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$2,495,000
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Property Description
Welcome to 644 Ayrlie Water Road, a vintage 1930s cottage with stunning views of the Chesapeake Bay, forever protected by the property's ownership of the land directly across the street. Designated a conservation easement, this secondary property runs with the land and may not be built upon. This property is located on a lovely quiet street in close proximity to the Gibson Island Club. Enjoy the glorious daily sunrises and Bay views from the enclosed front porch of this delightful cottage located on a very quiet street off the beaten path. Walking distance to the Gibson Island Club, "Secret Beach" is across the street and available for a dip in the Bay, picnic, or just digging your toes in the sand while reading your book! Enter this quintessential cottage through a spacious enclosed porch into a simply magnificent wood-stained Great Room with Cathedral ceilings, visible beams, and two matching staircases on either side, each staircase leading to two bedrooms and a full bath. A huge woodburning fireplace graces the Great Room. Also on the main level is a spacious dining room perfect for entertaining, a renovated Kitchen, inviting Den, and Primary Bedroom with Full Bath. A lovely wraparound porch runs along on the backside of the house overlooking the woods, and a screened porch off the Kitchen provides delightful water views. A garage is connected to the house and may be accessed through stairs inside. Information on Gibson Island: Gibson Island is a private island within one hour of Washington, D.C. and Baltimore offering an absolutely extraordinary setting. The Island comprises 1000 acres with seven miles of shoreline. Two thirds of the Island is undeveloped and is owned by the Gibson Island Corporation, the homeowners' association. The remaining third is residential home sites. Gibson Island is located on the western shore of Maryland, so there is no need to cross the Bay Bridge. On the Island is a 43-acre spring fed freshwater lake in which one may enjoy non-motorized watercraft activities such as paddleboarding, canoeing, kayaking, fishing and swimming. The Island offers enormous privacy and security--there is an entry gatehouse staffed 24+Hours, and the Island is patrolled by the Gibson Island Police Force (GIPD). The Gibson Island Corporation Service Department offers yard maintenance and landscaping and other services for homeowners. There is a full-service yacht yard. From the Island, it is just a 20-minute drive to BWI Airport and the neighboring Amtrak train station. The Island houses a private country club (membership by invitation) offering yachting, fine dining year-round, tennis, an award-winning Charles Blair Macdonald designed 9-hole golf course, swimming, croquet, skeet shooting, and more. (C)
Full Property Details
Full Property Details for 644 Ayrlie Water Rd
General
- Sold For: $2,495,000
- HOA FEE: $1,211/month
- Taxes: $21,428 (2026)
- Status: Closed
- Type: Single Family
- Source: BrightMLSMidAtlantic
- MLS ID: MDAA2146362
- Added to Site: 47 day(s) ago
Interior
- Rooms/Areas: Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Bedroom 5, Kitchen, Den, Basement, Great Room, Laundry, Bathroom 2, Bathroom 3, Primary Bathroom, Half Bath
- Interior Features: Additional Stairway, Bathroom - Jetted Tub, Bathroom - Stall Shower, Bathroom - Tub Shower, Built-Ins, Ceiling Fan(s), Double/Dual Staircase, Entry Level Bedroom, Exposed Beams, Floor Plan - Traditional, Formal/Separate Dining Room, Kitchen - Eat-In, Kitchen - Island, Kitchen - Table Space, Primary Bath(s), Recessed Lighting, Skylight(s), Wood Floors
- Fireplace: Yes
- Number of Fireplaces: 1
- Fireplace(s): Brick, Mantel(s), Wood
- Appliances: Built-In Microwave, Dishwasher, Disposal, Exhaust Fan, Oven - Single, Refrigerator, Stove, Trash Compactor, Washer/Dryer Stacked
- Flooring: Hardwood
Rooms
Bathrooms
- Total Bathrooms: 4
- Full Bathrooms: 3
- Half Bathrooms: 1
- Upper Floor Baths: 2
- Upper - Full Baths: 2
- Main Floor Baths: 2
- Main - Full Baths: 1
- Main - 1/2 Baths: 1
Bedrooms
- Total Bedrooms: 5
- Bedrooms Upper: 4
- Bedrooms Main & Up: 1
Other Rooms
- Laundry: Main Floor
Additional Information
- Shared Amenities: Common Grounds, Gated Community, Jog/Walk Path, Lake, Non-Lake Recreational Area, Picnic Area, Pier/Dock, Security, Water/Lake Privileges
Exterior
- Exterior Features: Exterior Lighting, Gutter System
- Porch/Patio/Deck: Deck(s), Enclosed, Porch(es), Screened, Wrap Around
Parking
- Garage: Yes
- Garage Spaces: 1
- Total Spaces: 1
- Parking Features: Asphalt Driveway
- Parking Type: Attached Garage, Driveway
- Garage Description: Additional Storage Area, Basement Garage, Garage - Side Entry, Inside Access
Location
- County: ANNE ARUNDEL
- Subdivision: GIBSON ISLAND
- Driving Directions: 95 North to 100 East to Mountain Road which dead ends at Gibson Island Gate House. Because Gibson Island is private, there is no admittance without a listing appointment with listing agent. Must be accompanied by listing agent at all times. Contact agent for further information.
School Information
- School District: Anne Arundel County Public Schools
- Elementary School: Bodkin
- Middle School: Chesapeake Bay
- High School: Chesapeake
Community
- Association: Yes
- Assoc. Name: GIBSON ISLAND CORPORATION
- Assoc. Fees Include: Common Area Maintenance, Security Gate, Trash, Other
Heating & Cooling
- Central air: Yes
- Cooling Type: Ceiling Fan(s), Central A/C
- Cooling Fuel: Electric
- Heating Type: Forced Air
- Heating Fuel: Oil
- Water Heater: Electric
Utilities
- Sewer: Private Septic Tank
- Water: Public
- Utility Description: Water Available, Electric Available
Structural Information
- Architectural Style: Cottage
- Structure Type: Detached
- Construction: Vinyl Siding
- Basement: Yes
- Basement Entrance: Yes
- Basement Desc.: Connecting Stairway, Daylight, Partial, Garage Access, Interior Access, Outside Entrance, Unfinished
- Foundation: Crawl Space
- Roof: Asphalt
- Walls/Ceilings: 9'+ Ceilings, 2 Story Ceilings, Beamed Ceilings, High
- Windows: Casement, Double Hung, Screens, Skylights
- Doors: Sliding Glass
- Stories Description: Lower 1, Main, Upper 1
- Square Feet: 4,020
- Sq. Ft. Source: Assessor
- Living Area: 2,956 Sq. Ft.
- Finished Above Grnd: 2,956 Sq. Ft.
- Year Built: 1930
- Year Built Source: Assessor
- Property Condition: Very Good
Lot Features
- Property View: Bay, Garden/Lawn, Street, Trees/Woods, Water
- Lot Size (Acres): 0.39
- Lot Size (Sq. Ft.): 17,061
- Lot Size Source: Assessor
- Zoning: R1
- Lot Description: Additional Lot(s), Backs to Trees, Front Yard, Partly Wooded, Premium, Rear Yard, SideYard(s)
Water Features
- Water View: Yes
- Navigable Water: Yes
- Water Access: Yes
- Water Front Type: Bay
- Water Front Name: Chesapeake Bay
Financial Considerations
- Price Per Sq. Ft.: $844.05
- Association Fee: $1,211
- Assoc Fee Freq.: Monthly
- Other Fee: $330
- Other Fee Freq.: Monthly
- Assessment Year: 2026
- Tax w/Assessment: $1,887,633
- Tax Amount: $21,428
- Tax Year: 2026
- Terms: Standard Sale
- Tax Total Finished Sq. Ft.: 2956
Disclosures and Reports
- Ownership: Fee Simple
- Multiple Parcels: Yes
- Lot Number: 85
Listed by Gibson Island Real Estate INC, Sarah E Kanne
Sold by Unrepresented, Unrepresented
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Schools
Schools serving 644 Ayrlie Water Rd
School District:Anne Arundel County Public Schools
| Name | Grades | Distance |
|---|---|---|
Bodkin Elementary School 8320 Ventnor Road, Pasadena, MD 21122 | K-5 | 3.3 mi |
Chesapeake Bay Middle School 4804 Mountain Road, Pasadena, MD 21122 | 6-8 | 2.9 mi |
Chesapeake High School, Pasadena, MD 4798 Mountain Road, Pasadena, MD 21122 | 9-12 | 3.3 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 644 Ayrlie Water Rd
Date
Details
Price
Change
Source
7/11/2026
Sold
$2,495,000
—
MLS
6/04/2026
Listed
$2,495,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
644 Ayrlie Water Road, Gibson Island, MD 21056 (MLS# MDAA2146362) is a Single Family property that was sold at $2,495,000 on July 11, 2026. Want to learn more about 644 Ayrlie Water Road? Do you have questions about finding other Single Family real estate for sale in Gibson Island? You can browse all Gibson Island real estate or contact a Coldwell Banker agent to request more information.

