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$185,000 Coming Soon
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Property Description
Introducing 212 Terrace Street in the heart of Hancock, an as-is investment opportunity brimming with potential and possibilities. This multi-unit property is being offered in its current condition, making it an ideal canvas for investors or buyers eager to renovate, customize, and add value. The first unit at 210 Terrace features three bedrooms and one full bath, while the second unit at 212 Terrace offers two bedrooms and two full baths. Each residence includes comfortable living and dining areas along with full kitchens, creating functional layouts suited for tenants or multi-generational living. Set within a charming small-town setting, the home enjoys close proximity to local parks, the scenic C&O Canal and Western Maryland Rail Trail, Potomac River access, and nearby shops and dining. Outdoor enthusiasts will appreciate the abundance of recreational options, while commuters benefit from easy access to I-70 and I-68, providing convenient routes to Hagerstown, Cumberland, and beyond. Whether you're looking to expand your portfolio or reimagine a property with character, this Hancock gem offers endless opportunity in a peaceful, well-connected community.
Full Property Details
Full Property Details for 212 Terrace St
General
- Price: $185,000
- Taxes: $3,368 (2025)
- Status: Coming Soon
- Type: Single Family
- Source: BrightMLSMidAtlantic
- MLS ID: MDWA2033918
- Updated: 2/13/2026
- Added to Site: 7 day(s) ago
- Expected Market Date: 3/27/2026
Interior
- Interior Features: Dining Area, Exposed Beams, Floor Plan - Traditional
- Fireplace: Yes
- Number of Fireplaces: 1
- Flooring: Hardwood, Vinyl, Other
Additional Information
- Security/Safety: Smoke Detector, Main Entrance Lock
Exterior
- Exterior Features: Exterior Lighting
- Porch/Patio/Deck: Patio(s), Porch(es)
Parking
- Garage: Yes
- Garage Spaces: 2
- Total Spaces: 6
- Parking Type: Detached Garage, Driveway
- Garage Description: Garage - Front Entry
Location
- Municipality: Hancock
- County: WASHINGTON
- Driving Directions: From Maryland State Highway 144/MD-144 toward Hancock, turn right onto Center St. Turn left onto Old Route 40. Turn right onto Terrace St.
- City Limits: Yes
School Information
- School District: Washington County Public Schools
- Elementary School: Hancock
- Middle School: Hancock Middle Senior High School
- High School: Hancock Middle Senior
Heating & Cooling
- Cooling Type: Window Unit(s)
- Cooling Fuel: Electric
- Heating Type: Other, Space Heater
- Water Heater: Electric
Utilities
- Sewer: Public Sewer
- Water: Public
Structural Information
- Architectural Style: Traditional
- Structure Type: Detached
- Construction: Combination
- Foundation: Other
- Roof: Other
- Walls/Ceilings: Dry Wall
- Windows: Casement, Wood Frame
- Doors: Atrium
- Square Feet: 2,592
- Sq. Ft. Source: Assessor
- Living Area: 2,016 Sq. Ft.
- Finished Above Grnd: 2,016 Sq. Ft.
- Year Built: 1891
- Year Built Source: Assessor
Lot Features
- Property View: River, Mountain
- Lot Size (Acres): 1.06
- Lot Size (Sq. Ft.): 46,173
- Lot Size Source: Assessor
- Zoning: U
Water Features
- Water View: Yes
Financial Considerations
- Price Per Sq. Ft.: $91.77
- Assessment Year: 2025
- City/TownTax: $1,220
- City/TownTax Freq: Annually
- County Tax: $2,148
- County Tax Freq: Annually
- Tax w/Assessment: $234,700
- Tax Amount: $3,368
- Tax Year: 2025
- Tax Total Finished Sq. Ft.: 2016
Disclosures and Reports
- Ownership: Fee Simple
Listed by Northrop Realty, Jackie B Daley
Get Pre-Approved Today
Schools
Schools serving 212 Terrace St
School District:Washington County Public Schools, Williamsport, MD
| Name | Grades | Distance |
|---|---|---|
Hancock Elementary School 290 West Main Street, Hancock, MD 21750 | PK-5 | 1.7 mi |
Hancock Middle Senior High School 289 West Main Street, Hancock, MD 21750 | 6-12 | 1.7 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 212 Terrace St
Date
Details
Price
Change
Source
2/13/2026
Listed
$185,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 212 Terrace St
Year
Property Taxes
Change
Tax Assessment
Change
2023
$1,617
—
$234,700
14%
2023
$1,617
—
$205,700
16%
2023
$1,617
—
$176,700
—
2022
$1,617
-7%
$176,700
—
2020
$1,730
—
$176,700
-4%
2021
$1,722
—
$185,000
—
2020
$1,730
—
$185,000
—
2019
$1,730
-1%
$185,000
-1%
2018
$1,751
—
$187,300
—
2017
$1,745
—
$186,600
—
2016
$1,738
—
$185,900
—
2015
$1,732
—
$185,200
—
2014
$1,732
—
$185,200
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 212 Terrace St
212 Terrace Street, Hancock, MD 21750 (MLS# MDWA2033918) is a Single Family property with 0 bedrooms and 0 full bathrooms. 212 Terrace Street is currently listed for $185,000 and was received on February 13, 2026. Want to learn more about 212 Terrace Street? Do you have questions about finding other Single Family real estate for sale in Hancock? You can browse all Hancock real estate or contact a Coldwell Banker agent to request more information.

