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$615,000 Just Listed

  • For Sale
  • Active
  • Single Family
  • 3 Beds
  • 3 Full Baths
  • 6,040 Sq. Ft.
  • 2 Car Garage
  • Updated 1 day ago
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Experience the ultimate resort lifestyle in Bulle Rock! This beautiful DR Horton home in historic Havre de Grace, MD, offers seamless main-level living, premium custom upgrades, and exceptionally spacious finished spaces. Main-Level Elegance & Luxury Inside, enjoy a bright, flowing layout detailed with newer carpet, newer blinds, and rich hardwood flooring. Elegant crown moulding and decorative trim accent the formal living and dining rooms. Behind double glass French doors, the front office provides a quiet, dedicated workspace. The gourmet kitchen shines with granite countertops, stainless steel appliances, and a cozy breakfast nook. Relax in the family room beside the gas fireplace, or escape to the vaulted sunroom. Glass sliders with built-in blinds open to your private outdoor oasis: a low-maintenance composite deck and a paver patio with custom bench seating and a retaining wall garden backing to mature trees. The primary suite is a true retreat, featuring a tray ceiling, dual walk-in closets with custom shelving, and a spa-like en-suite bath with dual vanities and a large tiled walk-in shower with bench seating. The main floor also includes a second bedroom, a versatile third bedroom, a second full bath, and a convenient laundry room with a utility sink and garage access. The finished lower level dramatically expands your living space, offering a massive recreation room with a walk-up glass panel door to the backyard. Perfect for guests, the space includes a large finished bonus room with a walk-in closet and direct access to a full bathroom. A second finished bonus room is perfect for a home gym or hobby space, and an expansive unfinished storage room keeps everything organized. This property boasts excellent peace of mind with a newer water heater (2022), replacement windows with a lifetime warranty, and newer garage openers (2026). Enjoy stress-free living with Bulle Rock's premium HOA services, which handle lawn maintenance, trash removal, and snow removal right to your door. The gated community features a private residents' club, indoor and outdoor pools, a fitness center, walking trails, and tennis courts. You are also just minutes from historic Havre de Grace waterfront dining, shopping, and I-95.

Full Property Details for 221 Smarty Jones Terrace

General

  • Price: $615,000
  • HOA FEE: $381/month
  • Taxes: $5,722 (2025)
  • Status: Active
  • Type: Single Family
  • Source: BrightMLSMidAtlantic
  • MLS ID: MDHR2058928
  • Updated: 8/19/2026
  • Added to Site: 2 day(s) ago

Interior

  • Rooms/Areas: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Kitchen, Family Room, Basement, Sun/Florida Room, Laundry, Office, Storage Room, Bathroom 2, Bonus Room, Primary Bathroom
  • Fireplace: Yes
  • Number of Fireplaces: 1
  • Fireplace(s): Gas/Propane

Rooms

Bathrooms

  • Total Bathrooms: 3
  • Full Bathrooms: 3
  • Main Floor Baths: 2
  • Main - Full Baths: 2
  • Lower Floor Baths: 1
  • Lower - Full Baths: 1

Bedrooms

  • Total Bedrooms: 3
  • Bedrooms Main & Up: 3

Other Rooms

  • Laundry: Has Laundry, Main Floor

Additional Information

  • Shared Amenities: Bike Trail, Billiard Room, Common Grounds, Exercise Room, Fitness Center, Gated Community, Golf Course Membership Available, Hot tub, Jog/Walk Path, Pickleball Courts, Picnic Area, Pool - Indoor, Pool - Outdoor, Sauna, Security, Shuffleboard, Tennis Courts, Tot Lots/Playground
  • Shared Pool: Yes
  • Pool: Yes
  • Security/Safety: 24 hour security, Security Gate, Smoke Detector

Parking

  • Garage: Yes
  • Garage Spaces: 2
  • Total Spaces: 4
  • Parking Type: Attached Garage, Driveway
  • Garage Description: Garage - Front Entry, Garage Door Opener, Inside Access

Location

  • Municipality: Havre de Grace
  • County: HARFORD
  • Subdivision: BULLE ROCK
  • Driving Directions: GPS - Sign in window
  • City Limits: Yes

School Information

  • School District: Harford County Public Schools

Community

  • Association: Yes
  • Assoc. Name: BULLE ROCK
  • Assoc. Fees Include: Common Area Maintenance, Lawn Maintenance, Management, Pool(s), Recreation Facility, Reserve Funds, Road Maintenance, Sauna, Security Gate, Snow Removal, Trash

Heating & Cooling

  • Central air: Yes
  • Cooling Type: Ceiling Fan(s), Central A/C
  • Cooling Fuel: Electric
  • Heating Type: Forced Air
  • Heating Fuel: Natural Gas
  • Water Heater: Natural Gas

Utilities

  • Sewer: Public Sewer
  • Water: Public

Structural Information

  • Architectural Style: Ranch/Rambler
  • Structure Type: Detached
  • Builder: DR Horton
  • Construction: Combination, Brick, Vinyl Siding
  • Basement: Yes
  • Basement Entrance: Yes
  • Basement Desc.: Full, Outside Entrance, Interior Access, Partially Finished, Rear Entrance, Sump Pump, Walkout Stairs
  • Foundation: Permanent, Passive Radon Mitigation
  • Stories Description: Lower 1, Main
  • Square Feet: 6,040
  • Sq. Ft. Source: Estimated
  • Living Area: 3,620 Sq. Ft.
  • Finished Above Grnd: 2,420 Sq. Ft.
  • Finished Below Grnd: 1,200 Sq. Ft.
  • Year Built: 2006
  • Year Built Source: Assessor
  • Property Condition: Excellent

Unit Information

Unit 1

  • Bathrooms-Lower: 1

Lot Features

  • Lot Size (Acres): 0.24
  • Lot Size (Sq. Ft.): 10,440
  • Lot Size Source: Assessor
  • Zoning: R2

Financial Considerations

  • Price Per Sq. Ft.: $254.13
  • Association Fee: $381
  • Assoc Fee Freq.: Monthly
  • Assessment Year: 2026
  • City/TownTax: $2,129
  • City/TownTax Freq: Annually
  • County Tax: $3,593
  • County Tax Freq: Annually
  • Tax w/Assessment: $412,600
  • Tax Amount: $5,722
  • Tax Year: 2025
  • Tax Total Finished Sq. Ft.: 2420

Disclosures and Reports

  • Ownership: Fee Simple
  • Lot Number: 1819

Listed by Cummings & Co Realtors, Brian Zack

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Listing agent

— 221 Smarty Jones Terrace —

  • Brian Zack

    Cummings & Co Realtors

Listing Office Email: realtor@cummingsrealtors.com

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 221 Smarty Jones Terrace

School District:Harford County Public Schools
NameGradesDistance
Havre De Grace Elementary School
600 North Juniata Street, Havre de Grace, MD 21078
PK-51.7 mi
Havre De Grace Middle School
445 Lewis Lane, Havre de Grace, MD 21078
6-81.5 mi
Havre De Grace High School
445 Lewis Lane, Havre de Grace, MD 21078
9-121.5 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 221 Smarty Jones Terrace Get Price Alerts and Save Property

Date
Details
Price
Change
Source
8/19/2026
Listed
$615,000
17.14%
MLS
9/29/2006
Sold
$524,996
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 221 Smarty Jones Terrace

Year
Property Taxes
Change
Tax Assessment
Change
2025
$3,253
—
$412,600
9%
2025
$3,253
9%
$376,900
10%
2022
$2,997
—
$341,200
4%
2022
$2,997
-1%
$327,800
4%
2021
$3,020
2%
$314,400
4%
2020
$2,947
3%
$301,000
6%
2020
$2,868
4%
$285,133
3%
2019
$2,763
—
$277,200
—
2018
$2,763
—
$277,200
—
2017
$2,763
-9%
$277,200
-10%
2016
$3,053
-1%
$306,300
—
2015
$3,080
1%
$306,300
—
2014
$3,060
—
$306,300
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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*These costs are estimates, and the interest rates assume exceptional credit standing.

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with our affiliated lender
NMLS#: 1598647

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Listed by Cummings & Co Realtors, Brian Zack

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221 Smarty Jones Terrace, Havre de Grace, MD 21078 (MLS# MDHR2058928) is a Single Family property with 3 bedrooms and 3 full bathrooms. 221 Smarty Jones Terrace is currently listed for $615,000 and was received on August 19, 2026. Want to learn more about 221 Smarty Jones Terrace? Do you have questions about finding other Single Family real estate for sale in Havre de Grace? You can browse all Havre de Grace real estate or contact a Coldwell Banker agent to request more information.

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