Recently Viewed Properties
See This Home
Save This Listing
Close

View All Photos

$2,495,000 Just Listed

  • For Sale
  • Active
  • Single Family
  • 5 Beds
  • 3 Full Baths
  • 1 Partial Bath
  • 4,020 Sq. Ft.
  • 1 Car Garage
  • Updated 6 hours ago
See This Home
Save This Home
See This Home
Save This Home
Welcome to 644 Ayrlie Water Road, a vintage 1930s cottage with stunning views of the Chesapeake Bay, forever protected by the property's ownership of the land directly across the street. Designated a conservation easement, this secondary property runs with the land and may not be built upon. This property is located on a lovely quiet street in close proximity to the Gibson Island Club. Enjoy the glorious daily sunrises and Bay views from the enclosed front porch of this delightful cottage located on a very quiet street off the beaten path. Walking distance to the Gibson Island Club, "Secret Beach" is across the street and available for a dip in the Bay, picnic, or just digging your toes in the sand while reading your book! Enter this quintessential cottage through a spacious enclosed porch into a simply magnificent wood-stained Great Room with Cathedral ceilings, visible beams, and two matching staircases on either side, each staircase leading to two bedrooms and a full bath. A huge woodburning fireplace graces the Great Room. Also on the main level is a spacious dining room perfect for entertaining, a renovated Kitchen, inviting Den, and Primary Bedroom with Full Bath. A lovely wraparound porch runs along on the backside of the house overlooking the woods, and a screened porch off the Kitchen provides delightful water views. A garage is connected to the house and may be accessed through stairs inside. Information on Gibson Island: Gibson Island is a private island within one hour of Washington, D.C. and Baltimore offering an absolutely extraordinary setting. The Island comprises 1000 acres with seven miles of shoreline. Two thirds of the Island is undeveloped and is owned by the Gibson Island Corporation, the homeowners' association. The remaining third is residential home sites. Gibson Island is located on the western shore of Maryland, so there is no need to cross the Bay Bridge. On the Island is a 43-acre spring fed freshwater lake in which one may enjoy non-motorized watercraft activities such as paddleboarding, canoeing, kayaking, fishing and swimming. The Island offers enormous privacy and security--there is an entry gatehouse staffed 24+Hours, and the Island is patrolled by the Gibson Island Police Force (GIPD). The Gibson Island Corporation Service Department offers yard maintenance and landscaping and other services for homeowners. There is a full-service yacht yard. From the Island, it is just a 20-minute drive to BWI Airport and the neighboring Amtrak train station. The Island houses a private country club (membership by invitation) offering yachting, fine dining year-round, tennis, an award-winning Charles Blair Macdonald designed 9-hole golf course, swimming, croquet, skeet shooting, and more. (C)

Full Property Details for 644 Ayrlie Water Rd

General

  • Price: $2,495,000
  • HOA FEE: $1,211/month
  • Taxes: $21,428 (2026)
  • Status: Active
  • Type: Single Family
  • Source: BrightMLSMidAtlantic
  • MLS ID: MDAA2146362
  • Updated: Today (6/4/2026)
  • Added to Site: Today

Interior

  • Rooms/Areas: Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Bedroom 5, Kitchen, Den, Basement, Great Room, Laundry, Bathroom 2, Bathroom 3, Primary Bathroom, Half Bath
  • Interior Features: Additional Stairway, Bathroom - Jetted Tub, Bathroom - Stall Shower, Bathroom - Tub Shower, Built-Ins, Ceiling Fan(s), Double/Dual Staircase, Entry Level Bedroom, Exposed Beams, Floor Plan - Traditional, Formal/Separate Dining Room, Kitchen - Eat-In, Kitchen - Island, Kitchen - Table Space, Primary Bath(s), Recessed Lighting, Skylight(s), Wood Floors
  • Fireplace: Yes
  • Number of Fireplaces: 1
  • Fireplace(s): Brick, Mantel(s), Wood
  • Appliances: Built-In Microwave, Dishwasher, Disposal, Exhaust Fan, Oven - Single, Refrigerator, Stove, Trash Compactor, Washer/Dryer Stacked
  • Flooring: Hardwood

Rooms

Bathrooms

  • Total Bathrooms: 4
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Upper Floor Baths: 2
  • Upper - Full Baths: 2
  • Main Floor Baths: 2
  • Main - Full Baths: 1
  • Main - 1/2 Baths: 1

Bedrooms

  • Total Bedrooms: 5
  • Bedrooms Upper: 4
  • Bedrooms Main & Up: 1

Other Rooms

  • Laundry: Main Floor

Additional Information

  • Shared Amenities: Common Grounds, Gated Community, Jog/Walk Path, Lake, Non-Lake Recreational Area, Picnic Area, Pier/Dock, Security, Water/Lake Privileges

Exterior

  • Exterior Features: Exterior Lighting, Gutter System
  • Porch/Patio/Deck: Deck(s), Enclosed, Porch(es), Screened, Wrap Around

Parking

  • Garage: Yes
  • Garage Spaces: 1
  • Total Spaces: 1
  • Parking Features: Asphalt Driveway
  • Parking Type: Attached Garage, Driveway
  • Garage Description: Additional Storage Area, Basement Garage, Garage - Side Entry, Inside Access

Location

  • County: ANNE ARUNDEL
  • Subdivision: GIBSON ISLAND
  • Driving Directions: 95 North to 100 East to Mountain Road which dead ends at Gibson Island Gate House. Because Gibson Island is private, there is no admittance without a listing appointment with listing agent. Must be accompanied by listing agent at all times. Contact agent for further information.

School Information

  • School District: Anne Arundel County Public Schools
  • Elementary School: Bodkin
  • Middle School: Chesapeake Bay
  • High School: Chesapeake

Community

  • Association: Yes
  • Assoc. Name: GIBSON ISLAND CORPORATION
  • Assoc. Fees Include: Common Area Maintenance, Security Gate, Trash, Other

Heating & Cooling

  • Central air: Yes
  • Cooling Type: Ceiling Fan(s), Central A/C
  • Cooling Fuel: Electric
  • Heating Type: Forced Air
  • Heating Fuel: Oil
  • Water Heater: Electric

Utilities

  • Sewer: Private Septic Tank
  • Water: Public
  • Utility Description: Water Available, Electric Available

Structural Information

  • Architectural Style: Cottage
  • Structure Type: Detached
  • Construction: Vinyl Siding
  • Basement: Yes
  • Basement Entrance: Yes
  • Basement Desc.: Connecting Stairway, Daylight, Partial, Garage Access, Interior Access, Outside Entrance, Unfinished
  • Foundation: Crawl Space
  • Roof: Asphalt
  • Walls/Ceilings: 9'+ Ceilings, 2 Story Ceilings, Beamed Ceilings, High
  • Windows: Casement, Double Hung, Screens, Skylights
  • Doors: Sliding Glass
  • Stories Description: Lower 1, Main, Upper 1
  • Square Feet: 4,020
  • Sq. Ft. Source: Assessor
  • Living Area: 2,956 Sq. Ft.
  • Finished Above Grnd: 2,956 Sq. Ft.
  • Year Built: 1930
  • Year Built Source: Assessor
  • Property Condition: Very Good

Lot Features

  • Property View: Bay, Garden/Lawn, Street, Trees/Woods, Water
  • Lot Size (Acres): 0.39
  • Lot Size (Sq. Ft.): 17,061
  • Lot Size Source: Assessor
  • Zoning: R1
  • Lot Description: Additional Lot(s), Backs to Trees, Front Yard, Partly Wooded, Premium, Rear Yard, SideYard(s)

Water Features

  • Water View: Yes
  • Navigable Water: Yes
  • Water Access: Yes
  • Water Front Type: Bay
  • Water Front Name: Chesapeake Bay

Financial Considerations

  • Price Per Sq. Ft.: $844.05
  • Association Fee: $1,211
  • Assoc Fee Freq.: Monthly
  • Other Fee: $330
  • Other Fee Freq.: Monthly
  • Assessment Year: 2026
  • Tax w/Assessment: $1,887,633
  • Tax Amount: $21,428
  • Tax Year: 2026
  • Tax Total Finished Sq. Ft.: 2956

Disclosures and Reports

  • Ownership: Fee Simple
  • Multiple Parcels: Yes
  • Lot Number: 85

Listed by Gibson Island Real Estate INC, Sarah E Kanne

Quickly Find Out More

* Indicates a required field

Yes, I would like more information. Please use and/or share my information with a Coldwell Banker ® affiliated agent to contact me about my real estate needs. By clicking Send Message, I request to be contacted by phone or text message and consent to being contacted by automated means. I understand that my consent to receive calls or texts is not a condition of purchasing any property, goods, or services. Alternatively, I understand that I can access real estate services by email or I can contact the agent myself.

If an Coldwell Banker affiliated agent is not available in the area where I need assistance, I agree to be contacted by a real estate agent affiliated with another brand owned or licensed by Anywhere Real Estate (BHGRE®, CENTURY 21®, Corcoran®, ERA®, or Sotheby’s International Realty®). I acknowledge that I have read and agree to the Terms of Use and Privacy Notice.

We Value Your Privacy

Listing agent

— 644 Ayrlie Water Rd —

  • Sarah E Kanne

    Gibson Island Real Estate INC

Listing Office Email: ifhaislip@nilesbarton.com

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 644 Ayrlie Water Rd

School District:Anne Arundel County Public Schools
NameGradesDistance
Bodkin Elementary School
8320 Ventnor Road, Pasadena, MD 21122
K-53.3 mi
Chesapeake Bay Middle School
4804 Mountain Road, Pasadena, MD 21122
6-82.9 mi
Chesapeake High School, Pasadena, MD
4798 Mountain Road, Pasadena, MD 21122
9-123.3 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 644 Ayrlie Water Rd Get Price Alerts and Save Property

Date
Details
Price
Change
Source
6/04/2026
Listed
$2,495,000
4.88%
MLS
6/20/2025
Sold
$2,379,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 644 Ayrlie Water Rd

Year
Property Taxes
Change
Tax Assessment
Change
2025
$15,846
40%
$1,540,467
29%
2023
$11,305
—
$1,193,300
2%
2023
$11,305
-6%
$1,172,700
2%
2022
$12,039
17%
$1,152,100
2%
2018
$10,283
-21%
$1,131,500
4%
2021
$13,061
2%
$1,092,367
4%
2020
$12,751
5%
$1,053,233
4%
2019
$12,127
1%
$1,014,100
—
2018
$12,009
2%
$1,014,100
—
2017
$11,819
-7%
$1,014,100
-23%
2016
$12,702
20%
$1,316,500
—
2015
$10,622
1%
$1,316,500
—
2014
$10,505
—
$1,316,500
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 644 Ayrlie Water Rd

$
Down Payment
%
$
%

$
$
$

*These costs are estimates, and the interest rates assume exceptional credit standing.

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Listed by Gibson Island Real Estate INC, Sarah E Kanne

Similar Properties near 644 Ayrlie Water Rd

This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.

143 Boone Trail, Severna Park, MD 21146 - Photo 1
$2,590,000

143 Boone Trail  Severna Park, MD 21146

  • Single Family
  • Active
  • 4
    Beds
  • 4
    Total Baths
  • 3,612
    Sq. Ft.
Listed by Berkshire Hathaway HomeServices PenFed Realty, David Orso
141 Boone Trail, Severna Park, MD 21146 - Photo 1
$2,590,000

141 Boone Trail  Severna Park, MD 21146

  • Single Family
  • Active
  • Updated 4 days ago
  • 4
    Beds
  • 4
    Total Baths
  • 4,430
    Sq. Ft.
Listed by Monument Sotheby's International Realty, Linda K Fredeking and Monument Sotheby's International Realty, Amy Sheinin
508 Ashberry Ln, Severna Park, MD 21146 - Photo 1
$2,499,900

508 Ashberry Ln  Severna Park, MD 21146

  • Single Family
  • Active
  • 4
    Beds
  • 4
    Total Baths
  • 4,875
    Sq. Ft.
Listed by May Realty, Richard L May Jr. and May Realty, Rene M May
137 Tanner's Point Dr, Stevensville, MD 21666 - Photo 1
$2,540,000
Open House

137 Tanner's Point Dr  Stevensville, MD 21666

  • Single Family
  • Active
  • Updated 3 days ago
  • 5
    Beds
  • 4
    Total Baths
  • 4,897
    Sq. Ft.
Listed by Biana Arentz (410) 490-0332

Just Listed near 644 Ayrlie Water Rd

This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.

15518 Casulas Way, Laurel, MD 20707 - Photo 1 Just Listed
$585,500
Open House

15518 Casulas Way  Laurel, MD 20707

  • Single Family
  • Active
  • Updated 5 days ago
  • 3
    Beds
  • 4
    Total Baths
  • 2,870
    Sq. Ft.
Listed by Abel Castillo (301) 518-5838
8209 Londonderry Ct, Laurel, MD 20707 - Photo 1 Just Listed
$430,000

8209 Londonderry Ct  Laurel, MD 20707

  • Townhouse
  • Active
  • Updated 1 day ago
  • 3
    Beds
  • 3
    Total Baths
  • 1,936
    Sq. Ft.
Listed by Anthony Paolini (727) 483-1504
9948 -A Count Fleet Cres, Laurel, MD 20723 - Photo 1 Just Listed
$477,990

9948 -A Count Fleet Cres  Laurel, MD 20723

  • Condo
  • Active
  • Updated 1 day ago
  • 2
    Beds
  • 3
    Total Baths
  • 1,592
    Sq. Ft.
Listed by Keller Williams Realty Centre, Nickolaus B Waldner and Keller Williams Realty Centre, Tyler Ell
3529 Piney Woods Pl, Laurel, MD 20724 - Photo 1 Just Listed
$310,000

3529 Piney Woods Pl  #I002  Laurel, MD 20724

  • Condo
  • Active
  • Updated 1 hour ago
  • 2
    Beds
  • 2
    Total Baths
  • 1,276
    Sq. Ft.
Listed by Douglas Realty LLC, Daniella Mccullough

Price Reduced near 644 Ayrlie Water Rd

This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.

3557 Floating Leaf Ln, Laurel, MD 20724 - Photo 1 Price Reduced
-$5,000 (-1.79%)
$275,000

3557 Floating Leaf Ln  #F101  Laurel, MD 20724

  • Condo
  • Active
  • Updated 8 hours ago
  • 2
    Beds
  • 2
    Total Baths
  • 980
    Sq. Ft.
Listed by Felicia Taylor (301) 908-3995
243 and 245 Haverton Rd, Arnold, MD 21012 - Photo 1 Price Reduced
-$200,000 (-9.52%)
$1,900,000

243 and 245 Haverton Rd  Arnold, MD 21012

  • Single Family
  • Active
  • Updated 1 day ago
  • 2
    Beds
  • 2
    Total Baths
  • 2,600
    Sq. Ft.
Listed by Georgie Berkinshaw (443) 994-4456
243 and 245 Haverton Rd, Arnold, MD 21012 - Photo 1 Price Reduced
-$200,000 (-9.52%)
$1,900,000

243 and 245 Haverton Rd  Arnold, MD 21012

  • Lots/Land
  • Active
  • Updated 1 day ago
  • 1.5
    Acres
Listed by Georgie Berkinshaw (443) 994-4456
306 Clifton Ave, Arnold, MD 21012 - Photo 1 Price Reduced
-$25,100 (-5.91%)
$399,900

306 Clifton Ave  Arnold, MD 21012

  • Single Family
  • Active
  • Updated 55 minutes ago
  • 3
    Beds
  • 1
    Total Bath
  • 1,260
    Sq. Ft.
Listed by Redfin Corp, Scott J Swahl

Recent Sales near 644 Ayrlie Water Rd

This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.

668 Broadwater Way, Gibson Island, MD 21056 - Photo 1 Sold
$2,850,000

668 Broadwater Way  Gibson Island, MD 21056

  • Single Family
  • Closed
  • Updated 1 day ago
  • 4
    Beds
  • 4
    Total Baths
  • 3,506
    Sq. Ft.
Listed by Gibson Island Real Estate INC, Sarah E Kanne
Sold by Unrepresented, Unrepresented
1576 Bay Head Rd, Annapolis, MD 21409 - Photo 1 Sold
$2,825,000

1576 Bay Head Rd  Annapolis, MD 21409

  • Single Family
  • Closed
  • 6
    Beds
  • 6
    Total Baths
  • 7,236
    Sq. Ft.
Listed by Wendy T. Oliver and Cat Marucci
Sold by Non Subscribing Office, NON MEMBER
339 N Ferry Point Rd, Pasadena, MD 21122 - Photo 1 Sold
$2,400,000

339 N Ferry Point Rd  Pasadena, MD 21122

  • Single Family
  • Closed
  • 5
    Beds
  • 5
    Total Baths
  • 5,006
    Sq. Ft.
Listed by Real Broker, LLC, David J. J Moore
Sold by Monument Sotheby's International Realty, Carol Lerch
1765 Poplar Ridge Rd, Pasadena, MD 21122 - Photo 1 Sold
$2,355,000

1765 Poplar Ridge Rd  Pasadena, MD 21122

  • Single Family
  • Closed
  • 4
    Beds
  • 6
    Total Baths
  • 6,906
    Sq. Ft.
Listed by Douglas Realty LLC, Doris Williams
Sold by Unrepresented, Unrepresented

644 Ayrlie Water Road, Gibson Island, MD 21056 (MLS# MDAA2146362) is a Single Family property with 5 bedrooms, 3 full bathrooms and 1 partial bathroom. 644 Ayrlie Water Road is currently listed for $2,495,000 and was received on June 04, 2026. Want to learn more about 644 Ayrlie Water Road? Do you have questions about finding other Single Family real estate for sale in Gibson Island? You can browse all Gibson Island real estate or contact a Coldwell Banker agent to request more information.

Tour this property