Full Property Details for 21620 Defender St
General
- Price: $370,000
- HOA FEE: $11/month
- HOA FEE FREQ.: Annually
- Taxes: $2,812 (2025)
- Status: Active
- Type: Single Family
- Source: BrightMLSMidAtlantic
- MLS ID: MDSM2028674
- Updated: 1/14/2026
- Added to Site: 17 day(s) ago
Interior
- Rooms/Areas: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Kitchen, Family Room, Foyer, Sun/Florida Room, Laundry, Primary Bathroom, Full Bath
- Interior Features: Bathroom - Soaking Tub, Bathroom - Tub Shower, Bathroom - Walk-In Shower, Ceiling Fan(s), Chair Railings, Crown Moldings, Dining Area, Entry Level Bedroom, Family Room Off Kitchen, Formal/Separate Dining Room, Primary Bath(s), Recessed Lighting, Stain/Lead Glass, Stove - Wood, Upgraded Countertops, Walk-in Closet(s)
- Fireplace: Yes
- Number of Fireplaces: 1
- Fireplace(s): Brick, Fireplace - Glass Doors, Mantel(s), Wood, Insert
- Appliances: Built-In Microwave, Dishwasher, Exhaust Fan, Oven/Range - Electric, Refrigerator, Stainless Steel Appliances
- Flooring: Ceramic Tile, Luxury Vinyl Plank
Rooms
- Total Bathrooms: 2
- Full Bathrooms: 2
- Main Floor Baths: 2
- Main - Full Baths: 2
- Total Bedrooms: 3
- Bedrooms Main & Up: 3
Additional Information
- Shared Amenities: Beach, Common Grounds, Tot Lots/Playground, Water/Lake Privileges, Jog/Walk Path
Exterior
- Exterior Features: Exterior Lighting, Sidewalks
- Porch/Patio/Deck: Deck(s)
Parking
- Garage: Yes
- Garage Spaces: 1
- Total Spaces: 4
- Parking Features: Paved Driveway
- Parking Type: Attached Garage, Driveway
- Garage Description: Garage - Front Entry
Location
- County: SAINT MARYS
- Subdivision: CEDAR COVE
- Driving Directions: Take MD-235 (Three Notch Road) toward Lexington Park, Left on Cedar Point Rd., Right on Tate Rd., at Circle, go right onto Shaw Rd. (turns into Forest Park Rd., Left on Long Lane, Left on Defender to #21620 on the right.
School Information
- School District: St. Mary's County Public Schools
- Elementary School: Park Hall
- Middle School: Spring Ridge
- High School: Great Mills
Community
- Association: Yes
- Assoc. Fees Include: Common Area Maintenance, Management
Heating & Cooling
- Central air: Yes
- Cooling Type: Ceiling Fan(s), Central A/C
- Cooling Fuel: Electric
- Heating Type: Heat Pump(s), Forced Air
- Heating Fuel: Electric
- Water Heater: Electric
Utilities
- Sewer: Public Sewer
- Water: Public
Structural Information
- Architectural Style: Ranch/Rambler
- Structure Type: Detached
- Model: BEAUTIFUL HOME!
- Construction: Vinyl Siding
- Foundation: Permanent
- Walls/Ceilings: Cathedral Ceilings, Vaulted Ceilings
- Doors: Insulated, Six Panel
- Stories Description: Main
- Square Feet: 1,767
- Sq. Ft. Source: Estimated
- Living Area: 1,767 Sq. Ft.
- Finished Above Grnd: 1,767 Sq. Ft.
- Year Built: 1979
- Year Built Source: Assessor
- Property Condition: Excellent
Additional Structures
Lot Features
- Property View: Garden/Lawn, Trees/Woods
- Lot Size (Acres): 0.18
- Lot Size (Sq. Ft.): 8,016
- Lot Size Source: Assessor
- Zoning: RL
- Lot Description: Backs to Trees, Cul-de-sac, Front Yard, Landscaping, Level, Rear Yard, SideYard(s)
- Fencing (Description): Wood, Fully, Rear, Privacy
Water Features
- Navigable Water: Yes
- Water Access: Yes
- Water Access Desc: Private Access, Swimming Allowed
- Water Front Type: Bay
- Water Front Name: Chesapeake Bay
Financial Considerations
- Price Per Sq. Ft.: $209.39
- Association Fee: $136
- Assoc Fee Freq.: Annually
- Assessment Year: 2025
- County Tax: $2,812
- County Tax Freq: Annually
- Tax w/Assessment: $292,967
- Tax Amount: $2,812
- Tax Year: 2025
- Tax Total Finished Sq. Ft.: 1360
Disclosures and Reports
- Ownership: Fee Simple
- Section: 1
Listed by Keller Williams Realty, Jennifer D Young and Keller Williams Realty, Theresa A Shoptaw
NMLS#: 1598647
