Refrigerator, Stainless Steel Appliances, Washer, Water Heater
  • Flooring: Wood, Hardwood

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main Floor Baths: 2
  • Main - Full Baths: 2

Bedrooms

  • Total Bedrooms: 3
  • Bedrooms Main & Up: 3

Other Rooms

  • Laundry: Main Floor, Dryer In Unit, Washer In Unit

Exterior

  • Exterior Features: Private Beach
  • Porch/Patio/Deck: Patio(s)

Parking

  • Carport Spaces: 2
  • Total Spaces: 6
  • Parking Features: Concrete Driveway
  • Parking Type: Attached Carport, Driveway, Off Street

Location

  • County: ANNE ARUNDEL
  • Subdivision: LOCH HAVEN BEACH
  • Cross Streets: McAfee
  • Driving Directions: To get to community beach: park near 3449 S River Terrace and look for sign/walkway. Marina: use address 542 Bay View Point Dr. Community rec center with playground and courts: across the street from 3510 Loch Haven Drive.

School Information

  • School District: Anne Arundel County Public Schools
  • Elementary School: Central
  • Middle School: Central
  • High School: South River

Community

  • Pets Allowed: Yes
  • Pets: No Pet Restrictions

Heating & Cooling

  • Central air: Yes
  • Cooling Type: Central A/C
  • Cooling Fuel: Electric
  • Heating Type: Radiator
  • Heating Fuel: Oil
  • Water Heater: Electric

Utilities

  • Sewer: Public Septic
  • Water: Well
  • Dist. to Water: 1 Blocks

Structural Information

  • Architectural Style: Ranch/Rambler
  • Structure Type: Detached
  • Construction: Brick, Vinyl Siding
  • Basement: Yes
  • Basement Desc.: Unfinished
  • Foundation: Block
  • Roof: Asphalt
  • Stories Description: Main
  • Square Feet: 1,931
  • Sq. Ft. Source: Estimated
  • Living Area: 1,931 Sq. Ft.
  • Finished Above Grnd: 1,931 Sq. Ft.
  • Year Built: 1953
  • Year Built Source: Estimated
  • Property Condition: Excellent

Additional Structures

  • Other Structures: Shed

Lot Features

  • Lot Size (Acres): 0.29
  • Lot Size (Sq. Ft.): 12,632
  • Lot Size Source: Estimated
  • Zoning: R5

Water Features

  • Navigable Water: Yes
  • Water Access: Yes
  • Water Access Desc: Boat - Powered, Canoe/Kayak, Private Beach, Swimming Allowed, Waterski/Wakeboard, Sail
  • Water Front Type: River

Financial Considerations

  • Price Per Sq. Ft.: $344.38
  • Other Fee: $115
  • Other Fee Freq.: Annually
  • Assessment Year: 2025
  • County Tax: $4,821
  • County Tax Freq: Annually
  • Tax w/Assessment: $442,733
  • Tax Amount: $5,247
  • Tax Year: 2025
  • Tax Total Finished Sq. Ft.: 1931

Disclosures and Reports

  • Ownership: Fee Simple
  • Exclusions: Freezer in basement
  • Section: 2
  • Lot Number: 29 & 30

Listed by Washington Fine Properties, Jennifer Mary Gregorski and Washington Fine Properties, LLC, Christopher Stephen Schultz

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Listing agents

— 3531 S River Terrace —

  • Jennifer Mary Gregorski

    Washington Fine Properties

  • Christopher Stephen Schultz

    Washington Fine Properties, LLC

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 3531 S River Terrace

School District:Anne Arundel County Public Schools
NameGradesDistance
Central Elementary School, Edgewater, MD
130 Stepney Ln, Edgewater, MD 21037
K-52.2 mi
Central Middle School, Edgewater, MD
221 Central Avenue East, Edgewater, MD 21037
6-81.8 mi
South River High School
201 Central Avenue East, Edgewater, MD 21037
9-122 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 3531 S River Terrace Get Price Alerts and Save Property

Date
Details
Price
Change
Source
2/04/2026
Listed
$665,000
10.83%
MLS
4/22/2022
Sold
$600,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 3531 S River Terrace

Year
Property Taxes
Change
Tax Assessment
Change
2025
$4,586
23%
$442,733
13%
2023
$3,741
—
$392,667
15%
2023
$3,741
4%
$342,600
—
2022
$3,580
23%
$342,600
—
2018
$2,900
-15%
$342,600
-1%
2021
$3,401
5%
$346,100
10%
2020
$3,224
6%
$316,067
11%
2019
$3,054
2%
$286,033
12%
2018
$2,992
-1%
$256,000
—
2017
$3,010
-1%
$255,800
—
2016
$3,028
-1%
$255,600
—
2015
$3,060
—
$255,400
—
2014
$3,061
—
$255,400
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 3531 S River Terrace

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*These costs are estimates, and the interest rates assume exceptional credit standing.

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NMLS#: 1598647

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Listed by Washington Fine Properties, Jennifer Mary Gregorski and Washington Fine Properties, LLC, Christopher Stephen Schultz

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3531 S River Terrace, Edgewater, MD 21037 (MLS# MDAA2135512) is a Single Family property with 3 bedrooms and 2 full bathrooms. 3531 S River Terrace is currently listed for $665,000 and was received on February 04, 2026. Want to learn more about 3531 S River Terrace? Do you have questions about finding other Single Family real estate for sale in Edgewater? You can browse all Edgewater real estate or contact a Coldwell Banker agent to request more information.

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