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$489,900 Just Listed

  • For Sale
  • Active
  • Single Family
  • 5 Beds
  • 3 Full Baths
  • 2,826 Sq. Ft.
  • 2 Car Garage
  • Updated 21 hours ago
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Overflowing with charm and character, this unique Cape Cod offers the perfect blend of warmth, flexibility, and functionality. The main home features 4 spacious bedrooms, inviting living spaces, and classic details that make it feel like home from the moment you arrive. Connected by a large screened porch, the private apartment provides exceptional versatility with its own bedroom, full bath, full kitchen, separate entrance, and private driveway-ideal for multi-generational living, au-pair, guests, a home office, or potential rental income. The property also includes a detached garage, offering additional storage, workshop space, or parking options. Enjoy the character and privacy of this special property while still being conveniently located near shopping, dining, schools, and commuter routes in the heart of La Plata. Whether you're looking for room to grow, space for loved ones, or a home with endless possibilities, this one-of-a-kind Cape Cod is ready to welcome you home.

Full Property Details for 305 Prospect St

General

  • Price: $489,900
  • Taxes: $5,411 (2025)
  • Status: Active
  • Type: Single Family
  • Source: BrightMLSMidAtlantic
  • MLS ID: MDCH2057248
  • Updated: 7/15/2026
  • Added to Site: 1 day(s) ago

Rooms

Bathrooms

  • Total Bathrooms: 3
  • Full Bathrooms: 3
  • Upper Floor Baths: 1
  • Upper - Full Baths: 1
  • Main Floor Baths: 2
  • Main - Full Baths: 2

Bedrooms

  • Total Bedrooms: 5
  • Bedrooms Upper: 3
  • Bedrooms Main & Up: 2

Parking

  • Garage: Yes
  • Garage Spaces: 2
  • Total Spaces: 2
  • Parking Features: Asphalt Driveway
  • Parking Type: Detached Garage, Driveway
  • Garage Description: Garage - Front Entry

Location

  • Municipality: La Plata
  • County: CHARLES
  • Driving Directions: Use GPS....see sign in yard
  • City Limits: Yes

School Information

  • School District: Charles County Public Schools

Heating & Cooling

  • Cooling Type: Ceiling Fan(s)
  • Cooling Fuel: Electric
  • Heating Type: Radiator
  • Heating Fuel: Oil
  • Water Heater: Propane

Utilities

  • Sewer: Public Sewer
  • Water: Public

Structural Information

  • Architectural Style: Cape Cod, Other
  • Structure Type: Detached
  • Construction: Vinyl Siding
  • Basement: Yes
  • Basement Entrance: Yes
  • Basement Desc.: Connecting Stairway, Poured Concrete, Side Entrance, Unfinished
  • Foundation: Other
  • Stories Description: Main, Upper 1
  • Square Feet: 2,826
  • Sq. Ft. Source: Assessor
  • Living Area: 2,098 Sq. Ft.
  • Finished Above Grnd: 2,098 Sq. Ft.
  • Year Built: 1931
  • Year Built Source: Assessor

Lot Features

  • Lot Size (Acres): 0.38
  • Lot Size (Sq. Ft.): 16,740
  • Lot Size Source: Assessor
  • Zoning: R-10

Financial Considerations

  • Price Per Sq. Ft.: $233.51
  • Assessment Year: 2026
  • City/TownTax: $1,205
  • City/TownTax Freq: Annually
  • County Tax: $3,997
  • County Tax Freq: Annually
  • Tax w/Assessment: $361,800
  • Tax Amount: $5,411
  • Tax Year: 2025
  • Tax Total Finished Sq. Ft.: 2098

Disclosures and Reports

  • Ownership: Fee Simple
  • Lot Number: 2

Listed by CENTURY 21 New Millennium, Cheryl A Bare and CENTURY 21 New Millennium, Melinda Sasscer

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Listing agents

— 305 Prospect St —

  • Cheryl A Bare

    CENTURY 21 New Millennium

  • Melinda Sasscer

    CENTURY 21 New Millennium

Listing Office Email: courtney.murphy@c21nm.com

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 305 Prospect St

School District:Charles County Public Schools
NameGradesDistance
Mary Matula Elementary School
6025 Radio Station Road, La Plata, MD 20646
PK-51.5 mi
Milton M. Somers Middle School
300 Willow Lane, La Plata, MD 20646
6-80.8 mi
La Plata High School
6035 Radio Station Road, La Plata, MD 20646
9-121.7 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 305 Prospect St Get Price Alerts and Save Property

Date
Details
Price
Change
Source
7/15/2026
Listed
$489,900
39.97%
MLS
7/28/2023
Sold
$350,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 305 Prospect St

Year
Property Taxes
Change
Tax Assessment
Change
2025
$5,373
15%
$344,567
5%
2023
$4,690
—
$327,333
6%
2023
$4,690
9%
$310,100
3%
2022
$4,303
20%
$300,700
3%
2018
$3,590
-16%
$291,300
3%
2021
$4,251
1%
$281,900
2%
2020
$4,197
2%
$277,233
2%
2019
$4,110
1%
$272,567
2%
2018
$4,062
3%
$267,900
2%
2017
$3,948
3%
$261,433
3%
2016
$3,849
—
$254,967
3%
2015
$3,856
—
$248,500
—
2014
$3,856
—
$248,500
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 305 Prospect St

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*These costs are estimates, and the interest rates assume exceptional credit standing.

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Listed by CENTURY 21 New Millennium, Cheryl A Bare and CENTURY 21 New Millennium, Melinda Sasscer

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305 Prospect Street, La Plata, MD 20646 (MLS# MDCH2057248) is a Single Family property with 5 bedrooms and 3 full bathrooms. 305 Prospect Street is currently listed for $489,900 and was received on July 15, 2026. Want to learn more about 305 Prospect Street? Do you have questions about finding other Single Family real estate for sale in La Plata? You can browse all La Plata real estate or contact a Coldwell Banker agent to request more information.

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