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$565,000
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Property Description
Welcome Home to 278 Valerie Ln! Offering an impressive 300 feet of waterfrontage and easy access to a private beach club. Enjoy expansive, undisturbed panoramic views of Mill Creek from nearly every angle. The main level features three bedrooms, new flooring, recessed lighting, and a bonus Florida room that fills the home with natural light and opens to a rear deck overlooking the water. The fully finished lower level offers exceptional flexibility with a bonus room, full bath, kitchenette, new carpet, and a wood-burning stove. Ideal for guests or extended living. Step outside to swim, relax by the water, or boat from your own private dock with an 8,000 lb boat lift. This home has been thoughtfully updated, including vinyl windows, roof, gutters, and downspouts (2015). Additional improvements include the water heater, washer, and dryer (2017), HVAC system (2022), and attic insulation (2022). This is a rare waterfront opportunity offering space, comfort, and a private setting. Mortgage savings may be available for buyers of this listing.
Full Property Details
Full Property Details for 278 Valerie Ln
General
- Price: $565,000
- HOA FEE: $15/month
- HOA FEE FREQ.: Annually
- Taxes: $5,255 (2025)
- Status: Active
- Type: Single Family
- Source: BrightMLSMidAtlantic
- MLS ID: MDCA2024982
- Updated: 3/30/2026
- Added to Site: 46 day(s) ago
Interior
- Rooms/Areas: Living Room, Dining Room, Bedroom 3, Bedroom 4, Kitchen, Bathroom 1, Bathroom 2, Bathroom 3
- Interior Features: Kitchen - Country, Dining Area, Kitchen - Eat-In, Entry Level Bedroom, Floor Plan - Open, Kitchenette
- Fireplace: Yes
- Number of Fireplaces: 1
- Fireplace(s): Flue for Stove, Fireplace - Glass Doors, Mantel(s)
- Appliances: Dishwasher, Exhaust Fan, Icemaker, Range Hood, Refrigerator, Stove, Washer, Dryer - Electric
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 3
- Main Floor Baths: 2
- Main - Full Baths: 2
- Lower Floor Baths: 1
- Lower - Full Baths: 1
Bedrooms
- Total Bedrooms: 4
- Bedrooms Lower: 1
- Bedrooms Main & Up: 3
Parking
- Garage: Yes
- Garage Spaces: 1
- Total Spaces: 1
- Parking Type: Attached Garage
- Garage Description: Garage - Front Entry
Location
- County: CALVERT
- Subdivision: DRUM POINT
- Driving Directions: Rouby Hall Road to Right on Valerie Lane. Across from CRE entrance. Straight ahead to home at the end of the cul-de-sac.
- Direction Faces: East
- Location Details: Creek/Stream
School Information
- School District: Calvert County Public Schools
- Elementary School: Dowell
- Middle School: Mill Creek
- High School: Patuxent
Community
- Association: Yes
- Assoc. Name: DRUM POINT PROPERTY OWNERS' ASSOCIATION
Heating & Cooling
- Cooling Type: Heat Pump(s)
- Cooling Fuel: Electric
- Heating Type: Heat Pump(s)
- Heating Fuel: Electric
- Water Heater: Electric
Utilities
- Sewer: Holding Tank
- Water: Well
Structural Information
- Architectural Style: Ranch/Rambler
- Structure Type: Detached
- Construction: Frame
- Basement: Yes
- Basement Entrance: Yes
- Basement Desc.: Fully Finished, Rear Entrance, Daylight, Full, Heated, Improved, Walkout Level, Windows
- Foundation: Permanent
- Roof: Architectural Shingle
- Doors: Sliding Glass
- Stories Description: Lower 1, Main
- Square Feet: 2,695
- Sq. Ft. Source: Estimated
- Living Area: 2,695 Sq. Ft.
- Finished Above Grnd: 1,352 Sq. Ft.
- Finished Below Grnd: 1,343 Sq. Ft.
- Year Built: 1974
- Year Built Source: Assessor
Unit Information
Unit 1
- Bathrooms-Lower: 1
- Bedrooms-Lower: 1
Lot Features
- Property View: Water, Creek/Stream, Other
- Lot Size (Acres): 0.51
- Lot Size (Sq. Ft.): 22,041
- Lot Size Source: Assessor
- Zoning: R
Water Features
- Water Front: Yes
- Water View: Yes
- Navigable Water: Yes
- Water Access: Yes
- Water Access Desc: Boat - Powered, Fishing Allowed, Canoe/Kayak
- Water Front Type: Creek/Stream
- Water Front Name: MIll Creek
- Dock/Slip Conveys: Yes
- Docks: 1
Financial Considerations
- Price Per Sq. Ft.: $417.9
- Association Fee: $180
- Assoc Fee Freq.: Annually
- Assessment Year: 2025
- County Tax: $4,845
- County Tax Freq: Annually
- Tax w/Assessment: $449,000
- Tax Amount: $5,255
- Tax Year: 2025
- Tax Total Finished Sq. Ft.: 2433
Disclosures and Reports
- Ownership: Fee Simple
- Section: 21
- Lot Number: 4
Listed by Redfin Corp, Arianit Musliu
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Schools
Schools serving 278 Valerie Ln
School District:Calvert County Public Schools
| Name | Grades | Distance |
|---|---|---|
Dowell Elementary School 12680 H G Trueman Road, Lusby, MD 20657 | PK-5 | 1.5 mi |
Mill Creek Middle School 12200 Southern Connector Boulevard, Lusby, MD 20657 | 6-8 | 1.6 mi |
Patuxent High School 12485 Southern Connector Boulevard, Lusby, MD 20657 | 9-12 | 1.1 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 278 Valerie Ln
Date
Details
Price
Change
Source
3/13/2026
Price Reduced
$565,000
-1.74%
MLS
2/18/2026
Listed
$575,000
21.05%
MLS
1/06/2022
Sold
$475,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 278 Valerie Ln
Year
Property Taxes
Change
Tax Assessment
Change
2023
$4,110
—
$449,000
6%
2023
$4,110
—
$422,300
7%
2023
$4,110
1%
$395,600
1%
2022
$4,054
2%
$390,167
1%
2019
$3,979
-7%
$384,733
1%
2021
$4,280
—
$379,300
—
2020
$4,296
—
$379,300
—
2019
$4,283
-9%
$379,300
-9%
2018
$4,719
3%
$415,200
3%
2017
$4,602
7%
$404,533
3%
2016
$4,285
3%
$393,867
3%
2015
$4,176
—
$383,200
—
2014
$4,174
—
$383,200
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 278 Valerie Ln
278 Valerie Lane, Lusby, MD 20657 (MLS# MDCA2024982) is a Single Family property with 4 bedrooms and 3 full bathrooms. 278 Valerie Lane is currently listed for $565,000 and was received on February 18, 2026. Want to learn more about 278 Valerie Lane? Do you have questions about finding other Single Family real estate for sale in Lusby? You can browse all Lusby real estate or contact a Coldwell Banker agent to request more information.

