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$899,000

  • For Sale
  • Under Contract
  • Single Family
  • 2 Beds
  • 2 Full Baths
  • 1,236 Sq. Ft.
  • 2 Car Garage
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Waterfront on Mills Creek Welcome to a truly unique opportunity to create your dream compound! This waterfront ranch is positioned on a triple lot of 1.3-acres with direct access to Mills Creek, offering 170' of waterfront views and a peaceful setting. While the home's interior is a blank canvas awaiting your vision, its incredible bones and unparalleled location provide the perfect foundation for a stunning modern transformation. Inside, the home features two bedrooms and two bathrooms, with an open-concept living area that centers around a cozy fireplace. The layout is ready to be reimagined to fit a contemporary lifestyle. Imagine redesigning the kitchen, updating the bathrooms, and creating a master suite that fully captures the beautiful water views. The property includes a one-car attached garage and a separate, oversized one-car detached garage, complete with a storage loft and workshop-a perfect space for projects while you renovate the main house. Outdoors, the value of this property truly shines. Enjoy stunning sunsets from the covered patio or head down to your private pier, equipped with electricity, water, and two boat lifts. The deep water at the end of the pier allows for easy boating and fishing right from your backyard. As an added bonus, this sale includes not only the main triple lot but also a separate, triple lot across the street. This provides an extraordinary amount of space for a new owner to explore and expand. The potential is immense-you could build an additional garage, or potentially a guest house, or second full-sized home. This is more than just a home, it's a rare chance to acquire a vast amount of waterfront property with unparalleled development potential. Don't miss this opportunity to own and fully customize your entire waterfront compound.

Full Property Details for 13021 Mills Creek Dr

General

  • Price: $899,000
  • HOA FEE: $28/month
  • HOA FEE FREQ.: Annually
  • Taxes: $5,354 (2024)
  • Status: Under Contract
  • Type: Single Family
  • Source: BrightMLSMidAtlantic
  • MLS ID: MDCA2023160
  • Updated: 12/17/2025
  • Added to Site: 121 day(s) ago

Interior

  • Fireplace: Yes
  • Number of Fireplaces: 1

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main Floor Baths: 2
  • Main - Full Baths: 2

Bedrooms

  • Total Bedrooms: 2
  • Bedrooms Main & Up: 2

Other Rooms

  • Laundry: Main Floor

Exterior

  • Exterior Features: Boat Storage, Outbuilding(s), Sidewalks, Stone Retaining Walls
  • Porch/Patio/Deck: Patio(s)

Parking

  • Garage: Yes
  • Garage Spaces: 2
  • Total Spaces: 2
  • Parking Features: Crushed Stone
  • Parking Type: Driveway, Detached Garage, Attached Garage
  • Garage Description: Additional Storage Area, Garage - Front Entry

Location

  • County: CALVERT
  • Subdivision: DRUM POINT
  • Driving Directions: GPS is correct
  • Location Details: Creek/Stream

School Information

  • School District: Calvert County Public Schools

Community

  • Association: Yes

Heating & Cooling

  • Central air: Yes
  • Cooling Type: Heat Pump(s), Central A/C
  • Cooling Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating Fuel: Electric
  • Water Heater: Electric

Utilities

  • Sewer: Private Septic Tank
  • Water: Well

Structural Information

  • Architectural Style: Ranch/Rambler
  • Structure Type: Detached
  • Construction: Stucco
  • Foundation: Slab
  • Roof: Architectural Shingle
  • Stories Description: Main
  • Square Feet: 1,236
  • Sq. Ft. Source: Assessor
  • Living Area: 1,236 Sq. Ft.
  • Finished Above Grnd: 1,236 Sq. Ft.
  • Year Built: 1957
  • Year Built Source: Assessor

Lot Features

  • Lot Size (Acres): 1.32
  • Lot Size (Sq. Ft.): 57,499
  • Lot Size Source: Assessor
  • Zoning: R

Water Features

  • Water Front: Yes
  • Navigable Water: Yes
  • Water Access: Yes
  • Water Access Desc: Boat - Powered, Fishing Allowed, Private Access, Sail, Swimming Allowed, Personal Watercraft (PWC)
  • Water Front Type: Creek/Stream
  • Dock/Slip Conveys: Yes
  • Docks: 1
  • Power Boats: 2

Financial Considerations

  • Price Per Sq. Ft.: $727.35
  • Association Fee: $341
  • Assoc Fee Freq.: Annually
  • Assessment Year: 2025
  • County Tax: $4,944
  • County Tax Freq: Annually
  • Tax w/Assessment: $474,633
  • Tax Amount: $5,354
  • Tax Year: 2024
  • Tax Total Finished Sq. Ft.: 1236

Disclosures and Reports

  • Ownership: Fee Simple
  • Section: 7
  • Lot Number: 16R

Listed by RE/MAX One, Scott Cleary and RE/MAX One, Susan C Cleary

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Listing agents

— 13021 Mills Creek Dr —

  • Scott Cleary

    RE/MAX One

  • Susan C Cleary

    RE/MAX One

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 13021 Mills Creek Dr

School District:Calvert County Public Schools
NameGradesDistance
Dowell Elementary School
12680 H G Trueman Road, Lusby, MD 20657
PK-51.7 mi
Mill Creek Middle School
12200 Southern Connector Boulevard, Lusby, MD 20657
6-82 mi
Patuxent High School
12485 Southern Connector Boulevard, Lusby, MD 20657
9-121.5 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 13021 Mills Creek Dr Get Price Alerts and Save Property

Date
Details
Price
Change
Source
11/21/2025
Price Reduced
$899,000
-7.79%
MLS
9/19/2025
Listed
$975,000
—
MLS
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 13021 Mills Creek Dr

Year
Property Taxes
Change
Tax Assessment
Change
2023
$4,589
—
$474,633
4%
2023
$4,589
—
$458,167
4%
2023
$4,589
1%
$441,700
1%
2022
$4,548
1%
$437,700
1%
2019
$4,508
-6%
$433,700
1%
2021
$4,806
—
$429,700
—
2020
$4,825
—
$429,700
—
2019
$4,812
-6%
$429,700
-5%
2018
$5,107
—
$451,700
—
2017
$5,104
5%
$451,700
—
2016
$4,866
-2%
$451,700
-2%
2015
$4,968
—
$462,100
—
2014
$4,966
—
$462,100
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 13021 Mills Creek Dr

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*These costs are estimates, and the interest rates assume exceptional credit standing.

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Listed by RE/MAX One, Scott Cleary and RE/MAX One, Susan C Cleary

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13021 Mills Creek Drive, Lusby, MD 20657 (MLS# MDCA2023160) is a Single Family property with 2 bedrooms and 2 full bathrooms. 13021 Mills Creek Drive is currently listed for $899,000 and was received on September 19, 2025. Want to learn more about 13021 Mills Creek Drive? Do you have questions about finding other Single Family real estate for sale in Lusby? You can browse all Lusby real estate or contact a Coldwell Banker agent to request more information.

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