3114 Betlou James Pl Gwynn Oak, MD 21207

O'Connor, Hammel & Butler, P.A. 100 West Road, Suite 215 Towson, MD 21204 SUBSTITUTE TRUSTEES' SALE VALUABLE LEASEHOLD PROPERTY 3114 BETLOU JAMES PLACE BALTIMORE, MD 21207 Pursuant to the power of sale contained in a Deed of Trust dated January 14, 2016, recorded among the Land Records of Baltimore County, Maryland in Liber JLE No. 37210, page 352, the holder of the indebtedness secured by this Deed of Trust having appointed James D. O'Connor and/or Ellyn S. Butler, Substitute Trustees by instrument duly recorded among the aforesaid Land Records in Liber JLE No. 48532, page 368, default having occurred thereunder (Case No. C-03-CV-23-004531), and at the request of the party secured thereby, the undersigned Substitute Trustees will sell at public auction AT THE PREMISES located at 3114 BETLOU JAMES PLACE, BALTIMORE, MD 21207 on: WEDNESDAY, JANUARY 31, 2024 AT 11:00 A.M. ALL THAT LEASEHOLD LOT OF GROUND AND THE IMPROVEMENTS THEREON situated in Baltimore County, MD and more fully described in the aforesaid Deed of Trust. Tax ID #0211000790. Subject to the payment of the annual ground rent in the amount of $150, payable semi-annually on the 6th days of March and September in each and every year. The property is believed to be improved by a 1,050 sqft one-story detached dwelling. The property will be sold in an "AS IS" condition without either express or implied warranty or representation, including but not limited to the description, fitness for a particular purpose or use, structural integrity, physical condition, availability of utilities, flood hazard, lead paint violations, construction, extent of construction, workmanship, materials, liability, zoning, subdivision, environmental condition, merchantability, compliance with building or housing codes or other laws, ordinances or regulations or other similar matters, and subject to easements, agreements and restrictions of record, and to any rights of tenants or other parties or persons in possession which affect the same, if any. TERMS OF SALE: A deposit of $10,000 in the form of a certified check, a cashier's check or in such other form as the Substitute Trustees may determine, at their sole discretion, will be required from purchaser at time of sale, balance in cash upon final ratification of sale by the Circuit Court of BALTIMORE COUNTY, interest to be paid at the rate of fifteen percent (15.0%) on unpaid purchase money from date of sale to date funds are received in the office of the SUBSTITUTE TRUSTEES. Within two (2) days of the date of sale, the purchaser will be required to increase the deposit to ten percent (10%) of the purchase price. The secured party herein, if the purchaser, shall not be required to post a deposit or pay interest. The purchaser will be required to complete settlement of the purchase within TEN (10) DAYS of the ratification of the sale by the Court. In the event that the purchaser fails to go to settlement as required, the aforementioned deposit may be forfeited or the property may be resold at the risk and expense of the purchaser and purchaser shall be liable for the payment of any deficiency in the purchase price, all costs and expenses of resale, reasonable attorneys' fees, and all other charges due and incidental and consequential damages. Purchaser waives personal service of any motion for resale on purchaser and/or any corporate designee, and expressly agrees to accept service by regular mail directed to the address provided by purchaser at the time of sale. The defaulting purchaser shall not be entitled to any surplus proceeds or profits resulting from any resale of the property. Adjustment of all real property taxes and any and all public and/or private charges or assessments, to the extent such amounts survive foreclosure sale, including water/sewer, ground rent and front foot benefit charges, condo/HOA assessments, if any, to be adjusted to the date of sale and thereafter assumed by purchaser. Purchaser is res