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Property Description
Beautiful Waterfront Setting on Mill Creek! Discover the perfect blend of coastal luxury and timeless comfort at this sprawling waterfront retreat on the serene shores of Mill Creek just off the Patuxent River. Tucked away in a peaceful setting, this beautifully renovated home offers an unparalleled lifestyle for boating enthusiasts and lovers of the Chesapeake Bay lifestyle. One of the property's most coveted features is its expansive private pier, complete with a rare boat house-a true gem in this area. With an impressive 7 feet of mean low water (MLW), the dock easily accommodates large sailboats, offering deep water access that is both rare and valuable. The boat house has a 10,000lb boat lift, an ideal place to keep your power boat. Another unique feature is the boat shed located between the house and pier. Perfect storage for all your water toys (kayaks, SUPs, water skis), maybe a future cabana? Best of all, you're just a short and scenic boat ride to Solomons Island, a beloved waterfront destination known for its dining, entertainment, and maritime charm. Step inside to experience a renovated interior that blends high-end finishes with modern design. The high-end kitchen boasts Cambria quartz countertops, custom cabinetry, and stainless-steel appliances-perfect for entertaining or enjoying quiet meals at home. Throughout the house, you'll find all new flooring, luxurious bathrooms with heated tile floors, custom-tiled showers and many other hand selected features that elevate everyday living. The living room is a great size but retains a cozy feel with a pellet stove and charming bay window providing more amazing views of Mill Creek! The main level suite with an attached bath is ideal for guests. You will also find two more bedrooms and another full bath on this level. Head up the custom oak spiral staircase and find the primary suite, a true sanctuary. Featuring a lounging area with propane fireplace, a walk-in closet, and a renovated spa-style bathroom, this space offers the ultimate in comfort and privacy. Vaulted wood ceilings and lots of windows provide a bright and airy feel. Step out onto your private screened porch and take in the stunning views of Mill Creek-an ideal spot for morning coffee or evening relaxation. Whether you're looking for a full-time residence or a weekend getaway, 194 Harbor Drive delivers unmatched waterfront living with upscale finishes, rare boating amenities, and breathtaking views-all just minutes by water to the vibrant Solomons Island scene. Don't miss your chance to own one of Mill Creek's finest waterfront properties.
Full Property Details
Full Property Details for 194 Harbor Dr
General
- Sold For: $1,100,000
- HOA FEE: $28/month
- HOA FEE FREQ.: Annually
- Taxes: $6,645 (2024)
- Status: Closed
- Type: Single Family
- Source: BrightMLSMidAtlantic
- MLS ID: MDCA2021630
- Added to Site: 204 day(s) ago
Interior
- Rooms/Areas: Living Room, Dining Room, Primary Bedroom, Sitting Room, Bedroom 2, Bedroom 3, Bedroom 4, Kitchen, Bathroom 2, Bathroom 3, Primary Bathroom, Screened Porch
- Interior Features: Bathroom - Soaking Tub, Bathroom - Tub Shower, Carpet, Ceiling Fan(s), Combination Kitchen/Dining, Dining Area, Entry Level Bedroom, Primary Bath(s), Recessed Lighting, Skylight(s), Stove - Pellet, Walk-in Closet(s), Bathroom - Walk-In Shower, Breakfast Area, Built-Ins, Curved Staircase, Floor Plan - Open, Upgraded Countertops, Wet/Dry Bar
- Fireplace: Yes
- Number of Fireplaces: 2
- Fireplace(s): Gas/Propane, Mantel(s), Insert, Stone, Other, Gas/Propane, Mantel(s), Insert, Stone, Other
- Appliances: Built-In Microwave, Dishwasher, Dryer, Oven/Range - Gas, Refrigerator, Washer, Water Heater
- Flooring: Ceramic Tile, Carpet
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 3
- Upper Floor Baths: 1
- Upper - Full Baths: 1
- Main Floor Baths: 2
- Main - Full Baths: 2
- Primary Bathroom: Primary Bathroom - B, Upper 1
Bedrooms
- Total Bedrooms: 4
- Bedrooms Upper: 1
- Bedrooms Main & Up: 3
- Primary Bedroom: Primary Bedroom - Cathedral/Vaulted Ceiling, Ceiling Fan(s), Flooring - Carpet, Balcony Access, Attached Bathroom, Walk-In Closet(s), Wet Bar, Primary Bedroom - Sitting Area, Upper 1
- Bedroom 1: Bedroom 2 - Flooring - Carpet, Main
- Bedroom 2: Bedroom 3 - Ceiling Fan(s), Flooring - Carpet, Main
- Bedroom 3: Bedroom 4 - Attached Bathroom, Flooring - Carpet, Main
Other Rooms
- Living Room: Living Room - Fireplace - Other, Flooring - Carpet, Main
- Sitting Room: Sitting Room - Fireplace - Gas, Flooring - Carpet, Wet Bar, Upper 1
- Kitchen: Kitchen - Cathedral/Vaulted Ceiling, Flooring - Luxury Vinyl Plank, Kitchen - Propane Cooking, Lighting - Recessed, Skylight(s), Countertop(s) - Quartz, Main
- Dining Room: Dining Room - Flooring - Luxury Vinyl Plank, Main
- Laundry: Main Floor
- 3 Season Porch: Screened Porch - Cathedral/Vaulted Ceiling, Ceiling Fan(s), Upper 1
Additional Information
- Shared Amenities: Beach, Boat Ramp, Common Grounds, Lake, Water/Lake Privileges
- Security/Safety: Smoke Detector
Exterior
- Exterior Features: Chimney Cap(s), Extensive Hardscape, Exterior Lighting, Outbuilding(s)
- Porch/Patio/Deck: Patio(s), Screened, Porch(es)
Parking
- Garage: Yes
- Garage Spaces: 2
- Total Spaces: 8
- Parking Features: Asphalt Driveway, Circular Driveway, Private
- Parking Type: Attached Garage, Driveway
- Garage Description: Garage - Front Entry, Garage Door Opener, Inside Access, Oversized
Location
- County: Calvert
- Development Name: Drum Point
- Subdivision: Drum Point
- Driving Directions: GPS
- Location Details: Creek/Stream
School Information
- School District: Calvert County Public Schools
- Elementary School: Dowell
- Middle School: Mill Creek
- High School: Patuxent
Community
- Association: Yes
- Assoc. Name: DRUM POINT
- Assoc. Fees Include: Common Area Maintenance, Management, Recreation Facility, Reserve Funds, Snow Removal
- Pets Allowed: Yes
- Pets: Cats OK, Dogs OK
Heating & Cooling
- Central air: Yes
- Cooling Type: Central A/C, Ceiling Fan(s)
- Cooling Fuel: Electric
- Heating Type: Heat Pump(s), Central, Forced Air
- Heating Fuel: Central, Electric, Oil, Propane - Leased
- Water Heater: Electric, Multi-tank
Utilities
- Sewer: Private Septic Tank
- Water: Private, Well
- Utility Description: Cable TV, Propane
Structural Information
- Architectural Info: Coastal, Cottage, Ranch/Rambler
- Architectural Style: Coastal, Cottage, Ranch/Rambler
- Structure Type: Detached
- Construction: Frame, Block, Vinyl Siding
- Foundation: Block, Slab
- Roof: Architectural Shingle
- Walls/Ceilings: Vaulted Ceilings, Wood Ceilings
- Windows: Bay/Bow, Double Hung, Skylights
- Doors: Double Entry, Sliding Glass
- Stories/Levels: 0
- Stories Description: Main, Upper 1
- Square Feet: 2,722
- Sq. Ft. Source: Assessor
- Living Area: 2,722 Sq. Ft.
- Year Built: 1950
- Year Built Source: Estimated
Additional Structures
- Other Structures: Boat House, Shed
Lot Features
- Property View: Creek/Stream, Panoramic, Scenic Vista, Water
- Lot Size (Acres): 0.53
- Lot Size (Sq. Ft.): 23,109
- Lot Size Source: Assessor
- Street/Road Desc.: Black Top, Paved
- Lot Features: Bulkheaded, No Thru Street, Premium, Rear Yard, Stream/Creek
- Zoning: R
- Lot Description: Bulkheaded, No Thru Street, Premium, Rear Yard, Stream/Creek
Water Features
- Water Front: Yes
- Water View: Yes
- Navigable Water: Yes
- Water Access: Yes
- Water Access Desc: Canoe/Kayak, Fishing Allowed, Personal Watercraft (PWC), Private Access, Sail, Swimming Allowed, Waterski/Wakeboard
- Water Front Type: Creek
- Water Front Name: Mill Creek
- Dock/Slip Conveys: Yes
- Docks: 1
- Power Boats: 2
- Non-Power Boats: 2
Financial Considerations
- Price Per Sq. Ft.: $404.11
- Association Fee: $341
- Assoc Fee Freq.: Annually
- Assessment Year: 2025
- County Tax: $6,235
- County Tax Freq: Annually
- Tax w/Assessment: $603,867
- Tax Amount: $6,645
- Tax Year: 2024
- Terms: Standard Sale
- Tax Total Finished Sq. Ft.: 2722
Disclosures and Reports
- Ownership: Fee Simple
- Inclusions: Pellet stove, oil tank, mini fridge in primary suite, cabinet in primary bedroom, built-ins below windows and in living space by doorway, boat lift
- Section: 4
- Lot Number: 25
Listed by Berkshire Hathaway HomeServices PenFed Realty, Christine M. McNelis
Sold by CENTURY 21 New Millennium, John M Jordan
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Schools
Schools serving 194 Harbor Dr
School District:Calvert County Public Schools
| Name | Grades | Distance |
|---|---|---|
Dowell Elementary School 12680 H G Trueman Road, Lusby, MD 20657 | PK-5 | 1.7 mi |
Mill Creek Middle School 12200 Southern Connector Boulevard, Lusby, MD 20657 | 6-8 | 1.9 mi |
Patuxent High School 12485 Southern Connector Boulevard, Lusby, MD 20657 | 9-12 | 1.4 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 194 Harbor Dr
Date
Details
Price
Change
Source
8/05/2025
Sold
$1,100,000
—
MLS
6/26/2025
Listed
$1,100,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
194 Harbor Drive, Lusby, MD 20657 (MLS# MDCA2021630) is a Single Family property that was sold at $1,100,000 on August 05, 2025. Want to learn more about 194 Harbor Drive? Do you have questions about finding other Single Family real estate for sale in Lusby? You can browse all Lusby real estate or contact a Coldwell Banker agent to request more information.

