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$399,990 Coming Soon

  • For Sale
  • Coming Soon
  • Single Family
  • 3 Beds
  • 2 Full Baths
  • 1,767 Sq. Ft.
  • Updated 1 day ago
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Located in the private beachfront community of Cove Point, this 3-bedroom, 2-bath home offers 1,767 square feet of extensively updated living space just steps from the Chesapeake Bay. The interior has been renovated with a clean, cohesive finish throughout. The kitchen features shaker-style cabinetry, quartz countertops, stainless steel appliances, recessed lighting, and wide-plank flooring that continues through the main living areas. A tiled fireplace feature wall anchors the living space, while both bathrooms have been updated with contemporary finishes and large-format tile surrounds. Recent mechanical upgrades include a tankless hot water heater, whole-home water filtration system, and a new holding tank system. Cove Point residents enjoy private beach access along the Chesapeake Bay, offering true coastal living while remaining convenient to local shopping, dining, and commuter routes.

Full Property Details for 10984 Elm Dr

General

  • Price: $399,990
  • Taxes: $3,597 (2026)
  • Status: Coming Soon
  • Type: Single Family
  • Source: BrightMLSMidAtlantic
  • MLS ID: MDCA2025178
  • Updated: 2/18/2026
  • Added to Site: 2 day(s) ago
  • Expected Market Date: 3/4/2026

Interior

  • Interior Features: Floor Plan - Open, Water Treat System
  • Fireplace: Yes
  • Number of Fireplaces: 1
  • Appliances: Dishwasher, Dryer - Electric, Instant Hot Water, Microwave, Oven/Range - Electric, Stainless Steel Appliances, Washer, Water Heater - Tankless

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main Floor Baths: 2
  • Main - Full Baths: 2

Bedrooms

  • Total Bedrooms: 3
  • Bedrooms Main & Up: 3

Parking

  • Parking Type: Driveway

Location

  • County: CALVERT
  • Subdivision: COVE POINT
  • Driving Directions: Google maps correct

School Information

  • School District: Calvert County Public Schools
  • Elementary School: Dowell
  • Middle School: Southern
  • High School: Patuxent

Heating & Cooling

  • Cooling Type: Heat Pump(s)
  • Cooling Fuel: Electric
  • Heating Type: Forced Air
  • Heating Fuel: Oil
  • Water Heater: Electric

Utilities

  • Sewer: Holding Tank
  • Water: Well

Structural Information

  • Architectural Style: Cottage
  • Structure Type: Detached
  • Construction: Block, Vinyl Siding, Stick Built
  • Foundation: Block
  • Stories Description: Main
  • Square Feet: 1,767
  • Sq. Ft. Source: Assessor
  • Living Area: 1,767 Sq. Ft.
  • Finished Above Grnd: 1,767 Sq. Ft.
  • Year Built: 1940
  • Year Built Source: Assessor

Lot Features

  • Lot Size (Acres): 0.17
  • Lot Size (Sq. Ft.): 7,500
  • Lot Size Source: Assessor
  • Zoning: WCD

Financial Considerations

  • Price Per Sq. Ft.: $226.37
  • Tax w/Assessment: $318,500
  • Tax Amount: $3,597
  • Tax Year: 2026

Disclosures and Reports

  • Ownership: Fee Simple

Listed by EXP Realty, LLC, Robert Schou

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Listing agent

— 10984 Elm Dr —

  • Robert Schou

    EXP Realty, LLC

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 10984 Elm Dr

School District:Calvert County Public Schools
NameGradesDistance
Dowell Elementary School
12680 H G Trueman Road, Lusby, MD 20657
PK-53.9 mi
Southern Middle School, Lusby, MD
9615 H G Trueman Road, Lusby, MD 20657
6-83.6 mi
Patuxent High School
12485 Southern Connector Boulevard, Lusby, MD 20657
9-123.5 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 10984 Elm Dr Get Price Alerts and Save Property

Date
Details
Price
Change
Source
2/18/2026
Listed
$399,990
-13.05%
MLS
10/07/2024
Sold
$460,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 10984 Elm Dr

Year
Property Taxes
Change
Tax Assessment
Change
2023
$2,588
—
$295,367
8%
2023
$2,588
—
$272,233
9%
2023
$2,588
1%
$249,100
1%
2022
$2,558
6%
$246,167
1%
2019
$2,416
-11%
$243,233
1%
2021
$2,714
4%
$240,300
4%
2020
$2,618
5%
$230,300
5%
2019
$2,500
3%
$220,300
5%
2018
$2,424
—
$210,300
—
2017
$2,416
6%
$209,900
—
2016
$2,284
—
$209,500
—
2015
$2,278
—
$209,100
—
2014
$2,276
—
$209,100
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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NMLS#: 1598647

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Listed by EXP Realty, LLC, Robert Schou

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10984 Elm Drive, Lusby, MD 20657 (MLS# MDCA2025178) is a Single Family property with 3 bedrooms and 2 full bathrooms. 10984 Elm Drive is currently listed for $399,990 and was received on February 18, 2026. Want to learn more about 10984 Elm Drive? Do you have questions about finding other Single Family real estate for sale in Lusby? You can browse all Lusby real estate or contact a Coldwell Banker agent to request more information.

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