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$449,900
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Property Description
BACK ON THE MARKET! Septic repair and update 11/2025 with passing test to satisfy lenders! Whether you are looking to upsize, downsize, or just want the flexibility of an ADU, this home has it all! This home has been lovingly maintained with many improvements. When entering, you'll appreciate the large bay window, the gas fireplace, and the spacious open floorplan. The entry-level owner's suite is large, with an oversized closet and ensuite. An addition in 2013 added a large sunroom across the back of the home overlooking the inground pool. This light and bright space lets the breezes from Mill Creek across the street flow through the windows and offers multiple uses - sitting area to enjoy coffee, office, music room, game room, play room, dining room... the options are endless. Downstairs, you'll find a family room and a large bedroom featuring an oversized walk-in closet with built-in organizers. There is also an updated bathroom with a step-in shower. Out back, the fenced pool area features a covered patio for enjoying summertime fun by the pool. In 2024, a pool cover pump and a new Polaris were added, and the pool pump was new in 2023. The yard is full of blooming plants throughout the year and includes, among its many varieties, a huge fig tree. There are three garages, but one is used primarily as a shed. One garage attached to the home has a workshop area. The large detached one-car garage is oversized and has ample storage on the main level as well as additional storage space above. And some of the major homeowner woes have been addressed: new roof 2019, new septic 2005, and new HVAC in 2020. Schedule your visit today!
Full Property Details
Full Property Details for 12887 Ships Way
General
- Sold For: $449,900
- HOA FEE: $15/month
- HOA FEE FREQ.: Annually
- Taxes: $3,753 (2024)
- Status: Closed
- Type: Single Family
- Source: BrightMLSMidAtlantic
- MLS ID: MDCA2023554
- Added to Site: 100 day(s) ago
Interior
- Rooms/Areas: Living Room, Primary Bedroom, Bedroom 2, Bedroom 3, Kitchen, Family Room, Sun/Florida Room, Laundry, Bathroom 2, Bathroom 3, Primary Bathroom
- Interior Features: 2nd Kitchen, Air Filter System, Carpet, Ceiling Fan(s), Combination Dining/Living, Combination Kitchen/Dining, Dining Area, Entry Level Bedroom, Primary Bath(s), Walk-in Closet(s), Window Treatments
- Fireplace: Yes
- Number of Fireplaces: 1
- Fireplace(s): Gas/Propane
- Appliances: Dishwasher, Microwave, Oven/Range - Electric, Disposal, Washer, Dryer, Stainless Steel Appliances
- Flooring: Luxury Vinyl Plank, Carpet, Ceramic Tile
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 3
- Main Floor Baths: 2
- Main - Full Baths: 2
- Lower Floor Baths: 1
- Lower - Full Baths: 1
Bedrooms
- Total Bedrooms: 3
- Bedrooms Lower: 1
- Bedrooms Main & Up: 2
Other Rooms
- Laundry: Basement
Additional Information
- Shared Amenities: Beach, Boat Ramp, Lake, Water/Lake Privileges
- Pool: Yes
- Private Pool: Yes
- Pool Description: In Ground, Fenced
- Security/Safety: Smoke Detector
Exterior
- Exterior Features: Flood Lights
Parking
- Garage: Yes
- Garage Spaces: 2
- Total Spaces: 6
- Parking Features: Gravel Driveway
- Parking Type: Attached Garage, Detached Garage, Driveway
- Garage Description: Additional Storage Area, Garage - Front Entry, Garage Door Opener, Inside Access
Location
- County: CALVERT
- Subdivision: DRUM POINT
- Cross Streets: Harbor Dr
- Driving Directions: From Route 4, Rousby Hall Rd to R on Harbor Dr to L on Ships Way to house on Right.
- Direction Faces: South
- Location Details: Corner Lot/Unit
School Information
- School District: Calvert County Public Schools
- Elementary School: Dowell
- Middle School: Mill Creek
- High School: Patuxent
Community
- Association: Yes
- Assoc. Name: DPPOA
- Assoc. Fees Include: Common Area Maintenance, Management, Snow Removal
Heating & Cooling
- Central air: Yes
- Cooling Type: Ceiling Fan(s), Central A/C, Programmable Thermostat, Ductless/Mini-Split
- Cooling Fuel: Electric
- Heating Type: Heat Pump(s), Central, Programmable Thermostat
- Heating Fuel: Electric
- Water Heater: Electric
Utilities
- Sewer: Private Septic Tank
- Water: Well
Structural Information
- Architectural Style: Ranch/Rambler
- Structure Type: Detached
- Construction: Vinyl Siding, Blown-In Insulation
- Basement: Yes
- Basement Entrance: Yes
- Basement Desc.: Walkout Level, Rear Entrance, Outside Entrance, Improved, Interior Access, Full, Daylight, Partial, Connecting Stairway
- Foundation: Slab
- Roof: Shingle
- Walls/Ceilings: Dry Wall
- Windows: Double Pane
- Doors: Sliding Glass
- Stories Description: Lower 1, Main
- Square Feet: 2,268
- Sq. Ft. Source: Assessor
- Living Area: 2,105 Sq. Ft.
- Finished Above Grnd: 1,182 Sq. Ft.
- Finished Below Grnd: 923 Sq. Ft.
- Year Built: 1980
- Year Built Source: Assessor
- Property Condition: Very Good
Unit Information
Unit 1
- Bathrooms-Lower: 1
- Bedrooms-Lower: 1
Additional Structures
- Other Structures: 2nd Garage, Shed
Lot Features
- Property View: Garden/Lawn
- Lot Size (Acres): 0.26
- Lot Size (Sq. Ft.): 11,326
- Lot Size Source: Assessor
- Street/Road Desc.: Paved
- Zoning: R
- Lot Description: Landscaping
- Fencing (Description): Rear, Partially
Water Features
- Navigable Water: Yes
- Water Access: Yes
- Water Access Desc: Canoe/Kayak, Fishing Allowed, Personal Watercraft (PWC), Private Access, Swimming Allowed, Waterski/Wakeboard
- Water Front Type: Bay
- Water Front Name: Chesapeake Bay
Financial Considerations
- Price Per Sq. Ft.: $380.63
- Association Fee: $175
- Assoc Fee Freq.: Annually
- Assessment Year: 2025
- County Tax: $3,343
- County Tax Freq: Annually
- Tax w/Assessment: $336,600
- Tax Amount: $3,753
- Tax Year: 2024
- Terms: Standard Sale
- Tax Total Finished Sq. Ft.: 2105
Disclosures and Reports
- Ownership: Fee Simple
- Section: 4
- Lot Number: 1
Listed by EXP Realty, LLC, Julie Fuller
Sold by CENTURY 21 New Millennium, Mark A Frisco Jr.
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Schools
Schools serving 12887 Ships Way
School District:Calvert County Public Schools
| Name | Grades | Distance |
|---|---|---|
Dowell Elementary School 12680 H G Trueman Road, Lusby, MD 20657 | PK-5 | 1.7 mi |
Mill Creek Middle School 12200 Southern Connector Boulevard, Lusby, MD 20657 | 6-8 | 1.9 mi |
Patuxent High School 12485 Southern Connector Boulevard, Lusby, MD 20657 | 9-12 | 1.4 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 12887 Ships Way
Date
Details
Price
Change
Source
12/19/2025
Sold
$449,900
—
MLS
10/09/2025
Listed
$449,900
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
12887 Ships Way, Lusby, MD 20657 (MLS# MDCA2023554) is a Single Family property that was sold at $449,900 on December 19, 2025. Want to learn more about 12887 Ships Way? Do you have questions about finding other Single Family real estate for sale in Lusby? You can browse all Lusby real estate or contact a Coldwell Banker agent to request more information.

