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$460,000 Just Listed
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Property Description
Drum Point on the Chesapeake Bay Nestled in the serene community of Drum Point, this exquisite raised ranch home offers a harmonious blend of comfort and luxury, perfect for those seeking an elevated lifestyle. With 1,518 square feet of thoughtfully designed living space, this residence features four spacious bedrooms and two full bathrooms, ensuring ample room for relaxation and entertainment. Step inside to discover an inviting open floor plan that seamlessly connects the kitchen and living areas, creating a warm atmosphere ideal for gatherings. The galley kitchen is equipped with high-end appliances, including a sleek stove, refrigerator, microwave, dishwasher, and disposal, making meal preparation a delight. The combination of functionality and style is enhanced by the charming family room that flows effortlessly from the kitchen, perfect for cozy evenings or lively get-togethers. Natural light pours through the thoughtfully placed windows, accentuating the home's inviting ambiance. Ceiling fans throughout provide a gentle breeze, enhancing the comfort of each room. The entry-level bedroom offers convenience and accessibility, making it a versatile space for guests or a home office. Outside, the property boasts a generous 0.33-acre lot, providing ample space for outdoor activities or serene moments of reflection. Enjoy the tranquility of the nearby Chesapeake Bay, with water access just a stone's throw away. Whether you're kayaking, fishing, or simply soaking in the stunning views, this location offers a unique opportunity to embrace a water-oriented lifestyle. Additional features include a convenient laundry area with a washer and dryer, ensuring that daily chores are a breeze. The property also includes a shed for extra storage, keeping your outdoor space organized and clutter-free. With a driveway that accommodates up to three vehicles, parking is never a concern. This home is not just a residence; it's a lifestyle choice that invites you to experience the beauty of waterfront living while enjoying the comforts of a well-appointed home. Embrace the charm of Drum Point and make this luxurious retreat your own. This is Chesapeake living at its finest - come home to the water.
Full Property Details
Full Property Details for 13015 Surf St
General
- Price: $460,000
- HOA FEE: $23/month
- HOA FEE FREQ.: Annually
- Taxes: $3,833 (2026)
- Status: Active
- Type: Single Family
- Source: BrightMLSMidAtlantic
- MLS ID: MDCA2026366
- Updated: 4/22/2026
- Added to Site: 2 day(s) ago
Interior
- Number of Rooms: 8
- Interior Features: Bathroom - Tub Shower, Ceiling Fan(s), Combination Kitchen/Living, Entry Level Bedroom, Family Room Off Kitchen, Floor Plan - Open, Kitchen - Galley
- Appliances: Stove, Refrigerator, Microwave, Dishwasher, Disposal, Dryer, Washer
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
- Upper Floor Baths: 1
- Upper - Full Baths: 1
- Main Floor Baths: 1
- Main - Full Baths: 1
Bedrooms
- Total Bedrooms: 4
- Bedrooms Upper: 3
- Bedrooms Main & Up: 1
Parking
- Total Spaces: 3
- Parking Type: Driveway
Location
- County: CALVERT
- Subdivision: DRUM POINT
- Driving Directions: Use Google Maps or Waze
School Information
- School District: Calvert County Public Schools
Community
- Association: Yes
- Assoc. Name: DRUM POINT PROPERTY OWNERS' ASSOCIATION
Heating & Cooling
- Cooling Type: Window Unit(s)
- Cooling Fuel: Electric
- Heating Type: Baseboard - Electric
- Heating Fuel: Electric
- Water Heater: Electric
Utilities
- Sewer: Public Sewer
- Water: Private, Well
Structural Information
- Architectural Style: Raised Ranch/Rambler
- Structure Type: Detached
- Construction: Frame
- Foundation: Block, Slab
- Stories Description: Main, Upper 1
- Square Feet: 1,518
- Sq. Ft. Source: Assessor
- Living Area: 1,518 Sq. Ft.
- Finished Above Grnd: 1,012 Sq. Ft.
- Finished Below Grnd: 506 Sq. Ft.
- Year Built: 1977
- Year Built Source: Estimated
Additional Structures
- Other Structures: Shed
Lot Features
- Lot Size (Acres): 0.33
- Lot Size (Sq. Ft.): 14,375
- Lot Size Source: Estimated
- Zoning: R
Water Features
- Navigable Water: Yes
- Water Access: Yes
- Water Front Type: Bay
- Water Front Name: Chesapeake Bay
Financial Considerations
- Price Per Sq. Ft.: $454.55
- Association Fee: $275
- Assoc Fee Freq.: Annually
- Assessment Year: 2026
- County Tax: $3,423
- County Tax Freq: Annually
- Tax w/Assessment: $334,600
- Tax Amount: $3,833
- Tax Year: 2026
- Tax Total Finished Sq. Ft.: 1518
Disclosures and Reports
- Ownership: Fee Simple
- Section: 28
- Lot Number: 6
Listed by RE/MAX United Real Estate, Walter L Spann
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Schools
Schools serving 13015 Surf St
School District:Calvert County Public Schools
| Name | Grades | Distance |
|---|---|---|
Dowell Elementary School 12680 H G Trueman Road, Lusby, MD 20657 | PK-5 | 2.8 mi |
Mill Creek Middle School 12200 Southern Connector Boulevard, Lusby, MD 20657 | 6-8 | 2.9 mi |
Patuxent High School 12485 Southern Connector Boulevard, Lusby, MD 20657 | 9-12 | 2.4 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 13015 Surf St
Date
Details
Price
Change
Source
4/22/2026
Listed
$460,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 13015 Surf St
Year
Property Taxes
Change
Tax Assessment
Change
2023
$2,936
—
$317,267
6%
2023
$2,936
—
$299,933
6%
2023
$2,936
2%
$282,600
2%
2022
$2,866
4%
$275,867
3%
2019
$2,753
-10%
$269,133
3%
2021
$3,059
—
$262,400
—
2020
$3,070
—
$262,400
—
2019
$3,057
-2%
$262,400
-1%
2018
$3,115
—
$264,500
—
2017
$3,102
5%
$263,500
—
2016
$2,966
—
$262,500
—
2015
$2,954
—
$261,500
—
2014
$2,952
—
$261,500
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 13015 Surf St
13015 Surf Street, Lusby, MD 20657 (MLS# MDCA2026366) is a Single Family property with 4 bedrooms and 2 full bathrooms. 13015 Surf Street is currently listed for $460,000 and was received on April 22, 2026. Want to learn more about 13015 Surf Street? Do you have questions about finding other Single Family real estate for sale in Lusby? You can browse all Lusby real estate or contact a Coldwell Banker agent to request more information.

