Date
Details
Price
Change
Source
10/02/2025
Listed
$1,600,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
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$1,600,000
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Property Description
Waterfront Retreat with Endless Potential! Set on 3.2 picturesque acres with direct waterfront access, this unique property blends modern updates with rustic charm. Recent renovations include new windows, flooring, plumbing in the basement, four-zone HVAC, a luxury oversized deck, and a new pool pump. Inside, you'll find a spacious layout featuring an in-law suite, basement bar, and multiple living areas, with the lower level partially finished and awaiting your final touches. Outdoors, enjoy a private inground pool, massive pole barn, and a dock with new woodwork-ideal for boating, fishing, or simply soaking in the serene views. Whether you envision a full-time residence, multi-generational living, or a weekend retreat, this home offers the foundation for something truly extraordinary. This is a rare chance to create your dream waterfront estate in a setting that combines privacy, charm, and luxury potential.
Full Property Details
Full Property Details for 38 Osprey Way
General
- Price: $1,600,000
- Taxes: $12,386 (2024)
- Status: Active
- Type: Single Family
- Source: BrightMLSPhilly
- MLS ID: MDCC2019240
- Updated: 12/17/2025
- Added to Site: 107 day(s) ago
Interior
- Rooms/Areas: Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Kitchen, Family Room, Basement, Foyer, Great Room, Attic, Half Bath
- Interior Features: Attic, Built-Ins, Ceiling Fan(s), Central Vacuum, Crown Moldings, Curved Staircase, Family Room Off Kitchen, Intercom, Kitchen - Table Space, Primary Bath(s), Recessed Lighting, Store/Office, Walk-in Closet(s), Bar
- Appliances: Cooktop, Dishwasher, Dryer, Dryer - Electric, Exhaust Fan, Humidifier, Oven - Double, Washer, Water Heater
- Flooring: Carpet, Ceramic Tile, Hardwood, Stone
Rooms
Bathrooms
- Total Bathrooms: 4
- Full Bathrooms: 3
- Half Bathrooms: 1
- Upper 2 - Full Baths: 2
- Upper 2 - 1/2 Baths: 1
- Upper Floor Baths: 3
- Upper - Full Baths: 2
- Upper - 1/2 Baths: 1
- Lower Floor Baths: 1
- Lower - Full Baths: 1
Bedrooms
- Total Bedrooms: 5
- Bedrooms Upper: 3
- Bedrooms Lower: 2
- Bedrooms-Up2: 3
Additional Information
- Pool: Yes
- Private Pool: Yes
- Pool Description: Heated, Fenced, In Ground
- Security/Safety: Fire Detection System, Smoke Detector
Exterior
- Exterior Features: Flood Lights, Other
- Porch/Patio/Deck: Brick, Deck(s), Patio(s)
Parking
- Garage: Yes
- Garage Spaces: 6
- Total Spaces: 13
- Parking Features: Dirt Driveway
- Parking Type: Driveway, Detached Garage, Attached Garage
- Garage Description: Additional Storage Area, Other
Location
- County: CECIL
- Subdivision: ELK NECK
- Driving Directions: When on McKinneytown Rd, continue onto Racine School Rd. Turn right on Oldfield Point Rd, then right onto Breon Ln, then left onto Dove Ln. Turn right onto Osprey Way, property will be on the left.
- Location Details: River
School Information
- School District: Cecil County Public Schools
Heating & Cooling
- Cooling Type: Other
- Cooling Fuel: Electric
- Heating Type: Central, Forced Air, Hot Water
- Heating Fuel: Geo-thermal, Natural Gas, Propane - Owned
- Water Heater: Electric
Utilities
- Sewer: Private Septic Tank
- Water: Well
Structural Information
- Architectural Style: Contemporary
- Structure Type: Detached
- Construction: Frame
- Basement: Yes
- Basement Desc.: Other
- Foundation: Block, Concrete Perimeter
- Walls/Ceilings: 2 Story Ceilings, Dry Wall, Other
- Windows: Replacement
- Stories Description: Lower 1, Upper 2
- Square Feet: 5,850
- Sq. Ft. Source: Assessor
- Living Area: 4,185 Sq. Ft.
- Finished Above Grnd: 3,630 Sq. Ft.
- Finished Below Grnd: 555 Sq. Ft.
- Year Built: 1995
- Year Built Source: Assessor
Unit Information
Unit 1
- Bathrooms-Lower: 1
- Bedrooms-Lower: 2
Additional Structures
- Other Structures: Pole Barn
Lot Features
- Property View: River
- Lot Size (Acres): 3.12
- Lot Size (Sq. Ft.): 135,907
- Lot Size Source: Assessor
- Street/Road Desc.: Gravel
- Zoning: NAR
- Lot Description: Private, Rural, Secluded
- Fencing (Description): Wood
Water Features
- Water Front: Yes
- Water View: Yes
- Navigable Water: Yes
- Water Access: Yes
- Water Front Type: River
Financial Considerations
- Price Per Sq. Ft.: $440.77
- Assessment Year: 2025
- County Tax: $12,326
- County Tax Freq: Annually
- Tax w/Assessment: $1,183,700
- Tax Amount: $12,386
- Tax Year: 2024
- Tax Total Finished Sq. Ft.: 4185
Disclosures and Reports
- Ownership: Fee Simple
- Exclusions: Refrigerator
- Inclusions: Appliances
- Lot Number: 1
Listed by Core Partners Realty, Tonya R Keener
We Value Your Privacy
We Value Your Privacy
We Value Your Privacy
Listing agent
— 38 Osprey Way —
Tonya R Keener
Core Partners Realty
NMLS#: 1598647Get Pre-Approved Today
Schools
Schools serving 38 Osprey Way
School District:Cecil County Public Schools
| Name | Grades | Distance |
|---|---|---|
Elk Neck Elementary School 41 Racine School Road, Elkton, MD 21921 | PK-5 | 1.4 mi |
North East Middle School 200 East Cecil Avenue, North East, MD 21901 | 6-8 | 5.9 mi |
North East High School 300 Irishtown Road, North East, MD 21901 | 9-12 | 4.8 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 38 Osprey Way
Tax History
Tax History for 38 Osprey Way
Year
Property Taxes
Change
Tax Assessment
Change
2025
$13,014
5%
$1,183,700
5%
2024
$12,386
19%
$1,126,300
5%
2023
$10,365
-10%
$1,068,900
4%
2022
$11,574
7%
$1,027,600
4%
2019
$10,845
-1%
$986,300
4%
2021
$10,960
1%
$945,000
—
2020
$10,905
—
$940,300
1%
2019
$10,851
1%
$935,600
1%
2018
$10,797
10%
$930,900
5%
2017
$9,798
6%
$882,500
6%
2016
$9,258
6%
$834,100
6%
2015
$8,724
—
$785,700
—
2014
$8,724
—
$785,700
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 38 Osprey Way
38 Osprey Way, Elkton, MD 21921 (MLS# MDCC2019240) is a Single Family property with 5 bedrooms, 3 full bathrooms and 1 partial bathroom. 38 Osprey Way is currently listed for $1,600,000 and was received on October 02, 2025. Want to learn more about 38 Osprey Way? Do you have questions about finding other Single Family real estate for sale in Elkton? You can browse all Elkton real estate or contact a Coldwell Banker agent to request more information.