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$510,000

  • For Sale
  • Under Contract
  • Condo
  • 2 Beds
  • 2 Full Baths
  • 1,073 Sq. Ft.
  • Updated 13 days ago
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Rarely available and highly sought-after, this is a special opportunity to own in Captiva Bay, where owners hold onto their homes for good reason. Experience coastal living at its finest in this beautifully maintained two-bedroom, two-bath condominium, offered fully furnished with all décor and a fully stocked kitchen. Simply arrive, drop your bags, and head straight to the beach. From the moment you step inside, the care and attention to detail are immediately evident. Fresh custom paint, tasteful coastal furnishings, modern ceiling fans, and thoughtfully selected window treatments create a light, welcoming atmosphere. The open floor plan allows for easy living and entertaining, while expansive windows draw your eye to the captivating bay views beyond. The living area is both comfortable and inviting, anchored by a cozy gas fireplace that adds warmth and ambiance on cooler coastal evenings. Just beyond, step onto the expansive private balcony where breathtaking sunsets paint the sky over the bay, and a subtle peek of the ocean reminds you just how close you are to the shore. The kitchen is both functional and stylish, featuring recessed lighting, and a breakfast bar for casual dining. Fully equipped and ready for use, it's perfectly suited for everything from quick beach-day meals to relaxed gatherings with family and friends. The primary suite offers a peaceful retreat, complete with an updated en suite bath featuring a beautifully tiled glass-enclosed shower and a soaking tub designed for relaxation. A second bedroom and full bath provide comfortable accommodations for guests. Additional highlights include luxury vinyl flooring in both bedrooms, a replaced water heater in 2021, secure storage, and two parking passes. Rentals are allowed, offering excellent flexibility for personal use or investment potential. A convenient traffic light at Coastal Highway ensures easy access in either direction. Residents of Captiva Bay enjoy a host of exceptional amenities, including a rooftop pool deck with panoramic views, a private storage locker, kayak storage with launch access, and a community pier perfect for embracing the waterfront lifestyle. This is more than just a condo, it is a turnkey coastal retreat in one of the area's most cherished bayfront communities, where stunning views, effortless living, and unforgettable sunsets await.

Full Property Details for 104 85th St #404

General

  • Price: $510,000
  • HOA FEE: $630/month
  • Taxes: $4,339 (2025)
  • Status: Under Contract
  • Type: Condo
  • Source: BrightMLSMidAtlantic
  • MLS ID: MDWO2037512
  • Updated: 5/10/2026
  • Added to Site: 44 day(s) ago

Interior

  • Rooms/Areas: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Kitchen, Foyer
  • Interior Features: Breakfast Area, Ceiling Fan(s), Combination Dining/Living, Combination Kitchen/Dining, Combination Kitchen/Living, Dining Area, Elevator, Floor Plan - Open, Primary Bath(s), Recessed Lighting, Sprinkler System, Bathroom - Stall Shower, Bathroom - Tub Shower, Window Treatments
  • Fireplace: Yes
  • Number of Fireplaces: 1
  • Fireplace(s): Corner, Gas/Propane
  • Appliances: Washer, Dryer, Cooktop, Dishwasher, Exhaust Fan, Disposal, Microwave, Refrigerator, Icemaker, Stove
  • Furnished: Yes
  • Flooring: Ceramic Tile, Luxury Vinyl Plank

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main Floor Baths: 2
  • Main - Full Baths: 2

Bedrooms

  • Total Bedrooms: 2
  • Bedrooms Main & Up: 2

Other Rooms

  • Laundry: Dryer In Unit, Main Floor, Washer In Unit

Additional Information

  • Shared Amenities: Swimming Pool, Pool - Rooftop, Common Grounds, Elevator, Pool - Outdoor, Other
  • Shared Pool: Yes
  • Pool: Yes
  • Security/Safety: Main Entrance Lock, Smoke Detector, Sprinkler System - Indoor

Exterior

  • Exterior Features: Exterior Lighting, Outside Shower, Secure Storage
  • Porch/Patio/Deck: Balcony, Roof

Parking

  • Total Spaces: 2
  • Parking Type: Parking Lot

Location

  • Area: Bayside Waterfront (84)
  • Municipality: Ocean City
  • County: WORCESTER
  • Building Name: Captiva Bay
  • Driving Directions: Coastal Highway to 85th street, bay side.
  • Direction Faces: North
  • Location Details: Bayside
  • City Limits: Yes

School Information

  • School District: Worcester County Public Schools
  • Elementary School: Ocean City
  • Middle School: Stephen Decatur
  • High School: Stephen Decatur

Community

  • Assoc. Fees Include: Trash, Pier/Dock Maintenance, Pool(s), Reserve Funds, Ext Bldg Maint, Insurance, Management, Common Area Maintenance, All Ground Fee
  • Pets Allowed: Yes
  • Pets: Case by Case Basis

Heating & Cooling

  • Central air: Yes
  • Cooling Type: Central A/C, Ceiling Fan(s)
  • Cooling Fuel: Electric
  • Heating Type: Ceiling, Forced Air, Central
  • Heating Fuel: Electric, Central
  • Water Heater: Electric

Utilities

  • Sewer: Public Sewer
  • Water: Public

Structural Information

  • Architectural Style: Coastal, Unit/Flat
  • Structure Type: Garden 1 - 4 Floors
  • Construction: Masonry, Concrete
  • Foundation: Pillar/Post/Pier
  • Roof: Flat
  • Common Walls: 2+ Common Walls, No One Above
  • Walls/Ceilings: Dry Wall
  • Windows: Double Pane, Screens, Sliding, Vinyl Clad
  • Doors: Sliding Glass
  • Entry Floor Number: 4
  • Elevator(s ): 2
  • Stories Description: Main
  • Square Feet: 1,073
  • Sq. Ft. Source: Estimated
  • Living Area: 1,073 Sq. Ft.
  • Finished Above Grnd: 1,073 Sq. Ft.
  • Year Built: 2003
  • Year Built Source: Assessor

Lot Features

  • Property View: Bay, Ocean, Water
  • Zoning: LC-1

Water Features

  • Water View: Yes
  • Water Front Type: Bay

Financial Considerations

  • Price Per Sq. Ft.: $475.3
  • Condo Fee: $630
  • Condo Fee Freq: Monthly
  • Assessment Year: 2026
  • City/TownTax: $1,402
  • City/TownTax Freq: Annually
  • County Tax: $2,582
  • County Tax Freq: Annually
  • Tax w/Assessment: $345,600
  • Tax Amount: $4,339
  • Tax Year: 2025
  • Tax Total Finished Sq. Ft.: 1080

Disclosures and Reports

  • Ownership: Fee Simple
  • Condo: Yes
  • Inclusions: Furnishings including Balcony furniture, Iron/board, vacuum, kitchen items, Lines, rugs, wall decor and beach chairs
  • Lot Number: 404

Listed by Northrop Realty, Alyson Kendall

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Listing agent

— 104 85th St #404 —

  • Alyson Kendall

    Northrop Realty

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 104 85th St #404

School District:Worcester County Public Schools
NameGradesDistance
Ocean City Elementary School
12828 Center Drive, Ocean City, MD 21842
PK-44.7 mi
Stephen Decatur Middle School, Berlin, MD
9815 Seahawk Road, Berlin, MD 21811
7-88.3 mi
Stephen Decatur High School
9913 Seahawk Road, Berlin, MD 21811
9-128.2 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 104 85th St #404 Get Price Alerts and Save Property

Date
Details
Price
Change
Source
4/09/2026
Listed
$510,000
45.3%
MLS
8/19/2003
Sold
$351,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 104 85th St #404

Year
Property Taxes
Change
Tax Assessment
Change
2025
$4,326
18%
$316,800
22%
2023
$3,654
4%
$259,200
2%
2021
$3,510
—
$253,800
2%
2021
$3,510
2%
$248,400
2%
2021
$3,433
3%
$243,000
3%
2020
$3,349
4%
$235,433
3%
2019
$3,219
3%
$227,867
3%
2018
$3,112
-1%
$220,300
—
2017
$3,128
—
$220,300
—
2016
$3,139
—
$220,300
-5%
2015
$3,140
—
$232,200
—
2014
$3,144
—
$232,200
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 104 85th St #404

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*These costs are estimates, and the interest rates assume exceptional credit standing.

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NMLS#: 1598647

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Listed by Northrop Realty, Alyson Kendall

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104 85th Street #404, Ocean City, MD 21842 (MLS# MDWO2037512) is a Condo property with 2 bedrooms and 2 full bathrooms. 104 85th Street #404 is currently listed for $510,000 and was received on April 09, 2026. Want to learn more about 104 85th Street #404? Do you have questions about finding other Condo real estate for sale in Ocean City? You can browse all Ocean City real estate or contact a Coldwell Banker agent to request more information.

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